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2026 Insurance Contract & Life Insurance Exam Questions and Answers

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2026 Insurance Contract & Life Insurance Exam Questions and Answers

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2026 Insurance Contract & Life
Insurance Exam Questions and
Answers


Factors Making Contract Legal - ANSWER- Offer

- Acceptance

- Legal Purpose



Acceptance - ANSWERDelivery of an insurance contract



Contract Of Adhesion - ANSWERAmbiguities that appear in future decided in
favor of insured



Representations - ANSWERStatements made by an applicant in an insurance
application



Warranty - ANSWERA statement made by an applicant for insurance that is
guaranteed to be absolutely true and is part of the contract



Waiver - ANSWERConsidered a voluntary relinquishment of a known right



Fraud - ANSWERDeliberate or intentional deceit by making false statements

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