CREDIT TO FRANCHISE OWNERSHIP
A Business Curriculum
Complete Course Framework: 8 Modules, 32 Lessons, 64 Learning Objectives — Including Path A and
Path B Credit Strategies
Bundle 7: Franchise Launchpad
© 2026 Darrell E. Brown Jr. All rights reserved.
March 2026
© 2026 Darrell E. Brown Jr. All rights reserved. | Page 1
, Credit to Franchise — Curriculum
Course Overview
Course Description
This curriculum provides a structured educational framework for teaching the complete
credit-to-franchise-ownership pipeline. Students learn to build credit from zero (with or without
an authorized user), access $200,000--$460,000+ in 0% APR capital through the Mass Apply,
research franchise opportunities using UpFlip and the Franchise Disclosure Document (FDD),
fund and launch a franchise, and build toward multi-unit ownership through the Flywheel
strategy. The course is designed so that every student can follow the path regardless of their
starting financial position.
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, Credit to Franchise — Curriculum
Target Audience
• Aspiring franchise owners at any income level seeking a structured path to business ownership
• Workers looking to transition from employment to franchise ownership using strategic credit
• Financial literacy educators teaching practical wealth-building through franchising
• Community organizations, workforce development programs, and business incubators
• Existing business owners exploring franchise expansion
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, Credit to Franchise — Curriculum
Prerequisites
No prior business, finance, or franchise experience is required. The curriculum assumes no
existing credit history, no savings beyond basic living expenses, and no prior knowledge of
franchising. Both credit-building paths (with and without an authorized user) are taught, ensuring
every student has a viable starting point.
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