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Ohio life Exam practice (11-44) Questions and Correct Answers

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Ohio life Exam practice (11-44) Questions and Correct Answers What is the primary purpose of a rating service company such as A.M Best? A. Determine which insurer offers the best rates B. Determine which insurer offers the best policies C. Determine financial strength of an insurance company D. Determine which agent to use locally - Correct Answer B. Determine which insurer offers the best policies The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT A. charities B. political organizations C. insurance sales calls D. surveys - Correct Answer C) insurance sales calls What kind of life insurance policy issued by a mutual insurer provides a return of divisible surplus? A. nonparticipating life insurance policy B. participating life insurance policy C. divisible surplus life insurance policy D. straight life insurance policy - Correct Answer B. participating life insurance policy Karen is a producer who has obtained personal information about a client without having a legitimate reason to do so. Under the McCarran-Ferguson Act, what is the minimum penalty for this? A. $0 B. $5,000 C. $10,000 D. $15,000 - Correct Answer C. $10,000

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  • what is the primary purpose of a rating service co
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