Written by students who passed Immediately available after payment Read online or as PDF Wrong document? Swap it for free 4.6 TrustPilot
logo-home
Document preview thumbnail
Preview 2 out of 6 pages
Exam (elaborations)

State Farm Estimatics Exam (Latest 2025 / 2026): Most Comprehensive Qs & Ans - to Pass the Exam, 100% Verified - UPDATED

Document preview thumbnail
Preview 2 out of 6 pages

State Farm Estimatics Exam (Latest 2025 / 2026): Most Comprehensive Qs & Ans - to Pass the Exam, 100% Verified - UPDATEDState Farm Estimatics Exam (Latest 2025 / 2026): Most Comprehensive Qs & Ans - to Pass the Exam, 100% Verified - UPDATED

Content preview

State Farm Independent Auto Exam

Select Service Program - ANS>>In some market areas, repairers have been selected
kk kk kk kk kk kk kk kk kk kk kk



to participate in State Farm's Select Service Program. The program is designed to
kk kk kk kk kk kk kk kk kk kk kk kk kk



enhance claim service, increase efficiency, and afford customers an opportunity to
kk kk kk kk kk kk kk kk kk kk kk



select qualified repairers to inspect and estimate vehicle damage
kk kk kk kk kk kk kk kk kk




Paintless Dent repair - ANS>>Paintless Dent Repair (PDR) is an industry recognized
kk kk kk kk kk kk kk kk kk kk kk



repair process that involves the removal of hail dents or other types of damage from
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



metal exterior surface panels without disturbing the vehicle's finish. In most cases, this
kk kk kk kk kk kk kk kk kk kk kk kk kk



procedure involves the use of specialized tools to apply
kk kk kk kk kk kk kk kk kk



pressure to the backside of the panel to remove surface imperfections. Other
kk kk kk kk kk kk kk kk kk kk kk



techniques may be used to repair damage from the topside of the panel, depending
kk kk kk kk kk kk kk kk kk kk kk kk kk kk



on the size and location of the damage.
kk kk kk kk kk kk kk kk kk




By using either of these techniques, the technician is able to restore panel appearance
kk kk kk kk kk kk kk kk kk kk kk kk kk



which eliminates the need for refinishing the panel's surface area. The PDR process is
kk kk kk kk kk kk kk kk kk kk kk kk kk



often used to repair hail damage or other similar dents that occur when an outer panel
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



strikes (or is struck by) an object that has not compromised the finish of the panel.
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



Since the outer finish of the panel has not been disturbed, it eliminates the refinishing
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



process
kk



and may allow for repairs to be completed in a more timely and cost effective manner.
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk




Determining Repair Costs - ANS>>The prices we pay for most repair operations will be
kk kk kk kk kk kk kk kk kk kk kk kk kk



determined from printed or electronic
kk kk kk kk kk



collision estimating guides and repair facility survey results. However, it is not possible
kk kk kk kk kk kk kk kk kk kk kk kk



to
kk



determine the cost of every repair operation from these sources. For example, when
kk kk kk kk kk kk kk kk kk kk kk kk



estimating a sheet metal
kk kk kk kk



or other repair operation, the labor estimate is based on judgment time. When
kk kk kk kk kk kk kk kk kk kk kk kk



estimating judgment time, it should follow what is competitive in the local market to
kk kk kk kk kk kk kk kk kk kk kk kk kk kk



repair the vehicle in a quality manner.
kk kk kk kk kk kk kk




Estimats are based on - ANS>>Estimates written or approved by
kk kk kk kk kk kk kk kk kk



State Farm are based on labor rates and repair costs not to exceed what is charged
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



by a majority of the repair market in a given area.
kk kk kk kk kk kk kk kk kk kk kk




