FDCPA Test – Study Guide and Practice Questions
any debt collector not communicating directly with the consumer shall - ANS✔✔ A. Identify
himself and is confirming location information concerning the consumer
B. May tell debt collectors information
C. Communicate by postcard
When can a debt collector communicate with a consumer in connection with collection of any
debt? - ANS✔✔ A. 12 am- 6pm
B. 8am and before 9pm local time at consumers location
C. At consumers place of employment if debt collector knows employer prohibits consumer
from receiving communication
If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or
consumer wishes that color seats for the communication you shall not communicate further
except for - ANS✔✔ A. To tell consumer that debt collector will call the police
B. Notify consumer that debt collectors further efforts are being terminated
C. Notify consumer that their property will be taken
What is considered harassment and abuse as a debt collector? - ANS✔✔ A. Telling them to have
a nice day
B. After verifying name, verify DOB
C. Advertising for sale of any sent to fierce payment of the debt
T or F you may implicate that any individual is an attorney or that any communication is from an
attorney - ANS✔✔ F
any debt collector not communicating directly with the consumer shall - ANS✔✔ A. Identify
himself and is confirming location information concerning the consumer
B. May tell debt collectors information
C. Communicate by postcard
When can a debt collector communicate with a consumer in connection with collection of any
debt? - ANS✔✔ A. 12 am- 6pm
B. 8am and before 9pm local time at consumers location
C. At consumers place of employment if debt collector knows employer prohibits consumer
from receiving communication
If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or
consumer wishes that color seats for the communication you shall not communicate further
except for - ANS✔✔ A. To tell consumer that debt collector will call the police
B. Notify consumer that debt collectors further efforts are being terminated
C. Notify consumer that their property will be taken
What is considered harassment and abuse as a debt collector? - ANS✔✔ A. Telling them to have
a nice day
B. After verifying name, verify DOB
C. Advertising for sale of any sent to fierce payment of the debt
T or F you may implicate that any individual is an attorney or that any communication is from an
attorney - ANS✔✔ F
