Macellen Education Agencies

A claim in the property/casualty industry Is defined as: correct answers an assertion of an alleged legal right against a person, entity, company or insurer that carries with it a demand for money as compensation for injuries or damages when you purchase insurance, you are buying: correct answers peace of mind that if an insured event does occur, that the insurance company will keep its promise and provide the financial protection that you purchased in today's society, the most import...

A public adjuster represents the interest of: A. The insurer B. The Insured C. The employer D. The interest of the general public correct answers B. The insured Which of the following is the type of report that indicates the initial results of a claim investigation? A. Field Report B. Interim Report C. Full Report D. None of the above correct answers A. Field Report States have adopted statutes regarding claims adjusting. To avoid unfair treatment to a claimant the adjuster must...

Severability correct answers Insurance applies separately to each insured as if other insureds did not exist. Abandonment correct answers Property insurance policies usually contain a(n) __________ clause, *stating the insured cannot dump damaged property on the insurer and demand its full value.* Insurable Interest correct answers One wherein economic loss would be suffered from an adverse happening to the subject. Liberalization correct answers States that if the insurer adopts a ...

Declarations Insurance policies are said to be contracts of... correct answers Adhesion The failure to exercise due care is known as correct answers Negligence A building is destroyed by flood. The loss of profits from renting the building is correct answers Indirect Loss The notice required for cancellation of an Auto Binders is _____ days correct answers 5 Property Insurance means correct answers Insurance where the payment by the insurance company will be directly to the i...

Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests correct answers D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interest...

What is the Biological Hierarchy of the Body? (There are 6) correct answers -Chemicals -Cells -Tissue -Organs -Organ System Organisms What helps build cells? correct answers Chemicals Which chemicals are essential to life? correct answers Macromolecules What is the basic unit of life? correct answers Cells How many different types of cells carry out the functions of the body? correct answers More the 250 What is made up of cells that have a similar structure and functi...

What are the two major parts of the nervous system? correct answers Peripheral and Central What substance is responsible for donating H+ ions to act as a buffer when blood pH rises? correct answers Carbonic acid What substance protects the skin from ultraviolet radiation? correct answers Melanin The pleura is a connective tissue sheath that covers which organ? correct answers Lungs In a phase diagram, which of the following is the term used for a substance held at temperature and...

Carbohydrates used by the body. correct answers -structure -communication -storage -recognition immunity that vaccine provides correct answers artificial Which organs and or glands are superior to the liver? correct answers lungs Parathyroid cavity that contains all of the frontal cavities. correct answers -ventral carry oxygenated blood correct answers pulmonary vein disaccharides are correct answers sucrose, lactose, maltose (double sugars) System is responsible fo...

Which blood group is a universal donor? correct answers Type O Blood oxygen levels are most likely low when blood _____. correct answers fills the right atrium An intracellular chemical signal can be produced in the cell membrane. Once it is produced, where does it go? correct answers To another part of the same cell After food has been masticated in the oral cavity, where does it go next? correct answers Pharynx The diffusion of nutrients through the walls of the digestive syste...

Which of the following structures in the male reproductive system secrets a fluid that nourishes and protects sperm? correct answers Prostate gland Which of the following parts of the central nervous system releases chemicals that regulate the pituitary gland? correct answers hypothalamus Which of the following body systems is the primary system involved in preventing an infection when a cut in the skin allows bacteria to enter the body? correct answers immune system Which of the fol...