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Symbolic Interactionalism (S.I) - Answer -*interactions with symbols create meaning among us* -ex. high five, waving hi, peace sign, etc. -different interpretations = different symbols -*roots* of labelling theory = S.I. -not just stimulius --> response, but's it's also interpretation of symbols -->stimulius -> interpretation -> response -interpretation of acts/definitions (ex. smoking/tattoos) *change over tme* 3 Types of Symbolic Interaction People - Answer 1. ...

Three major types of social structure theories: - Answer social disorganization, strain theory and culture conflict theory - all three have a number of common elements, and the classification is often a matter of which aspect a writer focuses on Social structure theory - Answer theories emphasize poverty, lack of education, absence of marketable skills, and deviant subcultural values as fundamental causes of crime. These theories, which portray crime as the result of an individual'...

Biological Determinism - Answer The belief that men and women behave differently due to inherent sex differences related to their biology Biosocial Theories - Answer -Theories that examine the combined effects of biology, behavior, and the environment on criminal behavior. -Biological and sociological and how they interact with each other. How your biological traits combine with your social environment Physiognomy - Answer -the art of judging human character from *facial features...

Public order crimes - Answer sometimes called victimless crimes, these acts interfere with public order, such as loitering for the purposes of prostitution Vigilante - Answer Someone who takes the law into their own hands, who acts outside the law in the interest of justice Moral Crusades - Answer Efforts by interest-groups to stamp out behaviour they find objectionable; typically directed at public order crimes, such as drug use or pornography Moral entrepreneurs - Answer I...

Left Realism - Answer Examines the role that capitalism plays in society, with a specific focus on predatory street crime - Tough on crime policies are a crisis - Crime prevention and criminal justice reform Cultural Criminology - Answer Jeff Ferrel Culture: values, beliefs, symbolic meanings shared by members of a social system Social actors: perpetrators, police, victims, etc. Culture as the symbolic environment occupied by individuals and groups and involves threads of collecti...

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Employee elective deferrals to a 401(k) may be subject to which of the following vesting schedules? A) None of these B) Immediate vesting C) Three-year cliff vesting D) Two- to six-year graded vesting - Answer B) Immediate vesting Which of the following retirement plan distributions is subject to 20% withholding? A) A rollover of IRA assets from one IRA to another B) None of these C) A direct transfer of IRA assets between IRA custodians D) A lump sum distribution from a 4...

Under the coinsurance provision in a medical insurance policy the insured is required to pay - Answer a percentage of the covered loss up to a stated amount. Which of the following statements regarding the elimination period of a disability insurance policy is CORRECT? - Answer All else being equal, the longer the elimination period, the lower the premium. Which of the following situations would be best suited for a decreasing term insurance policy (a policy that provides a lower dea...

Which of the following taxes is NOT allowed as an itemized deduction? A) Property taxes B) Local income taxes C) State income taxes D) FICA taxes - Answer D) FICA taxes Explanation FICA (Social Security) taxes are not allowed as an itemized deduction. The maximum deduction for all state and local taxes, including property taxes, is $10,000 per year. Which of the following circumstances would require most taxpayers to file a federal income tax return? A) The taxpayer elects to become...

Properly stated financial goals should contain each of these factors - Answer amount, time, purpose r=the front-end ratio (debt-to-income) should be - Answer less than our equal to 28% of gross income For a high severity high probability event, what should be the preferred risk management strategy - Answer risk reduction and risk avoidance An investment of $6,00 earning 6.4% per year will be worth ___ in 4 years - Answer $7,690 The ethical principles of diligence for the ...

Which of the following is a characteristic of properly stated financial goals? - Answer Definite The current yield from already invested assets is first identified in which step in the financial planning process? - Answer Gathering client data, including goals What is correct about financial planners? - Answer It is up to clients to determine whether someone using the title of "financial planner" is really a financial planner or not. What is a requirement of being an FPQP...

Which of the following does the Federal Reserve use to control the money supply? 1. Adjusting the discount rate 2. Open market operations 3. Fiscal policy A) 2 and 3 B) 1 only C) 1 and 2 D) 2 only - Answer C) 1 and 2. The Federal Reserve can control the money supply by adjusting the discount rate. For example, a higher discount rate discourages banks from lending money and reduces the amount of money in circulation. The Federal Reserve also uses open market operations to control the ...

Comprehensive planning - Answer A client is seeking guidance in all areas of financial planning. Which of the following most closely describes the type of financial planning the client wants? Targeted financial planning - Answer A planner who addresses only the purchase of a first home for a client is practicing Mental accounting - Answer Kiara has accumulated $10,000 in a savings account over the last few years and has earmarked that money as a down payment on a luxury boat. Her...

LO 6-1: The importance of liquidity - Answer -see page 3 -cash equivalents = investments that are short-term and very liquid. don't make much of a return -liquidity=ability to easily convert to cash with little to no loss or principal Cash equivalents: savings accounts, money market accounts and funds, certificates of deposits (CDs), treasury bills, and stable value funds LO 6-1: Money Market Accounts and Funds - Answer -see page 4 -typically pay more than a savings acco...

When making rate of return assumptions for a client's goal, a planner should use A) a rate of return specified by the client. B) a conservative rate of return. C) current market rates. D) an aggressive rate of return to achieve the goal more easily. - Answer B) a conservative rate of return. Explanation: Because levels of return can fluctuate widely, planners should be somewhat more conservative with the inflation rates and rates of return assumed during goal forecasting. It is bet...

Group Term Life Insurance - Answer Form of insurance carried by employers for their employees that provides a lump-sum payment to the employees' beneficiaries. Most common. Stops at termination no evidence of insurability required up to $50,000 of coverage: no income taxation for the employee Whole Life Insurance - Answer Common type of permanent life insurance coverage. savings element (cash value) higher premiums than term at any given age cash value accumulation tax deferra...

Assets listed on a statement of financial position are typically divided into what three categories? A) Cash/cash equivalents, invested assets, and use assets B) Cash/cash equivalents, invested assets, and personal property C) Cash/cash equivalents, financial assets, and use assets D) Savings and checking accounts, stocks and bonds, and use assets - Answer A) Cash/cash equivalents, invested assets, and use assets Explanation Cash/cash equivalents, invested assets, and use assets are t...

Adam and Billie have fixed and variable expenses of $80,000 per year. They each make $60,000. Billie has a small trust which produces marginal income. How much should they have in their emergency fund? a. $20,000 b. $40,000 c. $60,000 d. $80,000 e. $120,000 - Answer $20,000 - combined earned income indicates they both work. 3 months or 1/4 of $80,000 Jeff and Cathy are in their early 30s with two young children. Jeff works making $5,000 per month. He never completed college (only fo...

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Health - Answer a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity(subjective) Illness - Answer the individual's response to disease;functioning is diminished Acute illness - Answer 1-2 weeks; temporary ( e.g., pneumonia) Chronic Illness - Answer an on-going life-long illness Wellness - Answer an active state of promoting physical, mental, and emotional health Health Promotion - Answer behavior aimed ...