Claims Adjuster Exam
Question and Answers
2026
MultiBPeril-PackageB-
BAnswerAnyBpolicyBwhichBprovidesBpropertyB&BliabilityBcoverageB(notBhomeowner)
ISOBpolicyB-BAnswerSoldBinBTexas,BbutBnotBTexasBform
OnlyBTexasBDPB1B-
BAnswerMainlyBtheBonlyBTDPBsold,BnowBwithBplethoraBofBendorsements
TexasBStandardBFireBPolicyB-BAnswerGranddaddyBofBallBTexasBpropertyBpolicies
BusinessBautoBcoverageBe.g.B-BAnswerOwnerBofBaBtaxiBtoBcoverBcollisionBdamage
InlandBMarineB(buildBmilkBpolicy)BwouldBcoverBe.g.B-
BAnswer3kBgallonsBofBmilkBinBtankerBtruck
TexasBStandard,BStandardBFireB&BBusinessBOwnerB-
BAnswerWouldBallBcoverBdamageBtoBsomethingBlikeBaBgiftBcardBshopBfire
TxBPersonalBAutoBPolicyBe.g.B-
BAnswerOwnerBofBfamilyBfar,BforBpotentialBinjuryBtoBotherBpeople
Trucker'sBpolicyB-
BAnswerTruckingBcompany,BforBpotentialBdamageBtoBotherBpeople'sBtrailersBwhichBtheB
truckingBcompanyBmayBbeBpulling
, ActualBCashBValueB(ACV)B-BAnswerReplacementBcostBlessBdepreciation
GarageBLiabilityBe.g.B-
BAnswerForBvaletBparkingBserviceBtoBhaveBappropriateBliabilityBcoverageBitBneedsBwhat
BkindBofBpolicy?
Flood,BworkersBcomp,Bcrop,BcostalBwindBamongBothersB-
BAnswerTypesBofBcasualtyBclaimsBIBwillBbeBunableBtoBhandleBunderBlicenseBI'mBstudyin
gBfor
OceanBMarineBHullBcoverageB-
BAnswerWouldBhaveBtoBbeBwrittenBforBanBinsuredBtoBcoverBpotentialBcollisionBdamage
BtoBinsured'sBship
CoveredB(ifBit'sBnotBwritten)B-
BAnswerIt'sBsafeBtoBassumeBthatBifBsomethingBisBnotBexcludedBinBwritingBit'sBappropri
ateBtoBassumeBthatBtheBlossBis?
15/15/5BruleB-BAnswer15BcalendarBdaysBtoBsendBnoticeByouBreceivedBclaim
15BbusinessBdaysBtoBresolveBcase
5BdaysBtoBpayBclaimB(ifBapplicable)
OptionsBforBHighBRiskBDrivers?B-BAnswerTexasBstartedBTAIPA
RiskBpool
MinusBPIPB($2,500)
Uninsured/underinsuredBmotoristBcoverageB-BAnswerWhatBdoesBTAIPABprovide?
WhenBcanByouBgetBTAIPAB-
BAnswerOnceByou'veBbeenBrejectedBbyB2BorBmoreBinsuranceBcompanies
Question and Answers
2026
MultiBPeril-PackageB-
BAnswerAnyBpolicyBwhichBprovidesBpropertyB&BliabilityBcoverageB(notBhomeowner)
ISOBpolicyB-BAnswerSoldBinBTexas,BbutBnotBTexasBform
OnlyBTexasBDPB1B-
BAnswerMainlyBtheBonlyBTDPBsold,BnowBwithBplethoraBofBendorsements
TexasBStandardBFireBPolicyB-BAnswerGranddaddyBofBallBTexasBpropertyBpolicies
BusinessBautoBcoverageBe.g.B-BAnswerOwnerBofBaBtaxiBtoBcoverBcollisionBdamage
InlandBMarineB(buildBmilkBpolicy)BwouldBcoverBe.g.B-
BAnswer3kBgallonsBofBmilkBinBtankerBtruck
TexasBStandard,BStandardBFireB&BBusinessBOwnerB-
BAnswerWouldBallBcoverBdamageBtoBsomethingBlikeBaBgiftBcardBshopBfire
TxBPersonalBAutoBPolicyBe.g.B-
BAnswerOwnerBofBfamilyBfar,BforBpotentialBinjuryBtoBotherBpeople
Trucker'sBpolicyB-
BAnswerTruckingBcompany,BforBpotentialBdamageBtoBotherBpeople'sBtrailersBwhichBtheB
truckingBcompanyBmayBbeBpulling
, ActualBCashBValueB(ACV)B-BAnswerReplacementBcostBlessBdepreciation
GarageBLiabilityBe.g.B-
BAnswerForBvaletBparkingBserviceBtoBhaveBappropriateBliabilityBcoverageBitBneedsBwhat
BkindBofBpolicy?
Flood,BworkersBcomp,Bcrop,BcostalBwindBamongBothersB-
BAnswerTypesBofBcasualtyBclaimsBIBwillBbeBunableBtoBhandleBunderBlicenseBI'mBstudyin
gBfor
OceanBMarineBHullBcoverageB-
BAnswerWouldBhaveBtoBbeBwrittenBforBanBinsuredBtoBcoverBpotentialBcollisionBdamage
BtoBinsured'sBship
CoveredB(ifBit'sBnotBwritten)B-
BAnswerIt'sBsafeBtoBassumeBthatBifBsomethingBisBnotBexcludedBinBwritingBit'sBappropri
ateBtoBassumeBthatBtheBlossBis?
15/15/5BruleB-BAnswer15BcalendarBdaysBtoBsendBnoticeByouBreceivedBclaim
15BbusinessBdaysBtoBresolveBcase
5BdaysBtoBpayBclaimB(ifBapplicable)
OptionsBforBHighBRiskBDrivers?B-BAnswerTexasBstartedBTAIPA
RiskBpool
MinusBPIPB($2,500)
Uninsured/underinsuredBmotoristBcoverageB-BAnswerWhatBdoesBTAIPABprovide?
WhenBcanByouBgetBTAIPAB-
BAnswerOnceByou'veBbeenBrejectedBbyB2BorBmoreBinsuranceBcompanies