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NYS CIC MANDATORY CERTIFICATION SCRIPT 2026 QUESTIONS WITH SOLUTIONS GRADED A+

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NYS CIC MANDATORY CERTIFICATION SCRIPT 2026 QUESTIONS WITH SOLUTIONS GRADED A+

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NYS CIC MANDATORY CERTIFICATION SCRIPT 2026
QUESTIONS WITH SOLUTIONS GRADED A+


● Excess Coverage. Answer: Additional limit coverage

● Umbrella Policy. Answer: Extra liability coverage

● Coordination of Benefits. Answer: COB duplicate prevention

● Reservation of Rights. Answer: Conditional coverage

● Non-Waiver Agreement. Answer: Rights preservation

● Estoppel. Answer: Prevented denial

● Waiver. Answer: Voluntary right surrender

● Bad Faith. Answer: Unfair claim handling

● Unfair Claims Practices. Answer: Illegal claim actions

● Misrepresentation. Answer: False statement

● Fraud. Answer: Intentional deception

● Material Fact. Answer: Important information

● Concealment. Answer: Hiding information

● Warranty. Answer: Guaranteed statement

● Representation. Answer: Stated fact

● Utmost Good Faith. Answer: Honesty requirement

● Insurable Interest. Answer: Financial stake

● Indemnity. Answer: Restore to pre-loss

● Anti-Rebating. Answer: Kickback prohibition

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