Nathan2002

How much will Salesperson Bill pay to transfer his license to another office? - ANSWER-10.00 Tom and Mary have just signed a lease on an apartment. The lease contained a provision to waive their rights to the security deposit. Which statement is true? - ANSWER-The provision is unenforceable, but the lease is still good. How many of the 40 hours of approved salesperson instruction must be in the area of civil rights law and equal opportunity in housing? - ANSWER-4 Hours How often are Rea...

A non-resident applicant for a license must file which of the following with the license application? - ANSWER-A "Consent to Service of Process" form allowing appropriate action to be brought against him or her in Michigan Which of the following loan programs is NOT available through the Michigan State Housing Development Authority? - ANSWER-VA loan The Lead-Based Paint Disclosure Act has several requirements. Which of the following is NOT one of them? - ANSWER-Remove any lead-based pain...

What endorsement can be added to the Personal Auto Policy to provide coverage for a company car? - ANSWER-Extended non-owned Auto An insured bought an automobile and finances the purchase through a bank. Which party does not have insurable interest? - ANSWER- What is the purpose of a deductible? - ANSWER-To reduce overutilizatio of insurance Which loss scenario is considered collision? - ANSWER-Rolling into a ditch If a producer makes a false statement on a claim form, the producer h...

Marketing Practices: Disparaging comparisons and statements. - ANSWER-Advertisements cannot directly or indirectly make unfair, or incomplete comparison to the policies of other insurers. Marketing Practices: False or Malicious statements - ANSWER-False or malicious statements are considered a misdemeanor with a fine of up to 1000 and up to one year of imprisonment What is the fine for False or Malicious statements? How much prison time> - ANSWER-$1000, 1 year of imprisonment Marketi...

4 - ANSWER-The Governer appoints a Commissioner of Insurance every how many years? $10,000 and possible licesnse revokation. - ANSWER-Maximum fine for knowingly violating cease and desist order is 180 - ANSWER-Temporary Licenses are issued for how many days? 30 - ANSWER-An applicant who has been denied an insurance license has how many days to protest the denial? 5 - ANSWER-The commissioner must examine the books, records, etc. of an insurance company at least once every how many yea...

Risk - ANSWER-The possibility that a loss will occur Speculative Risk - ANSWER-Chance of loss or gain Pure Risk - ANSWER-only the possibility of loss Peril - ANSWER-cause of loss Exposure - ANSWER-The potential for accidents and other losses Direct Loss - ANSWER-Loss that is a direct result of a peril, such as fire. Indirect Loss - ANSWER-Loss that is a result or consequence of a direct loss Moral Hazard - ANSWER-Arise from a person's character (dishonesty) Morale Hazard...

Indemnity - ANSWER-a payment for damages or loss Risk - ANSWER-Uncertainty or chance of loss occurring Pure Risk - ANSWER-Presents the chance of loss with no opportunity for gain Speculative Risk - ANSWER-Presents the chance of loss with an opportunity to gain (Like Gambling) Exposure - ANSWER-a unit of measurement used to determine rates charged for insurance coverages. Hazards - ANSWER-Conditions or situations that increase the probability of an insured loss occurring. Peril ...

FIO - ANSWER-(Federal Insurance Office) Monitors insurance industry and identifies issues and gaps in the state regulation of insurers. It also monitors access to affordable insurance by underserved communities and consumers. Insurance Regulation at State Level - ANSWER-Insurance industry is regulated primarily at the state level. Legislature writes and passes laws, judicial branch interprets them. Surplus and Excess Insurance - ANSWER-Insurance available when coverage cannot be obtained f...

The adult ear canal: - ANSWER-Rises upward and forward then descends to the drum The isthmus is: - ANSWER-Where the canal narrows to enter the temporal bone The pinna and the external canal together: - ANSWER--Gather and reinforce accoustical signals -With the irregular shape of the auricle, cause increases and decreases at different frequencies as the sound arrives at the ear. -Forms a resonating tube. The average resonant frequency of the ear canal plus concha is: - ANSWER-2700 Hz. ...

In general, mold modifications are as follows: - ANSWER-Venting affects lows, damping the midrange and horn effects boost highs. Basic verification involves: - ANSWER-checking MCL and UCL in quiet and noise. Sound field is - ANSWER-a controlled environment The configuration and height of the tympanogram can be a factor in deciding the proper matrix for the fitting of a hearing aid: - ANSWER-A high Type A tells us to decrease the output by 2-3 dB You cannot use feedback checks when - ...

