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FLORIDA GENERAL LINES AGENT EXAM QUESTIONS AND CORRECT ANSWERS 2025 Florida General Lines Insurance Exam 2025

What is the definition of a risk that is insurable? A.risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as there is no possibility of a gain B.a chance of a loss or gain C.a risk where there is a possibility of a gain D.a chance for insurance coverage - correct ans-a What is an insurance policy? A.a binder that offers initial insurance coverage B.an oral agreement related to insurance C.a temporary agreement for insurance coverage ...

5 qualifications to become a General Lines agent – 1. At least 18 years of age 2. United States citizen or legal alien 3. Bona fide resident of Florida 4. Place of business located in Florida 5. Not licensed for purpose of writing controlled business Department of Financial Services (DFS) - 1. Approves issuance of licenses to agents, CR, and adjusters 2. Supervisions of claims 3. Investigate charges of unethical conduct and take judicial actions Office of Insurance R...

B. A general lines agent or a general lines insurance agency - -Who may appoint a Customer Representative? Select one: A. A surplus lines agent holding a general lines license and a surplus lines license B. A general lines agent or a general lines insurance agency C. An adjuster D. An insurance company D. After 90 days in Florida - -Mr. Smith lives in New Jersey but visits Florida each year. When does he come under the Florida No-Fault system, in any 365-day period? Selec...

The Florida Surplus Service Lines Office (FSLSO) was created to - -oversee the surplus lines industry in the state Which of the following is NOT a required qualification for a General Lines Agent: - Seeking the license only to write controlled business The Department of Financial Services performs the following, EXCEPT: - -Pays insurance claims Once license, you have how long to obtain an appointment? - -48 months Which of the following is NOT a duty of the Office of In...

Which of the following if the correct definition of a tow truck? A. A motor vehicle that tows or carries a disabled illegally parked motor vehicle B. A motor vehicle that tows or carries a disabled illegally parked or abandoned motor vehicle or a motor vehicle involved in an accident C. A motor vehicle that tows or carries a legally parked or abandoned motor vehicle or motor vehicle involved in an accident D. A motor vehicle that carries a motor vehicle involved in an accident - Corr...

Trucks and buses weighing 33,001 and over with 10 tires or more - -Class 8 heavy duty trucks can tow Trucks weighing 26,000 through 33,000 pounds with 6 tires or more - -Class 7 heavy duty trucks can tow Weakness, fatigue, cramps, profuse sweating, headache, dizziness, nausea, and vision problems - -Symptoms of heat related illnesses Buses, trucks, Rvs and vans weighing 19,501 through 26,000 pounds with 6 tires or more. - -Class 6 medium duty trucks can tow _______________...

Which of the following is a standard precaution in phlebotomy? A. Rescue gloves if they appear clean. B. Only wear gloves when the patient looks sick. C. Treat all blood and body fluids as potentially infectious D. Disinfect hands only after visible contamination. - Correct Answer-C. Treat all Blood and body fluids as potentially infectious. Which of the following is NOT a sign of a contaminated blood culture sample? A. Presence of clots B. Turbidity or cloudiness C. Unusu...

What should you do to ensure that your bedside manner is always pleasant and professional? - -You should introduce yourself and explain the procedure in easy to understand terms What is the first thing you should do before beginning the procedure? - -You should identify the patient by asking them to state and spell their full name, and provide their date of birth. Even if a phlebotomy procedure has begun, the patient can still choose to terminate the procedure. True or fal...

A 6-8 pound baby cannot lose more than _____mL of blood at any given time - Correct Ans-2.5 mL Each micro tube (or bullet) holds _____ cc of blood - Correct Ans-0.2 cc Rolling veins tend to be present mostly in - Correct Ans-Both geriatric patients & extremely muscular patients This is an autoimmune disease which causes the body to attack the joints, causing inflammation in the patient's tissues - Correct Ans-Rheumatoid Arthritis The accumulation of fluid in the tiss...

It is NOT important to conduct yourself with a high degree of personal and professional integrity: True False - ANSWER-False A puncture site should always stop bleeding within ________. 30 seconds 2 minutes 5 minutes 20 minutes - ANSWER-5 minutes Using the finger, pinky, or thumb when performing a finger stick could result in injury to an artery. True False - ANSWER-True A glucose tolerance test can be used to diagnose adrenal insufficiency. True False...

Which test is part of both the diabetic panel and the blood sugar panel? Atc (hemoglobin) What is the effect of hem concentration on blood test results? Inaccurate results What is a common error that can lead to hematoma during blood collection? The needle not completely entering the vein The presence of bacteria in the blood stream is known as? Bacteremia Which of the following best describes a fomite? Inanimate object carrying a disease/agents If an allen test is negative, ...

What are the components of overall health? - -Physical, mental, and social health. True or False: Wellness refers to the balance of physical, mental, and social health. - True. What factors influence a person's health the most? - -Lifestyle choices, genes, and family and community. What is the difference between health and wellness? - -Health refers to the overall condition of a person's body and mind, while wellness is the active process of making choices toward a h...

All cells are surrounded by... - -cell membrane The cell membrane allows cells to maintain... - -compartments Cell membranes control... - -what goes in and out of the cell What are the 3 main domains of the living world? - -Bacteria, archaea and eukaryotes Do species have similarities in their genetic code? - -Yes, while species have diversity, they have some similarities across their genetic code. How many amino acids are there? - -20 amino acids Where does the code for animo acid...

What are mutations - -Mutations are an alteration in the genome resulting in altered nucleotide sequence that may cause a change in phenotype depending on the type of and location of mutation. How and when do mutations arise? - -Mutations occur during DNA replication if the DNA polymerase attaches a nucleotide that is not complementary to the nucleotide of the original strand. Can also occur due to spontaneous changes in the DNA which can happen during replication or when replicat...

Behavioral defense - -Young animals are often small, naive, unskilled, and less mobile - classic targets of a predator. As a means of offsetting this, parents often will physically/spatially attend to their eggs or hatched/born young in order to defend them from a variety of biotic threats, such as predators and parasites. Among the most common forms of parental care; examples can be found in fish and primates who clean their young of pathogens/parasites to reptiles or amphibians w...

Neurobiology - -The study of the nervous system of living things and how it helps the living things learn and react Instinctive behavior - -An innate, unlearned behavior pattern exhibited by all members of a species Fixed-action pattern - -A sequence of unlearned acts directly linked to a simple stimulus Sign stimulus - -External sensory stimulus that triggers a fixed action pattern. Innate releasing mechanism - -many neuronal components that wrap in detection of the stimulus, intern...

Hesi PN Gerontology 2025 EXAM VERIFIED ANSWERS MULTIPLE CHOICES WITH RATIONALES Gerontology HESI Updated Exam 2025 HESI MANAGEMENT AND GERONTOLOGY PRACTICE TEST 2025

An older male client refuses to take medication, stating that it burns his stomach. Which action should the practical nurse implement? A) Crush the medication and mix it in the client's food. B) Insist that the client take the medication as prescribed. C) Circle and initial the dose time missed to show non-administration. D) Document the reason for refusal and report to the charge nurse. - D) Document the reason for refusal and report to the charge nurse. The practical nur...

The cleansing of the stomach with solution delivered through a nasogastric tube is known as what? Gavage Emesis Lavage Stomach pumping - ANSWER-Lavage Gastric lavage is used to cleanse the stomach of a poison, overdose of medication, or other toxic substance. It is delivered through a nasogastric tube You are providing care to a patient who has recently begun dialysis. Her daughter, with whom she lives and who prepares many of her meals, asks what types of foods she ...