Brainymaniac

18. An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock A. mutual funds not paid out after paying claims and other operating costs are returned to the policy owners in the form of a dividend. if all funds ar...

1. Which of the following annuity products requires an agent to hold a securities license? Answer: variable annuities 2. What is the purpose of the grace period in life insurance policies? Answer: to protect the policyowner against an unintentional lapse of the policy 3. An annuity that is purchased with a lump-sum payment, and begins payments within one year is a: Answer: single premium immediate annuity 4. If the cash value exceeds the premiums paid in a whole life policy, what is taxable w...

1. A lump sum contract on a project has a total contract price of $160,000. Retainage has been held back at 10%. The contractor has received progress payments for 75% of the project. The contractor submits a request for final payment for the new completed project. The final payment amount should be for...: More than $50,000 2. The owner requests for change which will cost the contractor $15,000 in labor and materials and $2,250 in overhead costs. With the change, the contractor would be relieve...

1. What is the MAXIMUM penalty for a contractor who undertakes work without the proper class of license?: $500 fine. 2. According to the Board Rules and Regulations, a full-time employee is one who works a MINIMUM of how many hours per week?: 30 hours. 3. All Class A contractor licensure applications MUST include: information on the knowledge, skills, and abilities of the applicant 4. Which of the following is a requirement for a joint venture?: Either the joint venture or each contracting pa...

1. Refers to the maximum height of a wave.: the amplitude 2. This process of outer-shell electrons filling inner-shell vacancies continues down the line, creating a cascading effect called a: characteristic cascade 3. Smallest unit of measurement, basic building block of matter.: atom 4. What type of imaging system uses an intensifying screen to convert x-rays to visible light?: film screen 5. Is also a measure of the amount of energy necessary to split an atom (break it apart): binding ener...

1. Leakage radiation must not exceed: Less than 100 mR/hr. 2. What are the key determinants of x-ray production: nuclear binding energy and electron binding energy 3. Anode: The anode is the positive end of the tube. It provides the target for electron interaction to produce x-rays and is an electrical and thermal conductor. Designed to dissipate heat 4. A rotating anode is made up of: A rotating tungsten-coated (high atomic number) molybdenum disc mounted on a copper shaft with a molybdenum ...

1. The three fundamental particles of the atom are the: neutron, electron, and proton. 2. The primary source of radiation exposure to the radiographer who is in the room during an exposure is: from scatter from the patient. 3. The component of the nucleus that has a positive charge and mass is the: proton. 4. The electron shell closest to the nucleus is lettered: "k". 5. Which of the following is not part of the electromagnetic spectrum? sound 7. Which of the following electromagnetic ...

. The U.S. accounts for about ______ of the world's pharmaceutical revenues. Answer – 50% 2. What term denotes the dispensing of an unbranded generic product for the product prescribed? Answer – Generic substitution 3. The kidney of an 85-year-old person excretes drugs only ______ as efficiently as that of a 35-year-old person. Answer – Around 50% 4. Which components might cause patients’ different reactions to brand name and generic drugs? Answer – Differences in inact...

1. What does a stat order mean?: a drug needed immediately and given only once 2. What information does the overdosage section of the labeling provide?: signs, symptoms and treatment of acute overdoses 3. Types of drug-drug interactions:: duplication, opposition (antagonism) and alteration (p.51) 4. Tolerance vs resistance: tolerance is the diminished response to a drug; resistance is the cells ability to resist the effects of the drug on them. 5. Abbreviated new drug application (anda): th...

1. What is generally not considered to be a pre-tax non-recurring (unusual or infrequent) item? Answer: Extraordinary gains/losses 2. What is false about depreciation and amortization? Answer: D&A may be classified within interest expense 3. Company X's current assets increased by $40 million from while the company's current liabilities increased by $25 million over the same period. What was the cash impact of the change in working capital? Answer: A decrease of $15 million 4. The f...