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NYS CIC MANDATORY FINAL TEST 2026 QUESTIONS WITH CORRECT ANSWERS GRADED A+

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NYS CIC MANDATORY FINAL TEST 2026 QUESTIONS WITH CORRECT ANSWERS GRADED A+

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NYS CIC MANDATORY FINAL TEST 2026 QUESTIONS WITH
CORRECT ANSWERS GRADED A+


● Dual Agency. Answer: Both sides representation

● Undisclosed Dual Agency. Answer: Hidden conflict

● Insurance Contract. Answer: Policy agreement

● Policy. Answer: Insurance contract

● Insured. Answer: Policy owner

● Insurer. Answer: Insurance company

● Policyholder. Answer: Policy owner

● Named Insured. Answer: Listed person

● Additional Insured. Answer: Extended coverage person

● Premium. Answer: Insurance payment

● Deductible. Answer: Out-of-pocket amount

● Coinsurance. Answer: Percentage sharing

● Copayment. Answer: Fixed payment

● Coverage. Answer: Protection provided

● Limit. Answer: Maximum payment

● Aggregate Limit. Answer: Total limit

● Per Occurrence Limit. Answer: Single event limit

● Exclusion. Answer: Non-covered item

● Endorsement. Answer: Policy modification

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