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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets his monthly statement, he realizes that someone else has been using the card and reports it stolen. The maximum amount of the unauthorized purchases he is he liable for is: c.The total amount b.$50 d.$25 
B 
 
 
Why is term life insurance usually the least expensive type of life insurance? 
a. 
The policy only pays a death benefit 
b...
- Exam (elaborations)
- • 16 pages •
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets his monthly statement, he realizes that someone else has been using the card and reports it stolen. The maximum amount of the unauthorized purchases he is he liable for is: c.The total amount b.$50 d.$25 
B 
 
 
Why is term life insurance usually the least expensive type of life insurance? 
a. 
The policy only pays a death benefit 
b...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
Debbie owns a clothing store. She is concerned that a customer who is injured in the store will sue. Which type of insurance should Debbie purchase? 
Liability insurance 
 
 
Richard's auto insurance policy expired on 5/15/2002. Richard was upset with his insurance agent and decided to change insurance companies. At 10:00 a.m. on 5/16/2002, as he drove to a different agent to buy a new policy, he had an accident. Who is liab...
- Exam (elaborations)
- • 5 pages •
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
Debbie owns a clothing store. She is concerned that a customer who is injured in the store will sue. Which type of insurance should Debbie purchase? 
Liability insurance 
 
 
Richard's auto insurance policy expired on 5/15/2002. Richard was upset with his insurance agent and decided to change insurance companies. At 10:00 a.m. on 5/16/2002, as he drove to a different agent to buy a new policy, he had an accident. Who is liab...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
Us currency 
Not backed by gold; has value based on the confidence in and strength of the us government 
 
 
Barter 
Exchange with goods and services, not money 
 
 
Role of the us department of treasury 
Printing money 
 
 
Factors that influence income 
Job opportunities, employment developments, inflation & deflation, recession & depression, taxation 
 
 
Type of imvestment where interest rates may increase 
Short term sav...
- Exam (elaborations)
- • 3 pages •
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
Us currency 
Not backed by gold; has value based on the confidence in and strength of the us government 
 
 
Barter 
Exchange with goods and services, not money 
 
 
Role of the us department of treasury 
Printing money 
 
 
Factors that influence income 
Job opportunities, employment developments, inflation & deflation, recession & depression, taxation 
 
 
Type of imvestment where interest rates may increase 
Short term sav...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
When buying cell phone insurance, the person should consider the cost of the annual insurance premium and compare it to the cost of... 
...buying a new phone 
 
 
A person wants to start saving and needs to make withdrawals often. Her money needs to be safe and to earn interest. What is the best to meet her needs? 
Opening a savings account 
 
 
A person reconciling her checking account notices that the balance in her checkbo...
- Exam (elaborations)
- • 8 pages •
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
When buying cell phone insurance, the person should consider the cost of the annual insurance premium and compare it to the cost of... 
...buying a new phone 
 
 
A person wants to start saving and needs to make withdrawals often. Her money needs to be safe and to earn interest. What is the best to meet her needs? 
Opening a savings account 
 
 
A person reconciling her checking account notices that the balance in her checkbo...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? (Got Correct) 
 
Correct Answer : C: Monetary policy 
Reason : The Federal Reserve uses monetary policy to regulate the nation's money supply. Monetary policy is directed at expanding or contracting the supply of money and credit in the U.S. economy. In theory, if there is too little money in circulation, consumers will spend less, in...
- Exam (elaborations)
- • 5 pages •
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? (Got Correct) 
 
Correct Answer : C: Monetary policy 
Reason : The Federal Reserve uses monetary policy to regulate the nation's money supply. Monetary policy is directed at expanding or contracting the supply of money and credit in the U.S. economy. In theory, if there is too little money in circulation, consumers will spend less, in...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
For the past five years, a person has had a $20000 whole life insurance policy that has a cash value clause. The person decides to surrender the policy. At the time of surrender, the person will receive 
A calculated amount who includes the premiums paid as well as the interest on that money. 
 
 
A person buys a flat screen, plasma, theater-like television. There person has homeowner's insurance. Why would it be appropriate...
- Exam (elaborations)
- • 3 pages •
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
For the past five years, a person has had a $20000 whole life insurance policy that has a cash value clause. The person decides to surrender the policy. At the time of surrender, the person will receive 
A calculated amount who includes the premiums paid as well as the interest on that money. 
 
