CONNECTICUT ALL LINES EXCEPT
WORKERS COMP ADJUSTER LICENSING
COURSE TEST BANK 2026 UPDATED
QUESTIONS WITH ANSWERS GRADED A+
⩥ risk. Answer: chance of loss
⩥ what is a hazard. Answer: a hazard is a condition that increases the
likely occurrence of a peril or the likely severity of a loss
⩥ what is a peril. Answer: peril is the destructive event that insurance
guards against
⩥ what is the assumption of risk. Answer: I will pay for it if it goes
wrong
⩥ tort liability. Answer: the tortfeasor who is found to be liable or
responsible for a person's injuries will likely be required to pay damages
⩥ open peril. Answer: coverages of all losses EXCEPT exclusions
⩥ named peril. Answer: coverage of a NAMED perils and nothing else
, ⩥ a non owned dog is in the neighborhood and bites a neighbor, based
on the homeowners insurance policy would they be covered?. Answer:
yes, because is it in their custody, treated like child below the age of 13
⩥ what is a suit?. Answer: a lawsuit, filing a complaint
⩥ what does farmers insurance include?. Answer: FIRE LIABILITY
⩥ What happens when an individual is acting as a casualty claim
adjuster? What
repercussions will be taken?. Answer: If the Commissioner determines
from the hearing that the person has engaged in
the alleged violations, the Commissioner can issue the cease-and-desist
order. The
Commissioner may also
- Impose a fine of up to $5,000 for each violation, up to a total of
$50,000 for all violations;
- Impose a fine of $25,000 for each violation, up to a total of
$250,000 in a six-month period, if the person committed the
violation willfully or should have known that the act was a
violation;
- Suspend or revoke the person's license if the person knew or
WORKERS COMP ADJUSTER LICENSING
COURSE TEST BANK 2026 UPDATED
QUESTIONS WITH ANSWERS GRADED A+
⩥ risk. Answer: chance of loss
⩥ what is a hazard. Answer: a hazard is a condition that increases the
likely occurrence of a peril or the likely severity of a loss
⩥ what is a peril. Answer: peril is the destructive event that insurance
guards against
⩥ what is the assumption of risk. Answer: I will pay for it if it goes
wrong
⩥ tort liability. Answer: the tortfeasor who is found to be liable or
responsible for a person's injuries will likely be required to pay damages
⩥ open peril. Answer: coverages of all losses EXCEPT exclusions
⩥ named peril. Answer: coverage of a NAMED perils and nothing else
, ⩥ a non owned dog is in the neighborhood and bites a neighbor, based
on the homeowners insurance policy would they be covered?. Answer:
yes, because is it in their custody, treated like child below the age of 13
⩥ what is a suit?. Answer: a lawsuit, filing a complaint
⩥ what does farmers insurance include?. Answer: FIRE LIABILITY
⩥ What happens when an individual is acting as a casualty claim
adjuster? What
repercussions will be taken?. Answer: If the Commissioner determines
from the hearing that the person has engaged in
the alleged violations, the Commissioner can issue the cease-and-desist
order. The
Commissioner may also
- Impose a fine of up to $5,000 for each violation, up to a total of
$50,000 for all violations;
- Impose a fine of $25,000 for each violation, up to a total of
$250,000 in a six-month period, if the person committed the
violation willfully or should have known that the act was a
violation;
- Suspend or revoke the person's license if the person knew or
