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Foundations In Financial Management (FFM) TEST
2026-2027 COMPLETE QUESTIONS AND VERIFIED
SOLUTIONS LATEST UPDATE THIS YEAR
QUESTION: Last year, you helped Keisha create a Marketplace application and enroll in a plan.
The last time you talked to her, she was satisfied with her plan so you do not reach out during
this year's OE. Since she didn't hear from you, Keisha creates a new Marketplace application
during OE and enrolls in a new plan, without adding your NPN to her application. However, she
has already been auto-reenrolled in her current plan. Which of the following would happen
next? - ANSWER-The Marketplace cancels Keisha's auto-enrollment in the plan associated with
last year's agent-facilitated application and enrollment.
QUESTION: Applicants who permanently move within the same county, and do not gain access
to new QHPs as a result of the move. - ANSWER-Ineligible to Enroll in a QHP.
QUESTION: Applicants completing an application during OE, typically between 11/1 and 1/15. -
ANSWER-Eligible to Enroll in a QHP (If otherwise meets criteria to enroll in a QHP)
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QUESTION: An applicant who attests to being recently married with one spouse having
qualifying coverage in the last 60 days. - ANSWER-Eligible to Enroll in a QHP (If otherwise meets
criteria to enroll in a QHP).
QUESTION: Applicants who permanently move to a new county and attest to having qualifying
coverage in the last 60 days. - ANSWER-Eligible to Enroll in a QHP (If otherwise meets criteria to
enroll in a QHP).
QUESTION: Applicants who move from a foreign country. - ANSWER-Eligible to Enroll in a QHP
(If otherwise meets criteria to enroll in a QHP).
QUESTION: Applicants who submit an application on January 17 and are not SEP-eligible. -
ANSWER-Ineligible to Enroll in a QHP.
QUESTION: Applicants who gain a dependent due to birth or adoption in the last 60 days. -
ANSWER-Eligible to Enroll in a QHP (If otherwise meets criteria to enroll in a QHP).
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QUESTION: How long do consumers have after birth, adoption, or foster care to select a plan
through an SEP? - ANSWER-60 days
Q; Jose, a Marketplace agent, forgets to include his NPN on a transaction when enrolling a
consumer in a QHP. What should Jose do to ensure he is compensated for the enrollment?
Select all that apply. - ANSWER-1. Contact the respective QHP issuer directly about the
compensation issue, and work with the consumer to update their Marketplace application to
include Jose's NPN moving forward.
2. Work only with the consumer directly to update their Marketplace application to include his
NPN.
QUESTION: Consumers, with the assistance of an agent or broker, remain on HealthCare.gov
throughout the entire application process. - ANSWER-The Marketplace
QUESTION: Agents and brokers may be able to facilitate the entire enrollment experience for a
consumer, including the ability to obtain an eligibility determination from the Marketplace,
without a need for the consumer to visit HealthCare.gov. - ANSWER-EDE
QUESTION: Agents and brokers visit both a DE partner's site and the HealthCare.gov site while
completing the application. - ANSWER-Classic DE
Foundations In Financial Management (FFM) TEST
2026-2027 COMPLETE QUESTIONS AND VERIFIED
SOLUTIONS LATEST UPDATE THIS YEAR
QUESTION: Last year, you helped Keisha create a Marketplace application and enroll in a plan.
The last time you talked to her, she was satisfied with her plan so you do not reach out during
this year's OE. Since she didn't hear from you, Keisha creates a new Marketplace application
during OE and enrolls in a new plan, without adding your NPN to her application. However, she
has already been auto-reenrolled in her current plan. Which of the following would happen
next? - ANSWER-The Marketplace cancels Keisha's auto-enrollment in the plan associated with
last year's agent-facilitated application and enrollment.
QUESTION: Applicants who permanently move within the same county, and do not gain access
to new QHPs as a result of the move. - ANSWER-Ineligible to Enroll in a QHP.
QUESTION: Applicants completing an application during OE, typically between 11/1 and 1/15. -
ANSWER-Eligible to Enroll in a QHP (If otherwise meets criteria to enroll in a QHP)
,Page 2 of 21
QUESTION: An applicant who attests to being recently married with one spouse having
qualifying coverage in the last 60 days. - ANSWER-Eligible to Enroll in a QHP (If otherwise meets
criteria to enroll in a QHP).
QUESTION: Applicants who permanently move to a new county and attest to having qualifying
coverage in the last 60 days. - ANSWER-Eligible to Enroll in a QHP (If otherwise meets criteria to
enroll in a QHP).
QUESTION: Applicants who move from a foreign country. - ANSWER-Eligible to Enroll in a QHP
(If otherwise meets criteria to enroll in a QHP).
QUESTION: Applicants who submit an application on January 17 and are not SEP-eligible. -
ANSWER-Ineligible to Enroll in a QHP.
QUESTION: Applicants who gain a dependent due to birth or adoption in the last 60 days. -
ANSWER-Eligible to Enroll in a QHP (If otherwise meets criteria to enroll in a QHP).
, Page 3 of 21
QUESTION: How long do consumers have after birth, adoption, or foster care to select a plan
through an SEP? - ANSWER-60 days
Q; Jose, a Marketplace agent, forgets to include his NPN on a transaction when enrolling a
consumer in a QHP. What should Jose do to ensure he is compensated for the enrollment?
Select all that apply. - ANSWER-1. Contact the respective QHP issuer directly about the
compensation issue, and work with the consumer to update their Marketplace application to
include Jose's NPN moving forward.
2. Work only with the consumer directly to update their Marketplace application to include his
NPN.
QUESTION: Consumers, with the assistance of an agent or broker, remain on HealthCare.gov
throughout the entire application process. - ANSWER-The Marketplace
QUESTION: Agents and brokers may be able to facilitate the entire enrollment experience for a
consumer, including the ability to obtain an eligibility determination from the Marketplace,
without a need for the consumer to visit HealthCare.gov. - ANSWER-EDE
QUESTION: Agents and brokers visit both a DE partner's site and the HealthCare.gov site while
completing the application. - ANSWER-Classic DE