 
A person buys a flat screen, plasma, theater-like television. There person has homeowner's insurance. Why would it be appropriate...
Wise Practice Test
Wise Practice Test – Taxes 
excise tax 
government imposes a tax on specific goods and services such as alcohol, cigarettes, gasoline, and airline 
 
 
Capital Gains Tax 
If held over one year are considered long-term capital gains and are taxed at a lower tax rate or in some cases are not taxed at all. 
 
 
Financial planning 
the process of developing and implementing a coordinated series of actions to achieve financial success. 
 
 
Social Security 
benefits depends on the person?s earnings...
- Exam (elaborations)
- • 3 pages •
Wise Practice Test – Taxes 
excise tax 
government imposes a tax on specific goods and services such as alcohol, cigarettes, gasoline, and airline 
 
 
Capital Gains Tax 
If held over one year are considered long-term capital gains and are taxed at a lower tax rate or in some cases are not taxed at all. 
 
 
Financial planning 
the process of developing and implementing a coordinated series of actions to achieve financial success. 
 
 
Social Security 
benefits depends on the person?s earnings...
WISE- Practice Test #2 – Investing Exam Questions With 100% Correct Answers 2024/2025
WISE- Practice Test #2 – Investing Exam Questions With 100% Correct Answers 2024/2025 
A pharmacy is to drugs as the American Stock Exchange is to: 
A. Interest 
B. Stock advisors 
C. Securities 
D. Mutual funds 
C 
Reason 
A pharmacy, run by a licensed pharmacist, is authorized by a state government to fill prescription orders. A stock or bond exchange is where registered stockbrokers buy and sell securities such as stocks or bonds (fill orders) for investors. Exchanges are similar to other m...
- Exam (elaborations)
- • 3 pages •
WISE- Practice Test #2 – Investing Exam Questions With 100% Correct Answers 2024/2025 
A pharmacy is to drugs as the American Stock Exchange is to: 
A. Interest 
B. Stock advisors 
C. Securities 
D. Mutual funds 
C 
Reason 
A pharmacy, run by a licensed pharmacist, is authorized by a state government to fill prescription orders. A stock or bond exchange is where registered stockbrokers buy and sell securities such as stocks or bonds (fill orders) for investors. Exchanges are similar to other m...
Wise Practice Test – Insurance Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test – Insurance Exam Questions With 100% Correct Answers 2024/2025 
cash value for whole life insurance 
Policy that accumulates cash value is more expensive than a policy that does not accumulate cash value 
 
 
deductible 
the amount of money that the policy holder pays when a claim is settled. 
 
 
No insurance 
First get insurance against Losses resulting from an illness, accident, or disability 
 
 
Liability insurance 
insurance that provides protection from claims arising...
- Exam (elaborations)
- • 3 pages •
Wise Practice Test – Insurance Exam Questions With 100% Correct Answers 2024/2025 
cash value for whole life insurance 
Policy that accumulates cash value is more expensive than a policy that does not accumulate cash value 
 
 
deductible 
the amount of money that the policy holder pays when a claim is settled. 
 
 
No insurance 
First get insurance against Losses resulting from an illness, accident, or disability 
 
 
Liability insurance 
insurance that provides protection from claims arising...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally 
 
A. have at least a high school diploma. 
B. have one-quarter of the cost of the home for a down-payment. 
C. fulfill income guidelines. 
D. provide two individuals to co-sign the loan. 
Correct Answer C 
Reason The Federal Housing Administration (FHA) insures lenders who make mortgage loans that are riskier than regular bank loans because F...
- Exam (elaborations)
- • 3 pages •
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally 
 
A. have at least a high school diploma. 
B. have one-quarter of the cost of the home for a down-payment. 
C. fulfill income guidelines. 
D. provide two individuals to co-sign the loan. 
Correct Answer C 
Reason The Federal Housing Administration (FHA) insures lenders who make mortgage loans that are riskier than regular bank loans because F...
Pharmacology NURS 251 Module 3 exam Portage learning/Nursing ABC Questions and Answer
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The TEFL Academy (Level 5 TEFL Course). Assignment C complete. [Correctly Passed] A+ Grade.
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers