Select Service Program - ANS>>In some market areas, repairers have been selected
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to participate in State Farm's Select Service Program. The program is designed to
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enhance claim service, increase efficiency, and afford customers an opportunity to
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select qualified repairers to inspect and estimate vehicle damage
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Paintless Dent repair - ANS>>Paintless Dent Repair (PDR) is an industry recognized
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repair process that involves the removal of hail dents or other types of damage from
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metal exterior surface panels without disturbing the vehicle's finish. In most cases, this
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procedure involves the use of specialized tools to apply
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pressure to the backside of the panel to remove surface imperfections. Other
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techniques may be used to repair damage from the topside of the panel, depending
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on the size and location of the damage.
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By using either of these techniques, the technician is able to restore panel appearance
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which eliminates the need for refinishing the panel's surface area. The PDR process is
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often used to repair hail damage or other similar dents that occur when an outer panel
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strikes (or is struck by) an object that has not compromised the finish of the panel.
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Since the outer finish of the panel has not been disturbed, it eliminates the refinishing
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process
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and may allow for repairs to be completed in a more timely and cost effective manner.
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Determining Repair Costs - ANS>>The prices we pay for most repair operations will be
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determined from printed or electronic
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collision estimating guides and repair facility survey results. However, it is not possible
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to
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determine the cost of every repair operation from these sources. For example, when
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estimating a sheet metal
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or other repair operation, the labor estimate is based on judgment time. When
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estimating judgment time, it should follow what is competitive in the local market to
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repair the vehicle in a quality manner.
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Estimats are based on - ANS>>Estimates written or approved by
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State Farm are based on labor rates and repair costs not to exceed what is charged
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by a majority of the repair market in a given area.
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Contracts with repairers - ANS>>We do not enter into contracts with repairers on
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individual repair jobs on a fixed or "contract" repair job basis. We pay for the
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estimated cost of repair based on physical damage caused as a
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result of the loss. kk kk kk
, Freight Charges - ANS>>Similarly, if freight charges are submitted to State Farm for
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payment, payment should normally be resisted. Freight charges are not considered as
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part of actual repair costs and are generally aligned with an expense a repairer or
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dealership may incur as a result of operating the repair facility business. If a
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circumstance arises that may warrant additional consideration, local management
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should contact their assigned Estimatics consultant.
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Minimum Cost - ANS>>Establishing minimum costs or authority levels can provide a
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realistic measure of repair costs for items such as the number of hours allowed for a
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complete refinish job, material costs, or similar items.
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Publication of survey information - ANS>>We will not knowingly violate that
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confidentiality by publicizing individual
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survey data to persons outside our organization
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Claims Summary - ANS>>State Farm will pay claims based upon reasonable,
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competitive prices for repairs necessary to
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repair the vehicle in a quality manner. The policy contract and law of damages will
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assist us in
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determining whether certain operations are payable kk kk kk kk kk
Non original equipment and recycled parts - ANS>>State Farm promises satisfaction to
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the vehicle owner when new non-original equipment and/or
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recycled parts are specified on an estimate that is written or approved by State Farm
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or a Select Service repair facility.
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The State Farm promise of satisfaction relative to non-original equipment or recycled
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parts does not replace any quality or warranty provisions we require from repairers,
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non-original equipment,
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or recycled part suppliers.
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The State Farm promise of satisfaction for non-original equipment and recycled parts
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extends to fit, corrosion resistance, and performance qualities
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Non-OEM - ANS>>Non-Original Equipment Manufacturer kk kk kk kk
OEM Quality - ANS>>Used, rebuilt, or reconditioned parts must be of sufficient quality
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relative to the part being replaced
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Certified Crash Related Non-OEM Parts - ANS>>such parts are subject to certification
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standards developed by an organization approved by State Farm*:
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•Bumper
components
•Lighting components kk
•Radiator supports/tie bars and associated mounting components
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•Outer sheet metal and plastic/composite parts
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