Ewanga

2. What does the Constitution do? - Correct answerssets up the government defines the government protects basic rights of Americans 3. The idea of self-government is in the first three words of the Constitution. What are these words? - Correct answersWe the People 4. What is an amendment? - Correct answersa change (to the Constitution) an addition (to the Constitution) 5. What do we call the first ten amendments to the Constitution? - Correct answersthe Bill of Rights

__________ are some combination of products, services, information, or experiences offered to a market to satisfy a need or want. Product/Marketing offerings Wants Needs Demands - Corect Answerproduct/market offerings __________ are the form human needs take as they are shaped by culture and individual personality. Marketing offerings Needs Demands Wants - Corect Answerwants States of felt deprivation are known as _____. Marketing offerings Needs Wants demands - Corect Answerne...

Environmental Scanning - Correct AnswerThe process of collecting information about forces in the marketing environment environmental analysis - Correct Answerprocess of assessing and interpreting the information gathered through environmental scanning competition - Correct Answerother organizations that market products that are similar to or can be substituted for a marketer's products in the same geographic area brand competitors - Correct Answerfirms that market products with similar...

Marketing - Correct AnswerThe process of creating, distributing, promoting, and pricing goods, services, and ideas to facilitate satisfying exchange relationships with customers and to develop and maintain favorable relationships with stakeholders in a dynamic environment Customers - Correct AnswerThe purchaser of organizations' products; the focal point of all marketing activities Target Market - Correct AnswerA specific group of customers on whom an organization focuses its marketing ef...

Firms become value driven by... - Correct Answer1.) Sharing info 2.) Balancing benefits with costs 3.) Building relationships with customers 4.)Connecting with customers using social/mobile media. Social and Mobile Marketing - Correct Answer-93% of marketers use social media for their business. -4.2 billion people are linked to some social media site on their mobile devices. Exchange - Correct AnswerTrade of things of value between the buyer and the seller so that each is better off a...

Interpersonal Communication - Correct AnswerDirect, face-to-face communication between two or more people. Mass Communication - Correct AnswerThe communication of a concept or message to large audiences. Sender - Correct AnswerThe originator of the message in the communication process. Encoding - Correct AnswerThe conversion of a sender's ideas and thoughts into a message, usually in the form of words or signs. Channel - Correct AnswerA medium of communication - such as a voice, rad...

An organizational function and a set of processes for creating, capturing, communicating, and delivering value to customers and for managing customer relationships in ways that benefit the organization. - Correct AnswerMarketing A written document composed of an analysis of the current marketing situation, opportunities, and threats for the firm, marketing objectives and strategy specified in terms of the four Ps - Correct AnswerMarketing Plan The trade of things of value between the buyer...

strategic planning - Correct Answeris the process of developing and maintaining a strategic fit between the organization's goals and capabilities and its changing marketing opportunities. strategic planning process (4 steps) - Correct Answer1) defining a clear company mission. 2) setting supporting company objectives and goals. 3) designing a sound business portfolio. 4) planning and coordinating marketing and other financial strategics. Mission Statement - Correct Answerthe organizati...

Aim of BCG vaccination - Correct AnswerAim to induce a benign artificial primary infection which will stimulate an acquired resistance to possible subsequent infection with virulent tubercle bacilli, and thus reduce morbidity and mortality from primary TB amongst those at risk. Strain used - Correct AnswerDanish 1331 BCG vaccine is produced at ______________ - Correct AnswerBCG laboratory at Guindy, Chennai Where is quality check for BCG done - Correct AnswerInternational Reference Lab...

Nuclear energy NO - Correct Answer-nuclear weapons (bombs) -always been linked to weapons since nuclear has been brought about -nuclear waste and pollution (plutonium) -where to put the waste? -waste is slow processing -accidents and disasters happen (7) - love canal - Correct AnswerA neighborhood in Niagara Falls, New York, which became the subject of national and international attention, controversy, and eventual environmental notoriety following the discovery of 21,000 tons of tox...

speed of light - Correct Answer3.00 x 10^8 m/s -speed at which cosmic rays travel astronomical unit - Correct Answera unit of measurement equal to 149.6 million kilometers, the mean distance from the center of the earth to the center of the sun TOI-700 - Correct AnswerThe first stellar system with an Earth-sized exoplanet within its habitable zone -known to host at least 3 (and maybe 4) exoplanets Serius - Correct Answerbrightest star in the night sky Large Magellanic Cloud - Corre...

