NYC HOME IMPROVEMENT CERTIFICATION
EXAMINATION TEST 2026 QUESTIONS WITH
ANSWERS GRADED A+
◉Plain English Contracts ANSWER: - Contracts must be in plain
English unless another language was used in any oral sales
presentation, in which case the contract needs to be in that language
as well as English.
◉DCA ANSWER: - Department of Consumer Affairs.
◉Salespersons Notification Requirement ANSWER: - Salespersons
must submit written confirmation of their employment to DCA
within 48 hours of appointment.
◉DOB ANSWER: - Department of Buildings.
◉Sidewalk Work Permit ANSWER: - A permit required from DOT to
perform sidewalk work.
◉DOT ANSWER: - Department of Transportation.
,◉License Application Process ANSWER: - You must submit an
application to DCA for a new or renewed license; a separate home-
improvement contractor license is required for each place of
business.
◉Sales Tax Handling ANSWER: - Contractors must collect sales tax
for repairs from the consumer and pay it.
◉Contract Amendment for Additional Work ANSWER: - The
contractor should provide a written amendment to the contract,
which must be signed by both the consumer and the contractor.
◉Unlicensed Business Closure ANSWER: - The DCA will padlock,
close down, and confiscate tools and trucks used in connection with
unlicensed home-improvement work.
◉Home Improvement Contract Requirements ANSWER: - Every
home improvement contract must be in writing, signed by everyone
involved, and a complete legible copy must be given to the consumer
at the time of signing.
◉Licensed Electrician Requirement ANSWER: - A licensed
electrician must be used to install anything related to light, heat, and
power, regardless of voltage.
, ◉Written Estimate Requirement ANSWER: - Contractors must
furnish a written estimate if requested by the consumer, which may
include a fee disclosed beforehand.
◉Consumer Right to Cancel ANSWER: - Contractors or salespersons
must inform the consumer of their right to cancel a home
improvement contract within three business days from the contract
date.
◉Notice of Cancellation Requirement ANSWER: - A separate notice
of cancellation must be provided to the consumer at the time they
sign the contract.
◉Subcontractor Licensing ANSWER: - A subcontractor must have a
DCA license to perform home improvement work in New York City.
◉Notice of Cancellation Form ANSWER: - The contractor or
salesperson must attach two copies of a completed form titled
'Notice of Cancellation' to the signed contract, with text in both
English and at least 10-point font.
◉Employee Obligations ANSWER: - You must cover employees with
workers' compensation and disability insurance.
◉Employee Wages Reporting ANSWER: - Must report employee
wages to the internal Revenue Service, and you must withhold taxes.
EXAMINATION TEST 2026 QUESTIONS WITH
ANSWERS GRADED A+
◉Plain English Contracts ANSWER: - Contracts must be in plain
English unless another language was used in any oral sales
presentation, in which case the contract needs to be in that language
as well as English.
◉DCA ANSWER: - Department of Consumer Affairs.
◉Salespersons Notification Requirement ANSWER: - Salespersons
must submit written confirmation of their employment to DCA
within 48 hours of appointment.
◉DOB ANSWER: - Department of Buildings.
◉Sidewalk Work Permit ANSWER: - A permit required from DOT to
perform sidewalk work.
◉DOT ANSWER: - Department of Transportation.
,◉License Application Process ANSWER: - You must submit an
application to DCA for a new or renewed license; a separate home-
improvement contractor license is required for each place of
business.
◉Sales Tax Handling ANSWER: - Contractors must collect sales tax
for repairs from the consumer and pay it.
◉Contract Amendment for Additional Work ANSWER: - The
contractor should provide a written amendment to the contract,
which must be signed by both the consumer and the contractor.
◉Unlicensed Business Closure ANSWER: - The DCA will padlock,
close down, and confiscate tools and trucks used in connection with
unlicensed home-improvement work.
◉Home Improvement Contract Requirements ANSWER: - Every
home improvement contract must be in writing, signed by everyone
involved, and a complete legible copy must be given to the consumer
at the time of signing.
◉Licensed Electrician Requirement ANSWER: - A licensed
electrician must be used to install anything related to light, heat, and
power, regardless of voltage.
, ◉Written Estimate Requirement ANSWER: - Contractors must
furnish a written estimate if requested by the consumer, which may
include a fee disclosed beforehand.
◉Consumer Right to Cancel ANSWER: - Contractors or salespersons
must inform the consumer of their right to cancel a home
improvement contract within three business days from the contract
date.
◉Notice of Cancellation Requirement ANSWER: - A separate notice
of cancellation must be provided to the consumer at the time they
sign the contract.
◉Subcontractor Licensing ANSWER: - A subcontractor must have a
DCA license to perform home improvement work in New York City.
◉Notice of Cancellation Form ANSWER: - The contractor or
salesperson must attach two copies of a completed form titled
'Notice of Cancellation' to the signed contract, with text in both
English and at least 10-point font.
◉Employee Obligations ANSWER: - You must cover employees with
workers' compensation and disability insurance.
◉Employee Wages Reporting ANSWER: - Must report employee
wages to the internal Revenue Service, and you must withhold taxes.
