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Exam (elaborations)

HCD 310 Exam 1 Study Guide || A+ Guaranteed.

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HCD 310 Exam 1 Study Guide || A+ Guaranteed.
Health communication correct answers the way we seek, process, and share health information

Transactional model of health communication correct answers three key parts: collaboration,
multiple levels of meaning, context and culture

relational approach in health communication correct answers not just who said- but their
relationship to that person and the nonverbal cues that are said.

importance of health communication correct answers 1. Critical to successful healthcare
encounters
2. Media literacy influences way we understand health
3. Important for coping
4. Effective communication saves time and $
5. Helps health care organizations operate more
effectively
6. Career opportunities

biomedical approach correct answers purely physical- can be explained, identifies, and treated
through medical means

biopsychosocial approach correct answers Takes into account people's physical conditions
(biology), their thoughts and beliefs (psychology), and their social
expectations
•Accounts for people's thoughts and emotions (including stress)

sociocultural approach correct answers Reflects social context of which you live; considers
social
determinants of health.
a. Biology + Environment -yields choices or lack thereof

Importance of preventative care correct answers we spend more on disease treatment than we do
on prevention

Cartesian Dualism (Descartes) correct answers body and soul are separate entities. soul is most
closely related with mind

patient empowerment correct answers patients have considerable influence in medical matters

managed care correct answers organizations that coordinate the costs and delivery of health
services, aiming to make healthcare more efficient and affordable.

fee for service correct answers conventional insurance where providers are paid for specific care
that they provide.

, Health Maintenance Organization (HMO) correct answers "one stop shop". people pay a
premium and go in and pay a copay when he needs to see a doctor.

Preferred Provider Organization (PPO) correct answers group of healthcare providers that
provide services to a specific group, often at a reduced rate

high-deductible health plan correct answers a managed care okan that has lower than normal
premiums but higher deductibles and out of pocket spending caps.

health savings account correct answers a tax exempt savings plan in which people can set aside
money to pay future medical bills

Health Reimbursement Account (HRA) correct answers Employer-funded plan that reimburses
employees only for eligible and substantiated health-care expenses.

premium correct answers an amount to be paid for an insurance policy.

capitation correct answers a set fee paid to cover a person's health needs, regardless of the care
actually required

catastrophic cap correct answers upper limit on the amount of out of pocket money he will be
required to pay each year

copay correct answers portion of a healthcare bill the patient is required to pay when services are
rendered

deductible correct answers Amount you must pay before you begin receiving any benefits from
your insurance company

universal coverage correct answers all citizens are assured of health care, regardless of ability to
pay, age, etc.

Pros and Cons of Affordable Care Act correct answers Pros: More Americans have health
insurance, less trouble paying medical bills, etc.
Continuity of care- people are less likely to go without healthcare because they change jobs or
have existing health concerns
Eases the demand on services funded through tax payers
boost in demand for qualified health professionals

Cons:
costs of providing healthcare is extensive
-costs of ramping up healthcare
-insurance rates are increasing widely
-companies are raising deductibles and lowering premiums so many people are not underinsured
-documented immigrants are required to have health insurance but are not eligible for medicare
for 5 years

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