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AAPC CPB Practice Exam TEST FINAL EXAM AND PRACTICE
EXAM 20262027 BANK 2 VERSIONS QUESTIONS WITH
DETAILED VERIFIED ANSWERS EXAM QUESTIONS WILL
COME FROM HERE (100% CORRECT ANSWERS A+ GRADED
Joe and Mary are a married couple and both carry insurance from their
employers. Joe was born on February 23, 1977 and Mary was born on
April 4, 1974. Using the birthday rule, who carries the primary
insurance for their children for billing?
A. Joe, because he is the male head of the household.
B. Mary, because her date of birth is the 4th and Joe's date of birth is
the 23rd.
C. Mary, because her birth year is before Joe's birth year.
D. Joe, because his birth month and day are before Mary's birth month
and day. - ANSWER--D. Joe, because his birth month and day are before
Mary's birth month and day.
Which type of managed care insurance allows patients to self-refer to
out-of-network providers and pay a higher co-insurance/copay
amount?
I. HMO
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II. PPO
III. EPO
IV. POS
V. Capitation
A. II
B. IV
C. II and IV
D. II, III, and V - ANSWER--C. II and IV
A patient covered by a PPO is scheduled for knee replacement surgery.
The biller contacts the insurance carrier to verify benefits and
preauthorize the procedure. The carrier verifies the patient has a $500
deductible which must be met. After the deductible, the PPO will pay
80% of the claim. The contracted rate for the procedure is $2,500.
What is the patient's responsibility?
A. $400
B. $500
C. $900
D. $1,600 - ANSWER--C. $900
When a nonparticipating provider files a claim for a patient to BC/BS,
how is the payment processed?
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A. The payment is sent to the patient and the patient must pay the
provider.
B. The payment is sent to the provider if the provider agrees to accept
assignment.
C. The payment is sent to the provider regardless if he accepts
assignment.
D. The claim is not paid because the provider is not participating in the
plan. - ANSWER--A. The payment is sent to the patient and the patient
must pay the provider.
Which of the following TRICARE options is/are available to active duty
service members?
A. TRICARE Select
B. TRICARE Prime
C. TRICARE For Life
D. TRICARE Young Adult - ANSWER--B. TRICARE Prime
A Medicare card will list which of the following:
I. Effective date of coverage
II. Home address
III. Telephone Number
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IV. Entitled to Part A and/or Part B
V. When coverage ends
VI. Name of Primary Care Physician
A. I - VI
B. I, IV
C. I-III, VI
D. I, II, IV, V - ANSWER--B. I, IV
In which of the following scenarios is Medicare the secondary payer?
I. A 65 year-old patient who is collecting her deceased spouse's
Medicare benefits and has a supplemental insurance
II. A 72 year-old patient who participates in the group health insurance
of his employer
III. A 66 year-old patient is injured at work and the employer does not
offer health insurance as a benefit of employment
IV. A 55 year-old patient who is on disability through Social Security and
qualifies for Medicaid and Medicare
A. I-IV
B. II and III
C. I and IV
AAPC CPB Practice Exam TEST FINAL EXAM AND PRACTICE
EXAM 20262027 BANK 2 VERSIONS QUESTIONS WITH
DETAILED VERIFIED ANSWERS EXAM QUESTIONS WILL
COME FROM HERE (100% CORRECT ANSWERS A+ GRADED
Joe and Mary are a married couple and both carry insurance from their
employers. Joe was born on February 23, 1977 and Mary was born on
April 4, 1974. Using the birthday rule, who carries the primary
insurance for their children for billing?
A. Joe, because he is the male head of the household.
B. Mary, because her date of birth is the 4th and Joe's date of birth is
the 23rd.
C. Mary, because her birth year is before Joe's birth year.
D. Joe, because his birth month and day are before Mary's birth month
and day. - ANSWER--D. Joe, because his birth month and day are before
Mary's birth month and day.
Which type of managed care insurance allows patients to self-refer to
out-of-network providers and pay a higher co-insurance/copay
amount?
I. HMO
,2|Page
II. PPO
III. EPO
IV. POS
V. Capitation
A. II
B. IV
C. II and IV
D. II, III, and V - ANSWER--C. II and IV
A patient covered by a PPO is scheduled for knee replacement surgery.
The biller contacts the insurance carrier to verify benefits and
preauthorize the procedure. The carrier verifies the patient has a $500
deductible which must be met. After the deductible, the PPO will pay
80% of the claim. The contracted rate for the procedure is $2,500.
What is the patient's responsibility?
A. $400
B. $500
C. $900
D. $1,600 - ANSWER--C. $900
When a nonparticipating provider files a claim for a patient to BC/BS,
how is the payment processed?
,3|Page
A. The payment is sent to the patient and the patient must pay the
provider.
B. The payment is sent to the provider if the provider agrees to accept
assignment.
C. The payment is sent to the provider regardless if he accepts
assignment.
D. The claim is not paid because the provider is not participating in the
plan. - ANSWER--A. The payment is sent to the patient and the patient
must pay the provider.
Which of the following TRICARE options is/are available to active duty
service members?
A. TRICARE Select
B. TRICARE Prime
C. TRICARE For Life
D. TRICARE Young Adult - ANSWER--B. TRICARE Prime
A Medicare card will list which of the following:
I. Effective date of coverage
II. Home address
III. Telephone Number
, 4|Page
IV. Entitled to Part A and/or Part B
V. When coverage ends
VI. Name of Primary Care Physician
A. I - VI
B. I, IV
C. I-III, VI
D. I, II, IV, V - ANSWER--B. I, IV
In which of the following scenarios is Medicare the secondary payer?
I. A 65 year-old patient who is collecting her deceased spouse's
Medicare benefits and has a supplemental insurance
II. A 72 year-old patient who participates in the group health insurance
of his employer
III. A 66 year-old patient is injured at work and the employer does not
offer health insurance as a benefit of employment
IV. A 55 year-old patient who is on disability through Social Security and
qualifies for Medicaid and Medicare
A. I-IV
B. II and III
C. I and IV