Stars: high growth, high market share products - Correct AnswerGenerate large profits, but also consume substantial resources to finance their continued growth (invest for future growth) --Require heavy resource investment --As their market growth slows, stars will migrate from heavy users of resources to heaver generators or resources → cash cow Question Marks: appear in high growth markets, but have low market shares - Correct AnswerRisky new ventures (invest more funds for growth or c...

Fraud for money Laundering - Correct Answer-Criminal uses scheme known as value tampering -Criminal offers to buy house at reduced rate -Seller must sell at appraised value on paper, but after closing, seller give the criminal the difference in cash. Adverse Action - Correct AnswerAn unfavorable credit decision rendered against a consumer made on the basis of information contained on the credit application. If a lender takes adverse action against an applicant, the lender must notify the ...

1) Mortgage loan fraud is reported at what level? A. State B. Federal C. County D. City - Correct AnswerB. Mortgage Fraud is reported to the FBI and to HUD ( The United States Department of Housing and Urban Development is a Cabinet department in the executive branch of the U.S. federal government) 2) Title V of the Housing and Economic Recovery Act (HERA) of 2008 is best known as: A. The SAFE Act B. RESPA C. TILA D. CRA - Correct AnswerA. S.A.F.E --The complete name of which is t...

What must a borrower do to avoid having late payments reported to a credit bureau? - Corect AnswerPay within 30 days of due date Max penalty if a borrower is required to use a specific title company or settlement agent? - Corect Answer3 times the fee What should not be over-weighted in an analysis of borrower repayment capacity? - Corect AnswerCredit scores Max prepayment penalty on residential mortgages in the first year of the loan - Corect Answer3% What must condominium associatio...

which federal agency administers Regulation B implementing ECOA, Rgulation C implementig HMDA and Regulation Z implementing TILA? - Corect AnswerFEDERAL RESERVE SYSTEM the clause in a mortgage that allows the lender to foreclose if the borrower defaults is the - Corect AnswerAcceleration Clause at closing a borrower may deposit funds to establish reserves for which of the following? - Corect AnswerTAXES AND INSURANCE in a qualification of an applicant who receives child support and alim...

Define MIP - Correct AnswersCan be paid up front or in installments. Mortgage insurance premium used by FHA to protect themselves against higher-risk borrowers who are more likely to default on loans Define APR - Correct Answersannual percentage rate Define APOR - Correct Answersaverage prime offer rate Define HPML - Correct AnswersHigh price mortgage loans or Section 35 loans. A mortgage with an annual percentage rate (APR) that's higher than the average prime offer rate (APOR) Whe...

Plantiff - Correct AnswerParty that files the case in a Civil Case Defendant - Correct AnswerThe party that responds to both a Civil and Criminal Case Prosecutor - Correct AnswerThe party that files the case in a Criminal Case Issue in Civil - Correct AnswerCaused harm & rights Issue in Criminal - Correct AnswerBroke the law Penalty in Civil - Correct Answermoney or compensation Penalty in Criminal - Correct Answerpunishment (jail); rehabilitation, deterrence

Who is liable if the promoter enters a K, and the corporation is NEVER formed? - Correct Answerthe PROMOTER alone is liable on this K Who is liable when the promoter enters a pre-incorporation contract and the corporation IS formed, but merely adopts the contract? - Correct AnswerBOTH the corporation AND the promoter are liable promoters and fiduciary duties - Correct Answer1) if the promoter acquires property BEFORE becoming a promoter and resells the property to the corporation: the prof...

Upon reviewing a list of beneficiaries for an estate what relationship pose a potential conflict? - Correct AnswerA current client of the firm in a separate matter. A client demands an answer on short notice about how a recent court decision will impact their ongoing lawsuit on a similar issue. - Correct AnswerA lawyer should advise the client in writing that a proper opinion cannot be rendered within the designated timeframe. A real estate lawyer who is acting for purchaser and lender lea...