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PA Motor Vehicle Physical Damage
Appraiser - Practice Exam questions
Questions and Answers Latest 2026
True or False: Each appraiser, while engaged in appraisal
duties, must carry his/her appraiser's license & display it
to an owner of the vehicle or shop upon request: Ans:
true
What are the number of business days you have per Act
361 to inspect vehicle? Ans: 6
How many days after an inspection should a total loss be
offered to the owner? Ans: 5
Aftermarket parts can only be used when? Ans: The
parts are listed and coded in the estimate
What is aftermarket and why is it considered
aftermarket? Ans: "nonoriginal equipment manufacturer
(non-OEM) replacement part, either new or used, for any
of the nonmechanical parts that generally constitute the
exterior of the motor vehicle, including inner and outer
panels."
a) Generic version - made by vendor for manufacturer.
Vendor also makes generic version of same part. New
part - never used. A/M
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What is the duty of the claimant after the loss? Ans:
Provide a date, time and facts of the loss
True or False: Appraisals should always be signed by the
appraiser? Ans: True
What is betterment? Ans: The act or process of
improving something. When a part is used on a car that
makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to
the policy? Ans: Lienholder
Which is not a peril in reference to auto insurance? Ans:
Wind/hail is not a peril (fire, theft and collision are perils)
( Another exam has collision as the answer?)
What is a peril? Ans: Something that may cause injury,
harm or loss. (on another exam answer- Damage to
another person, damage to another vehicle & cause of
loss )
An appraiser's license shall expire annually at midnight
on this day? Ans: June 30
Who determines the amount of damage to the vehicle?
Ans: Appraiser
What does an adjuster do Ans: "A natural person in this
Commonwealth who makes appraisals of motor vehicle
physical damage."
© 2025 All rights reserved
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How old do you have to be to get your PA appraiser's
license Ans: 18 years old
If your appraiser's license is expired more than 60 days,
what do you have to do Ans: Re-take test
Which one of the following components is NOT
considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood Ans: c) floor pan
Which one of the following answer choices lists the three
components that make up the front end sheet metal of an
auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille Ans: a) Grille,
hood and fenders
Which one of the following answer choices lists the two
components that are part of a hood's lock assembly?
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, 4 | Page
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
d) Pop-up spring and hinges Ans: c) Pop-up spring and
safety catch
What type of headlamp features a lens that is specifically
designed for the auto model and contoured to its
requirements for improved aerodynamics?
a) Sealed composite
b) Sealed beam
c) Composite beam
d) Composite Ans: d) Composite
1Which one of the following is considered part of the
cowl?
a) Fender
b) Vent panel
c) Grille
d) Quarter panel Ans: b) Vent panel
© 2025 All rights reserved
PA Motor Vehicle Physical Damage
Appraiser - Practice Exam questions
Questions and Answers Latest 2026
True or False: Each appraiser, while engaged in appraisal
duties, must carry his/her appraiser's license & display it
to an owner of the vehicle or shop upon request: Ans:
true
What are the number of business days you have per Act
361 to inspect vehicle? Ans: 6
How many days after an inspection should a total loss be
offered to the owner? Ans: 5
Aftermarket parts can only be used when? Ans: The
parts are listed and coded in the estimate
What is aftermarket and why is it considered
aftermarket? Ans: "nonoriginal equipment manufacturer
(non-OEM) replacement part, either new or used, for any
of the nonmechanical parts that generally constitute the
exterior of the motor vehicle, including inner and outer
panels."
a) Generic version - made by vendor for manufacturer.
Vendor also makes generic version of same part. New
part - never used. A/M
© 2025 All rights reserved
, 2 | Page
What is the duty of the claimant after the loss? Ans:
Provide a date, time and facts of the loss
True or False: Appraisals should always be signed by the
appraiser? Ans: True
What is betterment? Ans: The act or process of
improving something. When a part is used on a car that
makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to
the policy? Ans: Lienholder
Which is not a peril in reference to auto insurance? Ans:
Wind/hail is not a peril (fire, theft and collision are perils)
( Another exam has collision as the answer?)
What is a peril? Ans: Something that may cause injury,
harm or loss. (on another exam answer- Damage to
another person, damage to another vehicle & cause of
loss )
An appraiser's license shall expire annually at midnight
on this day? Ans: June 30
Who determines the amount of damage to the vehicle?
Ans: Appraiser
What does an adjuster do Ans: "A natural person in this
Commonwealth who makes appraisals of motor vehicle
physical damage."
© 2025 All rights reserved
, 3 | Page
How old do you have to be to get your PA appraiser's
license Ans: 18 years old
If your appraiser's license is expired more than 60 days,
what do you have to do Ans: Re-take test
Which one of the following components is NOT
considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood Ans: c) floor pan
Which one of the following answer choices lists the three
components that make up the front end sheet metal of an
auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille Ans: a) Grille,
hood and fenders
Which one of the following answer choices lists the two
components that are part of a hood's lock assembly?
© 2025 All rights reserved
, 4 | Page
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
d) Pop-up spring and hinges Ans: c) Pop-up spring and
safety catch
What type of headlamp features a lens that is specifically
designed for the auto model and contoured to its
requirements for improved aerodynamics?
a) Sealed composite
b) Sealed beam
c) Composite beam
d) Composite Ans: d) Composite
1Which one of the following is considered part of the
cowl?
a) Fender
b) Vent panel
c) Grille
d) Quarter panel Ans: b) Vent panel
© 2025 All rights reserved
