A prospective beneficiary asks an agent if plan XYZ has an urgent care benefit and if so, what

the benefit includes. Where would the agent find this information for plan XYZ? - Evidence

of Coverage

Because the beneficiary asked if plan XYZ has an urgent care benefit and what the benefit

includes.

If the beneficiary only wanted to know if plan XYZ has an urgent care benefit, the answer would

be Summary of Benefits & Evidence of Coverage.

If a beneficiary who is enrolled in an HMO tells you...
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