CQIB Study Guide Exam 2026 Complete Questions & Answers ||
Most Recent Exam Actual Complete Real Exam Questions And
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What events occurred in 2000-2017 in the Banking Industry?
Renewed emphasis on corporate governance, values, ethics. Jan 17 - Better
Banking program launched with initiatives:
- Independent review of retail Banking remuneration and how we pay staff.
- Getting problems fixed
- Protecting whistle-blowers
- Stopping poor conduct, and review of code of Banking practise
What are other Finance service
providers? Authorised Deposit-Taking
Institutions (ADI's)
Building
Societies:
Credit Unions:
What is a Building Society?
A mutual institution, which means that most people who have a savings
account, or mortgage are members. Each building society and are responsible
for setting its
strategy.
- Owner by and for the members
- Limit on proportion of their funds that building societies can raise from
wholesale money market
- Reinvest surplus revenue into the business to provide new products and
services.
,What is a credit union?
a non-profit-making money cooperative whose members can borrow from
pooled deposits at low interest rates.
What are non-ADI's financial intermediaries?
- Money Markets Corporations
- Finance Companies
- Securitisation Vehicles
What are the 4 types of financial markets
1. Primary Markets
2. Secondary Market
3. Exchange Traded Markets
4. Over the counter markets
What is the Interest rate or Debt market.
Trading (Buying and Selling) includes shart term securities and long term
securities such as government and corporate bonds.
What is the Foreign Exchange Market?
Exchanging one currency for another. Largest financial market in the World and
24 hours a day.
Trading shared in listed companies
What is the equities market?
,What is the Commodities Market?
Trading in raw or primary products such as wheat, grain, cattle., or electricity.
What is the Derivatives Market?
A contract whose value is derived from one or more underlining assets or
instruments; for example, forward rate agreements or underlying exchange
rates.
What is microeconomics?
the study of how households and firms make decisions and how they interact in
markets.
Supply and demand that impact the price levels in the economy. Taxes and
Regulation created by governments.
What is macroeconomics?
The study of the economy as a whole
- Unemployment rates
- Gross Domestic Product - GDP
- Inflation
- Export and Imports
What are the Australian Economy Facts and Figures
14th Largest economy measured by GDP 1.99 Trillon - 2019
- Australian Labour force 12.3 millions June 2020
- Low levels of inflation 2% July 2020
- Unemployment rate 7%
, What is Fiscal Policy?
Government spending and taxation that influences the economy.
What is the Monetary Policy
RBA is responsible for Australians monetary policy - aims to protect price
stability full employment and economic prosperity.
What events occurred in 1980's in the Banking Industry?
Government adopted the four pillars policy. Announced it would reject any
mergers between the Big 4 Banks.
- NAB
- CBA
- Westpac
- ANZ
What is the role of the Bank?
1. Act as a financial intermediary between savers & borrowers.
2. Contributes to the development of the economy
What is financial intermediation?
The process of pooling funds from savers and using these funds to provide
loans to borrowers. The Bank acts as a go between, or intermediary for
those who have extra money and those who want to borrow.
Most Recent Exam Actual Complete Real Exam Questions And
Correct Answers (Verified Answers) Already Graded A+ |
Guaranteed Success!! Newest Exam | Just Released 2026-2027
What events occurred in 2000-2017 in the Banking Industry?
Renewed emphasis on corporate governance, values, ethics. Jan 17 - Better
Banking program launched with initiatives:
- Independent review of retail Banking remuneration and how we pay staff.
- Getting problems fixed
- Protecting whistle-blowers
- Stopping poor conduct, and review of code of Banking practise
What are other Finance service
providers? Authorised Deposit-Taking
Institutions (ADI's)
Building
Societies:
Credit Unions:
What is a Building Society?
A mutual institution, which means that most people who have a savings
account, or mortgage are members. Each building society and are responsible
for setting its
strategy.
- Owner by and for the members
- Limit on proportion of their funds that building societies can raise from
wholesale money market
- Reinvest surplus revenue into the business to provide new products and
services.
,What is a credit union?
a non-profit-making money cooperative whose members can borrow from
pooled deposits at low interest rates.
What are non-ADI's financial intermediaries?
- Money Markets Corporations
- Finance Companies
- Securitisation Vehicles
What are the 4 types of financial markets
1. Primary Markets
2. Secondary Market
3. Exchange Traded Markets
4. Over the counter markets
What is the Interest rate or Debt market.
Trading (Buying and Selling) includes shart term securities and long term
securities such as government and corporate bonds.
What is the Foreign Exchange Market?
Exchanging one currency for another. Largest financial market in the World and
24 hours a day.
Trading shared in listed companies
What is the equities market?
,What is the Commodities Market?
Trading in raw or primary products such as wheat, grain, cattle., or electricity.
What is the Derivatives Market?
A contract whose value is derived from one or more underlining assets or
instruments; for example, forward rate agreements or underlying exchange
rates.
What is microeconomics?
the study of how households and firms make decisions and how they interact in
markets.
Supply and demand that impact the price levels in the economy. Taxes and
Regulation created by governments.
What is macroeconomics?
The study of the economy as a whole
- Unemployment rates
- Gross Domestic Product - GDP
- Inflation
- Export and Imports
What are the Australian Economy Facts and Figures
14th Largest economy measured by GDP 1.99 Trillon - 2019
- Australian Labour force 12.3 millions June 2020
- Low levels of inflation 2% July 2020
- Unemployment rate 7%
, What is Fiscal Policy?
Government spending and taxation that influences the economy.
What is the Monetary Policy
RBA is responsible for Australians monetary policy - aims to protect price
stability full employment and economic prosperity.
What events occurred in 1980's in the Banking Industry?
Government adopted the four pillars policy. Announced it would reject any
mergers between the Big 4 Banks.
- NAB
- CBA
- Westpac
- ANZ
What is the role of the Bank?
1. Act as a financial intermediary between savers & borrowers.
2. Contributes to the development of the economy
What is financial intermediation?
The process of pooling funds from savers and using these funds to provide
loans to borrowers. The Bank acts as a go between, or intermediary for
those who have extra money and those who want to borrow.
