Certified Authority of Workers Compensation (CAWC) – Study Guide and Exam
Review Material
Workers' Compensation Laws - correct answer ✔✔
"The great trade off" - correct answer ✔✔Employees could no longer sue after workers
compensation was put in place
Fellow Servant Rule - correct answer ✔✔Co-worker is liable for the injury, not the employer
Contributory Negligence - correct answer ✔✔Employee was careless and played part in the
injury, employer not liable
Assumption of Risk - correct answer ✔✔Employee was aware of the risks when hired, employer
not liable
Choice of law provision jurisdiction - correct answer ✔✔Law of state
-emp was hired in
-emp was injured in
-emp usually works in
Employee choses benefits
lost wages - correct answer ✔✔Benefit provided for money employee would have been making
if able to work
medical services - correct answer ✔✔Benefit provided that pays medical bills
, Rehabilitation services - correct answer ✔✔Benefit provided that pays vocational/physical
therapy bills
Death Benefit - correct answer ✔✔Benefit provided to family after employee death
Employers liability /stop gap coverage - correct answer ✔✔
Guaranteed cost - correct answer ✔✔
Small deductible program - correct answer ✔✔
Retrospective rating plan - correct answer ✔✔
Large deductible program - correct answer ✔✔
Monopolistic States - correct answer ✔✔
State fund - correct answer ✔✔
Self-insurance - correct answer ✔✔
Excess insurance - correct answer ✔✔
Assigned risk/residual market - correct answer ✔✔
Voluntary/private market - correct answer ✔✔
Review Material
Workers' Compensation Laws - correct answer ✔✔
"The great trade off" - correct answer ✔✔Employees could no longer sue after workers
compensation was put in place
Fellow Servant Rule - correct answer ✔✔Co-worker is liable for the injury, not the employer
Contributory Negligence - correct answer ✔✔Employee was careless and played part in the
injury, employer not liable
Assumption of Risk - correct answer ✔✔Employee was aware of the risks when hired, employer
not liable
Choice of law provision jurisdiction - correct answer ✔✔Law of state
-emp was hired in
-emp was injured in
-emp usually works in
Employee choses benefits
lost wages - correct answer ✔✔Benefit provided for money employee would have been making
if able to work
medical services - correct answer ✔✔Benefit provided that pays medical bills
, Rehabilitation services - correct answer ✔✔Benefit provided that pays vocational/physical
therapy bills
Death Benefit - correct answer ✔✔Benefit provided to family after employee death
Employers liability /stop gap coverage - correct answer ✔✔
Guaranteed cost - correct answer ✔✔
Small deductible program - correct answer ✔✔
Retrospective rating plan - correct answer ✔✔
Large deductible program - correct answer ✔✔
Monopolistic States - correct answer ✔✔
State fund - correct answer ✔✔
Self-insurance - correct answer ✔✔
Excess insurance - correct answer ✔✔
Assigned risk/residual market - correct answer ✔✔
Voluntary/private market - correct answer ✔✔
