AHIP Final EXAM TEST Questions
AND Verified Answers 2025
Graded A+
Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income.
What could you tell Mrs. Park that might be of assistance? -
ANSWER>>>>She should contact her state Medicaid agency to
see if she qualifies forprograms that can help with Medicare costs
for which she is responsible.
Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system.
He also left a substantial estate which provides Madeline with an
annual income of approximately $130,000. Madeline, who has
only worked part-time for the last three years, will soon turn age
65 and hopes to enroll in Original Medicare. She comes to you for
advice. What should you tell her? - ANSWER>>>>You should tell
Madeline that she will be able to enroll in Medicare Part A without
paying monthly premiums due to her husband's long work record
and participation in the Medicare system. You should also tell
Madeline that she will pay Part B premiums at more than the
standard lowest rate but less than the highest rate due her
substantial income.
Mr. Bauer is 49 years old, but eighteen months ago he was
declared disabled by the Social Security Administration and has
been receiving disability payments. He is wondering whether he
can obtain coverage under Medicare. What should you tell him -
ANSWER>>>>After receiving such disability payments for 24
, months, he will be automatically enrolled in Medicare, regardless
of age.
Mr. Schmidt would like to plan for retirement and has asked you
what is covered under Original Fee-for-Service (FFS) Medicare?
What could you tell him? - ANSWER>>>>Part A, which covers
hospital, skilled nursing facility, hospice and home health services
and Part B, which covers professional services such as those
provided by a doctor are covered under Original Medicare.
Mrs. Peňa is 66 years old, has coverage under an employer plan,
and will retire next year. She heard she must enroll in Part B at
the beginning of the year to ensure no gap in coverage. What can
you tell her? - ANSWER>>>>She may enroll at any time while
she is covered under her employer plan, but she will have a
special eight month enrollment period that differs from the
standard general enrollment period, during which she may enroll
in Medicare Part B.
Agent John Miller is meeting with Jerry Smith, a new prospect.
Jerry is currently enrolled in Medicare Parts A and B. Jerry has
also purchased a Medicare Supplement (Medigap) plan which he
has had for several years. However, the plan does not provide
drug benefits. How would you advise Agent John Miller to
proceed? - ANSWER>>>>Tell prospect Jerry Smith that he should
consider adding a standalone Part D prescription drug coverage
policy to his present coverage.
Mr. Diaz continued working with his company and was insured
under his employer's group plan until he reached age 68. He has
heard that there is a premium penalty for those who did not sign
up for Part B when first eligible and wants to know how much he
will have to pay. What should you tell him? - ANSWER>>>>The
AND Verified Answers 2025
Graded A+
Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income.
What could you tell Mrs. Park that might be of assistance? -
ANSWER>>>>She should contact her state Medicaid agency to
see if she qualifies forprograms that can help with Medicare costs
for which she is responsible.
Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system.
He also left a substantial estate which provides Madeline with an
annual income of approximately $130,000. Madeline, who has
only worked part-time for the last three years, will soon turn age
65 and hopes to enroll in Original Medicare. She comes to you for
advice. What should you tell her? - ANSWER>>>>You should tell
Madeline that she will be able to enroll in Medicare Part A without
paying monthly premiums due to her husband's long work record
and participation in the Medicare system. You should also tell
Madeline that she will pay Part B premiums at more than the
standard lowest rate but less than the highest rate due her
substantial income.
Mr. Bauer is 49 years old, but eighteen months ago he was
declared disabled by the Social Security Administration and has
been receiving disability payments. He is wondering whether he
can obtain coverage under Medicare. What should you tell him -
ANSWER>>>>After receiving such disability payments for 24
, months, he will be automatically enrolled in Medicare, regardless
of age.
Mr. Schmidt would like to plan for retirement and has asked you
what is covered under Original Fee-for-Service (FFS) Medicare?
What could you tell him? - ANSWER>>>>Part A, which covers
hospital, skilled nursing facility, hospice and home health services
and Part B, which covers professional services such as those
provided by a doctor are covered under Original Medicare.
Mrs. Peňa is 66 years old, has coverage under an employer plan,
and will retire next year. She heard she must enroll in Part B at
the beginning of the year to ensure no gap in coverage. What can
you tell her? - ANSWER>>>>She may enroll at any time while
she is covered under her employer plan, but she will have a
special eight month enrollment period that differs from the
standard general enrollment period, during which she may enroll
in Medicare Part B.
Agent John Miller is meeting with Jerry Smith, a new prospect.
Jerry is currently enrolled in Medicare Parts A and B. Jerry has
also purchased a Medicare Supplement (Medigap) plan which he
has had for several years. However, the plan does not provide
drug benefits. How would you advise Agent John Miller to
proceed? - ANSWER>>>>Tell prospect Jerry Smith that he should
consider adding a standalone Part D prescription drug coverage
policy to his present coverage.
Mr. Diaz continued working with his company and was insured
under his employer's group plan until he reached age 68. He has
heard that there is a premium penalty for those who did not sign
up for Part B when first eligible and wants to know how much he
will have to pay. What should you tell him? - ANSWER>>>>The