When the right A/C threshold is 10 dB and the left A/C threshold is 80 dB what will occur once 3 5dB increases of masking have been presented to the right ear? A) Overmasking B) Undermasking C) Central masking D) Effective masking - ANSWER-B Spondees are used for determining _____________? A) MCL B) UCL C) SRT D) WRS - ANSWER-C A 31 yr old female patient/client has a bilateral conductive hearing loss. She reports that her mother had a stapedectomy when she was about her same...

The PT brings in their 4 year old high end digital signal processing hearing instrument because its not working at all. It is out of warranty. All of the source of the problem has not been found and the hearing instrument is still not working. At this point the hearing instrument specialist has no choice but to _______ A. recommend that they purchase a new set B. send it to an all-make repair facility C. send it to the manufacture for repair and refurbishment D. recommend medical referral ...

Hand Cupped Behind Ear - ANSWER--first Hearing Aid -increased sound by 5-8db -included horns,trumpets, speaking tubes 1892 - ANSWER--carbon amplifiers patent by Alexander Bell -marketed 1902-1903 until 1930;first patent for a telephone type hearing instrument 1920 - ANSWER-large vacuum tubes; not portable 1938 - ANSWER-miniature vacuum tube ;crystal receivers 1930 - ANSWER-diameter reduced 1940 - ANSWER-bone conduction receivers were introduced 1946 - ANSWER-first telecoil i...

Which of the following devices measure electrode resistance? A) Ammeter B) Ohmmeter C) Voltmeter D) Photometer - ANSWER-B) Ohmeter If an evoked potential has a boltage of 10uV and the associated noise has a voltage of 50uV, what is the signal-to-noise ratio after 100 averaged responses? A) 1:1 B) 1:2 C) 2:1 D) 5:1 - ANSWER-C) 2:1 To display median nerve SSEP response as an upward deflection, which of the following must be known? A) Waveform polarity and latency of the response B)...

Hemispheric EEG changes may be caused by - ANSWER-clamping of the internal carotid artery raw EEG should always be available for review when monitoring quantitative EEG in order to - ANSWER-assist in identifying asymmetries or focal abnormalities most sensitive to decreased cerebral perfusion - ANSWER-area between the distributions of the middle and anterior cerebral arteries its important to begin monitoring EEG early during a CEA - ANSWER-to record EEG before anesthesia and after indu...

A differential amplifier: A. Records only the first of the two inputs B. Records the second of the two inputs C. Records the sum of the two inputs D. Records the difference of the two inputs - ANSWER-D. Records the difference of the two inputs Which of the following filters can minimize a phase shift by using a very sharp dB roll off? A. Analog filter B. Active filter C. Digital Filter D. Passive Filter - ANSWER-C. Digital Filter Which of the following do you need in order t...

Cavities inside the skull - ANSWER-Anterior/middle/posterior fossa Cranial bones - ANSWER-Frontal, occipital, sphenoid, ethmoid (unpaired). Parietal & temporal (paired). Mental protuberance - ANSWER-chin bone MCA supply of the cerebral cortex - ANSWER-Hand + face/mouth/auditory Cranial nerves - ANSWER--12 pairs (Mixed fibers: sensory/motor/both). -Emerge @ irregular intervals from the brain. -Nuclei displacement: Motor = medial Sensory = lateral Meckle's Cave - ANSWER-Depressi...

If you have high frequency noise in a BAEP: A100/100 pts Change HFF from 3000 to 1500 Hz Change HFF to 200 Hz Change LFF to 150 Hz Change LFF to 30 Hz - ANSWER-Change HFF from 3000 to 1500 Hz To dissect a vestibular schwannoma, which surgical approach usually sacrifices hearing? suboccipital retrosigmoid middle cranial fossa translabyrinthine - ANSWER-translabyrinthine According to current OSHA standards, needle electrodes should be reused whenever possible not be soaked in ...

Universal precautions eliminate potential contact with body fluids that transmit: electrical current bloodborne pathogens meningitis bacteriostatic viruses - ANSWER-bloodborne pathogens When at the state of surgical anesthesia, the principal effect of Etomidate on evoked potentials is to: decrease amplitudes increase latencies increase amplitudes decrease absolute latencies - ANSWER-increase amplitudes The sensitivity setting on an amplifier set to produce a vertical deflection...

Forward movement of one of the lower lumbar vertebra on the vertebra below it, or upon the sacrum - ANSWER-Spondylolisthesis is: 1 Forward movement of one of the lower lumbar vertebrae on the vertebrae below it, or upon the sacrum 2 Ankylosis of the vertebrae 3 Neurofibromatosis 4 Deterioration of the spinal cord gray matter which is replaced by a large cyst Sciatic nerve - ANSWER-The common peroneal nerve arises at the superior angle of the popliteal fossa from the: 1 Superior tibial ne...