Contracts with repairers - ANS>>We do not enter into contracts with repairers on
kk kk kk kk kk kk kk kk kk kk kk kk



individual repair jobs on a fixed or "contract" repair job basis. We pay for the
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



estimated cost of repair based on physical damage caused as a
kk kk kk kk kk kk kk kk kk kk kk



result of the loss. kk kk kk

, Freight Charges - ANS>>Similarly, if freight charges are submitted to State Farm for
kk kk kk kk kk kk kk kk kk kk kk kk



payment, payment should normally be resisted. Freight charges are not considered as
kk kk kk kk kk kk kk kk kk kk kk kk



part of actual repair costs and are generally aligned with an expense a repairer or
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



dealership may incur as a result of operating the repair facility business. If a
kk kk kk kk kk kk kk kk kk kk kk kk kk kk



circumstance arises that may warrant additional consideration, local management
kk kk kk kk kk kk kk kk kk



should contact their assigned Estimatics consultant.
kk kk kk kk kk kk




Minimum Cost - ANS>>Establishing minimum costs or authority levels can provide a
kk kk kk kk kk kk kk kk kk kk kk



realistic measure of repair costs for items such as the number of hours allowed for a
kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk kk



complete refinish job, material costs, or similar items.
kk kk kk kk kk kk kk kk




Publication of survey information - ANS>>We will not knowingly violate that
kk kk kk kk kk kk kk kk kk kk



confidentiality by publicizing individual
kk kk kk kk



survey data to persons outside our organization
kk kk kk kk kk kk




Claims Summary - ANS>>State Farm will pay claims based upon reasonable,
kk kk kk kk kk kk kk kk kk kk



competitive prices for repairs necessary to
kk kk kk kk kk kk



repair the vehicle in a quality manner. The policy contract and law of damages will
kk kk kk kk kk kk kk kk kk kk kk kk kk kk



assist us in
kk kk kk



determining whether certain operations are payable kk kk kk kk kk




Non original equipment and recycled parts - ANS>>State Farm promises satisfaction to
kk kk kk kk kk kk kk kk kk kk kk



the vehicle owner when new non-original equipment and/or
kk kk kk kk kk kk kk kk



recycled parts are specified on an estimate that is written or approved by State Farm
kk kk kk kk kk kk kk kk kk kk kk kk kk kk



or a Select Service repair facility.
kk kk kk kk kk kk



The State Farm promise of satisfaction relative to non-original equipment or recycled
kk kk kk kk kk kk kk kk kk kk kk



parts does not replace any quality or warranty provisions we require from repairers,
kk kk kk kk kk kk kk kk kk kk kk kk kk



non-original equipment,
kk kk



or recycled part suppliers.
kk kk kk



The State Farm promise of satisfaction for non-original equipment and recycled parts
kk kk kk kk kk kk kk kk kk kk kk



extends to fit, corrosion resistance, and performance qualities
kk kk kk kk kk kk kk kk




Non-OEM - ANS>>Non-Original Equipment Manufacturer kk kk kk kk




OEM Quality - ANS>>Used, rebuilt, or reconditioned parts must be of sufficient quality
kk kk kk kk kk kk kk kk kk kk kk kk



relative to the part being replaced
kk kk kk kk kk kk




Certified Crash Related Non-OEM Parts - ANS>>such parts are subject to certification
kk kk kk kk kk kk kk kk kk kk kk



standards developed by an organization approved by State Farm*:
kk kk kk kk kk kk kk kk kk



•Bumper
components
•Lighting components kk



•Radiator supports/tie bars and associated mounting components
kk kk kk kk kk kk



•Outer sheet metal and plastic/composite parts
kk kk kk kk kk

Document information

Uploaded on
February 14, 2026
Number of pages
6
Written in
2025/2026
Type
Exam (elaborations)
Contains
Questions & answers
$10.99

Wrong document? Swap it for free Within 14 days of purchase and before downloading, you can choose a different document. You can simply spend the amount again.
Written by students who passed
Immediately available after payment
Read online or as PDF

Sold
1
Followers
1
Items
170
Last sold
9 months ago


Why students choose Stuvia

Created by fellow students, verified by reviews

Quality you can trust: written by students who passed their tests and reviewed by others who've used these notes.

Didn't get what you expected? Choose another document

No worries! You can instantly pick a different document that better fits what you're looking for.

Pay as you like, start learning right away

No subscription, no commitments. Pay the way you're used to via credit card and download your PDF document instantly.

Student with book image

“Bought, downloaded, and aced it. It really can be that simple.”

Alisha Student

Working on your references?

Create accurate citations in APA, MLA and Harvard with our free citation generator.

Working on your references?

Frequently asked questions