NY INDEPENDENT GENERAL ADJUSTER 2026/2027
EXAM - SERIES 17-70 ACTUAL EXAM QUESTIONS
AND CORRECT DETAILED ANSWERS LATEST
UPDATE THIS YEAR!!
Dram Shop Liability refers to: - ANSWER-Liquor Law
Liability.
The insured has suffered a covered loss under his DP-3
dwelling form. He fails to protect the property from further
loss. The additional loss that occurs as a result of his
inactions may be denied because of what clause in the
policy? - ANSWER-Neglect.
,To be eligible for the New York assigned risk auto plan a
person must: - ANSWER-Hold a valid driver's license.
Any insurance adjuster whose license has been revoked
for cause will not be entitled to apply for any other
insurance license in New York until at least: - ANSWER-
One Year.
Mr. Vickers was in a hurry to catch a plane. He parks his
car in the parking garage at the airport and leaves the
keys in the ignition. When he returns he finds that his car
has been stolen. Later the car was discovered with severe
collision damage. The airport carries Garagekeeper's
Legal Liability coverage and Mr. Vickers carries Liability
and Comprehensive coverage on his auto. What coverage
,would apply? - ANSWER-Mr. Vickers comprehensive
coverage.
An automobile is polluting the environment. What engine
component could be the primary cause? - ANSWER-
Catalytic Converter Malfunction.
Under the dwelling policy, DP2 or D3, what is the
maximum amount of Coverage A that would be paid for
additional living expenses? - ANSWER-20%
Workers compensation policies also include employer's
liability coverage. If any employer fails to maintain the
, equipment and an employee is injured, would it be
covered under this coverage? - ANSWER-Yes.
Fidelity bonds are typically written to be effective for a: -
ANSWER-Continuous term without an expiration date.
One purpose of a deductible is to: - ANSWER-Eliminate
small claims.
If the insured has failed to pay the premium for a worker
compensation policy issued in New York, how many days
notice of cancellation must be sent to the insured? -
ANSWER-A 10 day notice.
EXAM - SERIES 17-70 ACTUAL EXAM QUESTIONS
AND CORRECT DETAILED ANSWERS LATEST
UPDATE THIS YEAR!!
Dram Shop Liability refers to: - ANSWER-Liquor Law
Liability.
The insured has suffered a covered loss under his DP-3
dwelling form. He fails to protect the property from further
loss. The additional loss that occurs as a result of his
inactions may be denied because of what clause in the
policy? - ANSWER-Neglect.
,To be eligible for the New York assigned risk auto plan a
person must: - ANSWER-Hold a valid driver's license.
Any insurance adjuster whose license has been revoked
for cause will not be entitled to apply for any other
insurance license in New York until at least: - ANSWER-
One Year.
Mr. Vickers was in a hurry to catch a plane. He parks his
car in the parking garage at the airport and leaves the
keys in the ignition. When he returns he finds that his car
has been stolen. Later the car was discovered with severe
collision damage. The airport carries Garagekeeper's
Legal Liability coverage and Mr. Vickers carries Liability
and Comprehensive coverage on his auto. What coverage
,would apply? - ANSWER-Mr. Vickers comprehensive
coverage.
An automobile is polluting the environment. What engine
component could be the primary cause? - ANSWER-
Catalytic Converter Malfunction.
Under the dwelling policy, DP2 or D3, what is the
maximum amount of Coverage A that would be paid for
additional living expenses? - ANSWER-20%
Workers compensation policies also include employer's
liability coverage. If any employer fails to maintain the
, equipment and an employee is injured, would it be
covered under this coverage? - ANSWER-Yes.
Fidelity bonds are typically written to be effective for a: -
ANSWER-Continuous term without an expiration date.
One purpose of a deductible is to: - ANSWER-Eliminate
small claims.
If the insured has failed to pay the premium for a worker
compensation policy issued in New York, how many days
notice of cancellation must be sent to the insured? -
ANSWER-A 10 day notice.
