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Study Guide for NJ Title Insurance Exam (questions and answers)
Study Guide for NJ Title Insurance Exam 
(questions and answers) 
An insurance agent is defined as an individual who transacts business on behalf of a 
_______ - CORRECT ANSWER-a client 
Knowingly making false statements which are derogatory against and meant solely to 
injure another - CORRECT ANSWER-defamation 
Type of authority that is either stated orally or in writing and allows an agent to act on 
behalf of the insurance company - CORRECT ANSWER-express authority 
Type of authority hold...
- Package deal
- Exam (elaborations)
- • 14 pages •
Study Guide for NJ Title Insurance Exam 
(questions and answers) 
An insurance agent is defined as an individual who transacts business on behalf of a 
_______ - CORRECT ANSWER-a client 
Knowingly making false statements which are derogatory against and meant solely to 
injure another - CORRECT ANSWER-defamation 
Type of authority that is either stated orally or in writing and allows an agent to act on 
behalf of the insurance company - CORRECT ANSWER-express authority 
Type of authority hold...
NJ Title Insurance Reloaded Final Actual Exam
NJ Title Insurance Reloaded Final Actual 
Exam 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - 
CORRECT ANSWER-Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. 
Supreme Court ruled that insurance? - CORRECT ANSWER-Was interstate commerce 
and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the 
authority of the? - CORRECT ANSWER-Feder...
- Package deal
- Exam (elaborations)
- • 30 pages •
NJ Title Insurance Reloaded Final Actual 
Exam 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - 
CORRECT ANSWER-Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. 
Supreme Court ruled that insurance? - CORRECT ANSWER-Was interstate commerce 
and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the 
authority of the? - CORRECT ANSWER-Feder...
NJ Title Insurance Producer Final Exam Set with Q&A
NJ Title Insurance Producer Final Exam 
Set with Q&A 
"A" and "B" bought a house as tenants in common. If "A" dies which of the following 
statements about ownership of the house is correct? 
A) It automatically becomes tenancy in severalty. 
B) It is divided, with B retaining their original interest and the balance going to A's 
estate. 
C) B holds fee simple ownership to A's share of the property 
D) B holds a life estate ownership to A's share of the property - CORRECT ANSWER-B) ...
- Package deal
- Exam (elaborations)
- • 24 pages •
NJ Title Insurance Producer Final Exam 
Set with Q&A 
"A" and "B" bought a house as tenants in common. If "A" dies which of the following 
statements about ownership of the house is correct? 
A) It automatically becomes tenancy in severalty. 
B) It is divided, with B retaining their original interest and the balance going to A's 
estate. 
C) B holds fee simple ownership to A's share of the property 
D) B holds a life estate ownership to A's share of the property - CORRECT ANSWER-B) ...
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