CPCU 552 UPDATED 2026 EXAM SCRIPT QUESTIONS
AND SOLUTIONS RATED A+
✔✔What are the 7 requirements for coverage A on the CGL form? - ✔✔1.) The insured
must be legally obligated to pay damages
2.) The damages must result from BI or PD as defined in the policy
3.) The policy must apply to the BI or PD
4.) The BI or PD must be caused by an occurrence
5.) The occurrence must take place in the coverage territory
6.) The BI or PD must occur during the policy period
7.) The BI or PD must not be known to the NI or certain other persons before the policy
period
✔✔What is coverage B of the CGL? - ✔✔Personal and Advertising Injury Liability (NO
property damage)
✔✔What is covered under Personal and advertising injury? - ✔✔1.) False arrest
2.) Malicious prosecution
3.) Wrongful eviction
4.) Oral or written slander
5.) Oral or written invasion of personal privacy
6.) stolen advertisements
7.) copy right infringment
✔✔How many exclusions are in part B and what are the big ones? - ✔✔16:
A: Knowing Violation of Rights of Another
B: Material Published with Knowledge of Falsity
C: Material Published Prior to Policy Period
D: Criminal Acts
E: Contractual Liability
F: Breach of Contract
G: Quality of goods-Failure to conform to
H: Wrong Description of prices
I: Infringement of Copyright, patent, trademark or trade secret
J: Insured in Media and Internet-type business
K: Electronic chatrooms or bulletin boards
L: Unauthorized use of another's name or product
OTHERS ARE NOT IMPORTANT
M:Pollution/Pollution related
N: War
O: Recording and distribution of material or information in violation of law
✔✔What is coverage C of the CGL form? - ✔✔Medical payments: Medical payments
coverage is a means of making prompt settlements
, ✔✔What are the 4 exclusions to coverage C? - ✔✔1.) Any NI
2.) Anyone hired by a NI or a tenant
3.) WC
4.) Anyone playing sports or exercising
✔✔What are the 7 coverage A exclusions? - ✔✔A: Expected or intended injury
B: Contractual Liability
C: Liquor Liability
D and E: WC and Employers Liability
F: Pollution
G: Aircraft, Auto or Watercraft (BI and PD)
H: Mobile Equipment
I: War
J: Property of NI (Damage)
K: NI products and work
L: Damage of NI product (completed aka product recall is excluded)
M: Damage to NI work
N: Damage to impaired property or property not physically injured (not electronic data)
✔✔What are supplementary payments in the CGL form? - ✔✔They are supplementary
payments to both coverage A and B in addition to the limits, but will stop once the limit
is exhausted from damages.
Up to $250K in bail bonds
✔✔Under the CGL who are the 3 types of people that are a NI? - ✔✔1.) NI and related
parties
2.) NI's employees and volunteers
3.) Other persons and organizations
✔✔Is defense inside or outside the limits of a CGL policy? - ✔✔outside
✔✔which is more of an exposure for stores: premise and operations or products and
completed operations - ✔✔PREMISE and operations
✔✔what is a contract that independent contractors are often require to have for
themselves - ✔✔operations being performed
✔✔when someone hurts themselves in a store why might a CGL policy not cover it? -
✔✔The insured must be legally obligated before the insurer has the duty of paying
✔✔when toys are manufactured in the U.S. are claims outside of the U.S. covered? -
✔✔yes
AND SOLUTIONS RATED A+
✔✔What are the 7 requirements for coverage A on the CGL form? - ✔✔1.) The insured
must be legally obligated to pay damages
2.) The damages must result from BI or PD as defined in the policy
3.) The policy must apply to the BI or PD
4.) The BI or PD must be caused by an occurrence
5.) The occurrence must take place in the coverage territory
6.) The BI or PD must occur during the policy period
7.) The BI or PD must not be known to the NI or certain other persons before the policy
period
✔✔What is coverage B of the CGL? - ✔✔Personal and Advertising Injury Liability (NO
property damage)
✔✔What is covered under Personal and advertising injury? - ✔✔1.) False arrest
2.) Malicious prosecution
3.) Wrongful eviction
4.) Oral or written slander
5.) Oral or written invasion of personal privacy
6.) stolen advertisements
7.) copy right infringment
✔✔How many exclusions are in part B and what are the big ones? - ✔✔16:
A: Knowing Violation of Rights of Another
B: Material Published with Knowledge of Falsity
C: Material Published Prior to Policy Period
D: Criminal Acts
E: Contractual Liability
F: Breach of Contract
G: Quality of goods-Failure to conform to
H: Wrong Description of prices
I: Infringement of Copyright, patent, trademark or trade secret
J: Insured in Media and Internet-type business
K: Electronic chatrooms or bulletin boards
L: Unauthorized use of another's name or product
OTHERS ARE NOT IMPORTANT
M:Pollution/Pollution related
N: War
O: Recording and distribution of material or information in violation of law
✔✔What is coverage C of the CGL form? - ✔✔Medical payments: Medical payments
coverage is a means of making prompt settlements
, ✔✔What are the 4 exclusions to coverage C? - ✔✔1.) Any NI
2.) Anyone hired by a NI or a tenant
3.) WC
4.) Anyone playing sports or exercising
✔✔What are the 7 coverage A exclusions? - ✔✔A: Expected or intended injury
B: Contractual Liability
C: Liquor Liability
D and E: WC and Employers Liability
F: Pollution
G: Aircraft, Auto or Watercraft (BI and PD)
H: Mobile Equipment
I: War
J: Property of NI (Damage)
K: NI products and work
L: Damage of NI product (completed aka product recall is excluded)
M: Damage to NI work
N: Damage to impaired property or property not physically injured (not electronic data)
✔✔What are supplementary payments in the CGL form? - ✔✔They are supplementary
payments to both coverage A and B in addition to the limits, but will stop once the limit
is exhausted from damages.
Up to $250K in bail bonds
✔✔Under the CGL who are the 3 types of people that are a NI? - ✔✔1.) NI and related
parties
2.) NI's employees and volunteers
3.) Other persons and organizations
✔✔Is defense inside or outside the limits of a CGL policy? - ✔✔outside
✔✔which is more of an exposure for stores: premise and operations or products and
completed operations - ✔✔PREMISE and operations
✔✔what is a contract that independent contractors are often require to have for
themselves - ✔✔operations being performed
✔✔when someone hurts themselves in a store why might a CGL policy not cover it? -
✔✔The insured must be legally obligated before the insurer has the duty of paying
✔✔when toys are manufactured in the U.S. are claims outside of the U.S. covered? -
✔✔yes
