Jackline98

In what type of policy does the owner pay the same premium throughout the term of the contract? - ️️Level premium policy Which type of beneficiary CANNOT be changed without consent? - ️️The beneficiary is irrevocable How many total hours of continuing education covering the subjects for which the license is licensed must complete. - ️️24 hours Accidental and dismemberment will pay the principal sum of death occurs: - ️️As a result of an accident regardless of when the ac...

Which of the following is not a duty of the Commissioner? a. Issue an insurance license for a producer b. Make state insurance laws c. Handle insurance-related consumer complaints d. Enforce state insurance laws - ️️b. Make state insurance laws During policy solicitation an insurer exaggerates the financial condition of one of its competitors and makes it sound worse than it is. This is an example of an unfair trade practice called? a. Twisting b. False advertising c. Controlle...

In what type of policy does the owner pay the same premium throughout the term of the contract? - ️️Level premium policy Which type of beneficiary CANNOT be changed without consent? - ️️The beneficiary is irrevocable How many totals hours of continuing education covering the subjects for which the license is licensed must complete? - ️️24 hours Accidental and dismemberment will pay the principal sum of death occurs: - ️️As a result of an accident regardless of when the a...

The initial amount of credit life insurance may NOT exceed A-The borrower's annual income. B-The amount to be repaid under the contract. C-An amount set by statute and adjusted regularly for inflation. D-The borrower's monthly income. - ️️B This state provided for a temporary license for all of the following EXCEPT A-A producer's time in the military service. B-A producer's retirement. C-The death of a producer. D-A producer's disability. - ️️B Agents who per...

Information about Health Maintenance Organizations (HMOs) - ️️-Employers with more than 25 employees must offer an HMO as an alternative to their regular health plans. -Reduce cost of healthcare through preventative care -Needs to be approved by MN DHS -Provides services rather than reimbursement -Limited service area and providers -Prepaid basis, physicians paid per head of member (capation) -INPATIENT HOSPITAL CARE IN OR OUT NETWORK Preferred Provider Organization (PPO) - ️️-...

How are employee FICA taxes collected? - ️️The employer withholds the employee's tax and pays it along with the employer's portion Mateo applies for an insurance policy that will have an annual premium payment of $1,000 ($510 semi-annually, $260 quarterly, and $100 monthly) if issued. Which of the following premium checks would be adequate consideration if he chose to pay monthly? - ️️$100 The nonforfeiture option that provides the least amount of coverage is: - ️️Reduced Pai...

The commissioner examines each insurer every __ years - ️️5 $__ fine per day if a person violates, aids or abets a written case and desist order - ️️10000 Licensee may request a hearing within __ days of commissioner's order - ️️30 After hearing request, the commissioner has __ days to hold the hearing - ️️30 All accidents and health insurance policies must be filed with the commissioner at least __ days prior to use - ️️60 __ hours per major line of authority...

Insurance is a... - ️️transfer of risk What type of risk is gambling? - ️️Speculative Risk What type of risk is a car accident? - ️️Pure Risk What type of risk is insurable? - ️️Pure Risk uncertainty about whether a loss will occur - ️️Risk Risk Management Method Acronym - ️️STARR (sharing, transfer, avoidance, retention, reduction) Insurance company purchases insurance to cover their own exposure to loss - ️️reinsurance Loss Equation - ️️valu...

Speculative Risk - ️️involves the chance of loss or gain, and is not insurable Pure Risk - ️️involves the chance of loss only, and is insurable Peril - ️️Something that causes a direct loss Physical Hazard - ️️Visible (Black ice) Moral Hazard - ️️dishonest tendencies (Fraud) Morale Hazard - ️️Carless, Irresponsible (leaving keys in car) Exposure - ️️susceptibility to loss Adverse selection - ️️those with high risk situations attempt to purchas...

