2026 GRADED A+ FREE DOWNLOAD
North Carolina Medicare Supplement
and Long-Term Care QUESTIONS AND
CORRECT ANSWERS (GRADED A+) |
VERIFIED ANSWERS | LATEST VERSION
An individual who is not eligible for premium-free Medicare Part A coverage may apply for
coverage during which of the following enrollment periods?
A. All of the above
B. Initial enrollment period
C. General enrollment period
D. Special enrollment period - CORRECT ANSWER A. All of the above
QUESTION :Medicare makes what payment for services in which another payer may be
responsible:
A. Conditional payment
B. Interim payment
C. Transitional payment
D. Temporary payment - CORRECT ANSWER A. Conditional payment
QUESTION :Insurers must offer inflation protection in which of the following policies?
,2026 GRADED A+ FREE DOWNLOAD
A. Medicare Part C
B. Medigap
C. Long-Term Care
D. Medicaid - CORRECT ANSWER C. Long-Term Care
QUESTION :What program safeguards against unnecessary and inappropriate medical care
rendered to Medicaid recipients?
A. Medicaid review program
B. Utilization renew program
C. Quality improvement organization
D. Utilization review program - CORRECT ANSWER D. Utilization review program
QUESTION :Which of the following is not a requirement for long-term care plans?
A. The individual must be unable to perform at least two ADLs
B. Inflation protection must be provided
C. Policies must accrue cash value
D. Coveraged cannot reimburse insureds for medical expenses or services covered by
Medicare. - CORRECT ANSWER C. Policies must accrue cash value.
QUESTION :Which entity handles claims from hospitals, skilled nursing facilities, home health
agencies and hospices?
A. Carrier
B. Intermediary
C. Quality Improvement Organization
D. Utilization Review Committee - CORRECT ANSWER B. Intermediary
, 2026 GRADED A+ FREE DOWNLOAD
QUESTION :What is the term for private organizations that administer Medicare Part B
benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations - CORRECT ANSWER A. Carriers
QUESTION :All of the following are requirements for long-term care and medigap policy
except:
A. The agent must provide the applicant with a notice regarding replacement
B. The notice regarding replacement must contain the free look period
C. The notice regarding replacement explains the replacing coverage in comparison to the
existing coverage
D. A 60-day free look period must be provided - CORRECT ANSWER D. A 60-day free
look period must be provided.
QUESTION :Which of the following is not an optional benefit provided by long-term care
policies?
A. Inflation protection
B. Guaranteed insurability
C. Nonforfeiture options
D. Guaranteed renewable or noncancelable - CORRECT ANSWER D. Guaranteed
renewable or noncancelable
North Carolina Medicare Supplement
and Long-Term Care QUESTIONS AND
CORRECT ANSWERS (GRADED A+) |
VERIFIED ANSWERS | LATEST VERSION
An individual who is not eligible for premium-free Medicare Part A coverage may apply for
coverage during which of the following enrollment periods?
A. All of the above
B. Initial enrollment period
C. General enrollment period
D. Special enrollment period - CORRECT ANSWER A. All of the above
QUESTION :Medicare makes what payment for services in which another payer may be
responsible:
A. Conditional payment
B. Interim payment
C. Transitional payment
D. Temporary payment - CORRECT ANSWER A. Conditional payment
QUESTION :Insurers must offer inflation protection in which of the following policies?
,2026 GRADED A+ FREE DOWNLOAD
A. Medicare Part C
B. Medigap
C. Long-Term Care
D. Medicaid - CORRECT ANSWER C. Long-Term Care
QUESTION :What program safeguards against unnecessary and inappropriate medical care
rendered to Medicaid recipients?
A. Medicaid review program
B. Utilization renew program
C. Quality improvement organization
D. Utilization review program - CORRECT ANSWER D. Utilization review program
QUESTION :Which of the following is not a requirement for long-term care plans?
A. The individual must be unable to perform at least two ADLs
B. Inflation protection must be provided
C. Policies must accrue cash value
D. Coveraged cannot reimburse insureds for medical expenses or services covered by
Medicare. - CORRECT ANSWER C. Policies must accrue cash value.
QUESTION :Which entity handles claims from hospitals, skilled nursing facilities, home health
agencies and hospices?
A. Carrier
B. Intermediary
C. Quality Improvement Organization
D. Utilization Review Committee - CORRECT ANSWER B. Intermediary
, 2026 GRADED A+ FREE DOWNLOAD
QUESTION :What is the term for private organizations that administer Medicare Part B
benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations - CORRECT ANSWER A. Carriers
QUESTION :All of the following are requirements for long-term care and medigap policy
except:
A. The agent must provide the applicant with a notice regarding replacement
B. The notice regarding replacement must contain the free look period
C. The notice regarding replacement explains the replacing coverage in comparison to the
existing coverage
D. A 60-day free look period must be provided - CORRECT ANSWER D. A 60-day free
look period must be provided.
QUESTION :Which of the following is not an optional benefit provided by long-term care
policies?
A. Inflation protection
B. Guaranteed insurability
C. Nonforfeiture options
D. Guaranteed renewable or noncancelable - CORRECT ANSWER D. Guaranteed
renewable or noncancelable
