PCI FUNDAMENTALS EXAM
QUESTIONS AND ANSWERS. VERIFIED
2026.
The payment card brands are responsible for: - ANS penalty or fee assignment for non-
compliance
Authorization of a transaction usually takes place: - ANS within one day
If a suspected card account number passes the Mod 10 test it means: - ANS it is definitely a
valid PAN
Which of the following is true regarding network segmentation? - ANS Network
segmentation is not a PCI DSS requirement
Which of the following is true related to the tracks of data on the magnetic stripe of a payment
card? - ANS Track 1 contains all the fields of both track 1 and track 2
How Often should the firewall and router rule sets be reviewed? - ANS Every six months
Which Of the following statements is true concerning transaction volumes for merchants? -
ANS Transaction volume is determined by each acquirer
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
, Storing full track data after authorization is permitted under the following circumstances: -
ANS NEVER
In order to reduce PCI DSS scope, adequate network segmentation should: - ANS isolate
systems that store, process, or transmit cardholder data from those that do not
Systems that commonly store track data: - ANS POSsystems
Which Of the following is true, regarding an entity sharing cardholder data with a service
provider? - ANS The entity must have an established process for engaging service providers,
including proper due diligence prior to engagement.
When must critical new security patches be installed? - ANS Within one month of release
Which Of the following statements is true? - ANS PA-DSS compliant payment applications are
in scope for a merchant's PCI DSS assessment
In accordance with PCI DSS Requirement 1, firewalls are required: - ANS between the
cardholder environment and Other internal networks
Which party is responsible for merchant compliance validation and merchant communications?
- ANS Acquirer
The Mod 10 formula doubles the value of alternate digits of the primary account number
beginning with which digit? - ANS Second from the left
2 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
QUESTIONS AND ANSWERS. VERIFIED
2026.
The payment card brands are responsible for: - ANS penalty or fee assignment for non-
compliance
Authorization of a transaction usually takes place: - ANS within one day
If a suspected card account number passes the Mod 10 test it means: - ANS it is definitely a
valid PAN
Which of the following is true regarding network segmentation? - ANS Network
segmentation is not a PCI DSS requirement
Which of the following is true related to the tracks of data on the magnetic stripe of a payment
card? - ANS Track 1 contains all the fields of both track 1 and track 2
How Often should the firewall and router rule sets be reviewed? - ANS Every six months
Which Of the following statements is true concerning transaction volumes for merchants? -
ANS Transaction volume is determined by each acquirer
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
, Storing full track data after authorization is permitted under the following circumstances: -
ANS NEVER
In order to reduce PCI DSS scope, adequate network segmentation should: - ANS isolate
systems that store, process, or transmit cardholder data from those that do not
Systems that commonly store track data: - ANS POSsystems
Which Of the following is true, regarding an entity sharing cardholder data with a service
provider? - ANS The entity must have an established process for engaging service providers,
including proper due diligence prior to engagement.
When must critical new security patches be installed? - ANS Within one month of release
Which Of the following statements is true? - ANS PA-DSS compliant payment applications are
in scope for a merchant's PCI DSS assessment
In accordance with PCI DSS Requirement 1, firewalls are required: - ANS between the
cardholder environment and Other internal networks
Which party is responsible for merchant compliance validation and merchant communications?
- ANS Acquirer
The Mod 10 formula doubles the value of alternate digits of the primary account number
beginning with which digit? - ANS Second from the left
2 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