The commissioner examines each insurer every ___ Years. - ️️5 years $____ fine per day if a person violates, aids, or abets a written cease and desist order - ️️$10,000 License fee may request a hearing within ____ days of commissioners order. After hearing request, Commissioner has ____ days to hold the hearing. - ️️30 Days, 30 days All accident and health insurance policies must be filed with the commissioner at least ____ days prior to use - ️️60 days During Pre-li...

Assessing students and developing IEP AND IFSP - ️️next slide Reliability - ️️consistency of measurement internal consistency reliability - ️️is consistency of test items with one another by measuring the same quantity. Inter-rater cosistency - ️️is reliability among individuals scoring the same test Intra-rater consistency - ️️an individual's consistency in rating responses to various test items content validity - ️️items representing the complete range o...

Hearing Impairment - ️️Impairment in hearing, whether permanent or fluctuating Deafness - ️️Hearing impairment that impairs processing linguistic information through hearing, with or without amplification Emotional Disturbance - ️️Inability to build/maintain relationships with peers and teachers Intellectual Disability - ️️Low intellectual functioning, occurring with deficits in adaptive behavior Orthopedic Impairmnet - ️️Severe orthopedic impairment from birth or...

Kinesthetic Preference - ️️Learners with kinesthetic preferences learn through active movements and experiences. Behaviorism - ️️New behavior or changes in behavior are acquired by associations between stimuli and response Blooms skill level of synthesis - ️️Remembering - Understanding - Applying - Analyzing - Evaluating - Creating Canter's Assertive Discipline model - ️️1. Organized, Teacher-in-Charge classroom environment 2. Start beginning of the school year insurin...

Which of the following behavioral milestones typically appears earliest in the sequence of typical infant development? A. rolling over back to front B. making cooing sound C. using a pincer grasp D. babbling consonants - ️️B. making cooing sound In the coming school year, a general education kindergarten class will include a child with autism spectrum disorder (ASD). The kindergarten teachers want to ensure that the classroom environment will effectively support the child's lea...

Autism - ️️A developmental disability significantly affecting verbal and non-verbal communication and social interaction, generally evident before age three, that adversely affects educational performance. Deafness - ️️A hearing impairment which is so severe that a child is impaired in processing linguistic information through hearing, with or without amplification, which adversely affects educational performance. Deaf-Blindness - ️️Simultaneous hearing and visual impairments, ...

Federal IDEA's procedural safeguards specify that - ️️public agencies must notify parents and obtain informed consent before both evaluation and placement. The Peabody Picture Vocabulary Test (PPVT) - ️️Does not require oral responses; tests vocabulary knowledge and is used to test overall intelligence through receptive language only. Cross Battery Assessment (XBA) - ️️can enhance comprehensiveness by allowing the use of subtests from different instruments. Concurrent defic...

Phonological Semantic Syntactic Pragmatic - ️️What are the 4 cueing systems? When reading, the semantic cueing system refers to? - ️️The meaning system of language. Involves using the meaning of the text and the context to figure out an unknown word. The genre of selection, the illustrations, the reader knowlege of the topic of the selection, and the context of the written words can provide semantic cues as the reader tries to unlock an unknown word. When reading, the syntati...

An understanding and appreciation of multiple perspectives would be most essential for the effective completion of which of the following research tasks? - ️️Analyze the economic and social consequences of immigration to the United States during the early decades of the twentieth century A team of fifth-grade teachers has established a goal of making greater use of online environments such as virtual museums and laboratories and real-time observations of natural events. This approach can ...

Writing Process Steps - ️️prewriting, drafting, revising, editing, publishing Reading Process - ️️prereading, reading, responding, exploring, applying Phonemic Awareness - ️️basic understanding that speech is composed of a series of individual sounds and is a foundation for phonics. phonics - ️️set of relationships between phonology, the sounds in speech, and orthography vowel digraph - ️️two vowels, and occasionally three, that make one sound (rain, great, leaves...

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