FLORIDA 2-20 AGENTS LICENSE EXAM ACTUAL
REAL EXAM QUESTIONS AND CORRECT
DETAILED ANSWERS 100% VERIFIED A
GRADED
B. A general lines agent or a general lines insurance
agency -
,ANSWER ✔✔Who may appoint a Customer
Representative?
Select one:
A. A surplus lines agent holding a general lines license and
a surplus lines license
B. A general lines agent or a general lines insurance
agency
C. An adjuster
D. An insurance company
D. After 90 days in Florida - ANSWER ✔✔Mr. Smith lives
in New Jersey but visits Florida each year. When does he
come under the Florida No-Fault system, in any 365-day
period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
A. A flat amount per day for hospital room and board -
ANSWER ✔✔A Hospital Indemnity Policy covers which of
the following expenses?
Select one:
A. A flat amount per day for hospital room and board
B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
,D. $400 - ANSWER ✔✔Under the Garagekeepers
coverage, Section III of the Garage policy, the insured
suffers a single vandalism loss to nine (9) vehicles
belonging to customers. Damage is $100 per vehicle.
How much will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
A. No coverage - ANSWER ✔✔Bob, an accountant of
XYZ, drives his own car to the bank to make a deposit for
XYZ. Bob has an at-fault accident. If XYZ carries
$1,000,000 Bodily Injury/Property Damage coverage with
a Symbol 2 for covered autos, and Bob carries no
insurance, how much coverage is applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000 Property
Damage
C. $1,000,000
D. $500,000
A. All of these answers are correct - ANSWER ✔✔Unless
properly
, licensed an general lines agent
cannot Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or
receive money to be transmitted to an insurer for a
policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for insurance
D. Directly or indirectly represent himself or herself to be
an agent or receive, deliver or forward any insurance
policy within the state
D. Vandalism - ANSWER ✔✔At the time of a loss, it is
found that the covered building had been vacant for the
period of 75 consecutive days immediately preceding the
loss. Which of the following perils would not be covered?
Select one:
A. All of these answers are correct
B. Windstorm
C. Fire
D. Vandalism
A. The property of a guest anywhere in the world -
ANSWER
✔✔Homeowner's Coverage C - Personal Property covers
each of the following situations except?
Select one:
A. The property of a guest anywhere in the world
B. The insured's personal property while in Mexico at a
secondary dwelling
REAL EXAM QUESTIONS AND CORRECT
DETAILED ANSWERS 100% VERIFIED A
GRADED
B. A general lines agent or a general lines insurance
agency -
,ANSWER ✔✔Who may appoint a Customer
Representative?
Select one:
A. A surplus lines agent holding a general lines license and
a surplus lines license
B. A general lines agent or a general lines insurance
agency
C. An adjuster
D. An insurance company
D. After 90 days in Florida - ANSWER ✔✔Mr. Smith lives
in New Jersey but visits Florida each year. When does he
come under the Florida No-Fault system, in any 365-day
period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
A. A flat amount per day for hospital room and board -
ANSWER ✔✔A Hospital Indemnity Policy covers which of
the following expenses?
Select one:
A. A flat amount per day for hospital room and board
B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
,D. $400 - ANSWER ✔✔Under the Garagekeepers
coverage, Section III of the Garage policy, the insured
suffers a single vandalism loss to nine (9) vehicles
belonging to customers. Damage is $100 per vehicle.
How much will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
A. No coverage - ANSWER ✔✔Bob, an accountant of
XYZ, drives his own car to the bank to make a deposit for
XYZ. Bob has an at-fault accident. If XYZ carries
$1,000,000 Bodily Injury/Property Damage coverage with
a Symbol 2 for covered autos, and Bob carries no
insurance, how much coverage is applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000 Property
Damage
C. $1,000,000
D. $500,000
A. All of these answers are correct - ANSWER ✔✔Unless
properly
, licensed an general lines agent
cannot Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or
receive money to be transmitted to an insurer for a
policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for insurance
D. Directly or indirectly represent himself or herself to be
an agent or receive, deliver or forward any insurance
policy within the state
D. Vandalism - ANSWER ✔✔At the time of a loss, it is
found that the covered building had been vacant for the
period of 75 consecutive days immediately preceding the
loss. Which of the following perils would not be covered?
Select one:
A. All of these answers are correct
B. Windstorm
C. Fire
D. Vandalism
A. The property of a guest anywhere in the world -
ANSWER
✔✔Homeowner's Coverage C - Personal Property covers
each of the following situations except?
Select one:
A. The property of a guest anywhere in the world
B. The insured's personal property while in Mexico at a
secondary dwelling
