Gianna

All of the following are exempted from the requirement of an adjuster's license examination except: A. Those persons holding CPCU designation; B. those persons adjusting workers compensation claims; C. Those persons who have received the Associate in Claims (AIC) designation; D. Those persons who have a certificate of completion showing that within the past 12 months the applicant has completed a certified adjuster prelicensing education program and passed the state examination. - ANSWER B. A p...

Accumulated Depresciation -ANSWER The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Actual Cash Value (ACV) -ANSWER An item's current market value right before being damaged or destroyed. Formula: (Replacement Cost-Accumulated Depreciation) Adhesion -ANSWER One of the characteristics of an insurance contract. One party sets the terms and the other party can "take it or leave". Adjusted Gross Revenue (Crop Insura...

Chapter 1 - ANSWER insurance - ANSWER financial took that protects individual and organizations from unforeseen and extraordinary financial losses by transferring risk to another party insured - ANSWER individual or organization that pays premiums in exchange for protection insurer - ANSWER company, group, or government agency offering financial protection how does insurance work? - ANSWER insured pays premium insurer promises to pay for specific losses if they occur insurer'...

Accumulated Depreciation - ANSWER The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Acreage Reporting Date - ANSWER The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. Actual Cash Value (ACV) - ANSWER A valuation method used by insurers to reflect an item's current market value right before being damaged or des...

All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - ANSWER While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine policy? - ANSWER The implied warranties are attached to the policy a...

Compare U.S. health care spending to other developed countries, such as Canada, Germany, and France. - ANSWER Th US spending is 193% of the per capita. It is much higher than other countries. What factors account for the higher health care spending in U.S. compared to other developed countries? Describe in terms of: Prices? Utilization? More money to spend? Sicker population? - ANSWER There is a rise in chronic diseases which accounts for over 75% of healthcare spending. Compared to other ...

When prescribing an opioid analgesic such as acetaminophen and codeine (Tylenol #3), instructions to the patient should include: 1. The medication may cause sedation and they should not drive. 2. Constipation is a common side effect and they should increase fluids and fiber. 3. Patients should not take any other acetaminophen-containing medications at the same time. 4. All of the above - ANSWER All of the above Kirk sprained his ankle and is asking for pain medication for his mild-to-mode...

Nurse practitioner prescriptive authority is regulated by: - ANSWER The State Board of Nursing for each state The benefits to the patient of having an Advanced Practice Registered Nurse (APRN) prescriber include: - ANSWER Nurses care for the patient from a holistic approach and include the patient in decision making regarding their care. Clinical judgment in prescribing includes: - ANSWER Consulting nationally recognized guidelines for disease management Nurse practitioner practice may ...

1st line treatment for HTN (non-black, no CKD) - ANSWER ACEI (arb), thiazide, ccb 1st line treatment for HTN for black pts (no ckd) - ANSWER thiazide, ccb 1st line option for HTN for anyone with CKD - ANSWER ACEI (arb) Types of diuretics - ANSWER thiazides, loop diuretics, k-sparing preferred diuretic with renal impairment - ANSWER loop-diuretics diuretics - S/E & D/I - ANSWER S/E All - hypokalemia, arrhythmia, metbolic alkalosis, fatigue, postrual hypotension, hyperlipidemia S/...

Know Initial treatment choices for HTN - ANSWER Diuretics, beta blockers, calcium channel blockers, ace inhibitors and angiotensin II (ARB's) Know first line treatment options for HTN for African Americans without renal impairment. - ANSWER Calcium Channel Blockers with a thiazide or thiazides First line option for HTN for anyone with chronic kidney disease - ANSWER Angiotensin converting enzymes or angiotensin receptor blockers Diuretics: Types - ANSWER Thiazides and thiazide like...

Nurse practitioner prescriptive authority is regulated by: 1. The National Council of State Boards of Nursing 2. The U.S. Drug Enforcement Administration 3. The State Board of Nursing for each state 4. The State Board of Pharmacy - ANSWER The State Board of Nursing for each state The benefits to the patient of having an Advanced Practice Registered Nurse (APRN) prescriber include: 1. Nurses know more about Pharmacology than other prescribers because they take it both in their basic ...

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Patient identifiers - ANSWER -Medical record number -home telephone number What lab values should a nurse monitor for a patient with chronic renal failure? - ANSWER ■ Urinalysis Hematuria, proteinuria, and alterations in specific gravity Serum creatinine - Gradual increase of 1 to 2 mg/dL per every 24 to 48 hr for acute renal failure (ARF) - Gradual increase over months to years for chronic renal failure (CRF) exceeding 4 mg/dL ■ Blood urea nitrogen (BUN) - 80 to 100 mg/dL wi...

Oligohydramnios - ANSWER ___ is a decreases amount of amniotic fluid (<500 mL) between 32 and 36 weeks' gestation. Clonus - ANSWER ___ is the presence of rhythmic involuntary contractions, most often in the foot or ankle. latent - ANSWER The time interval from rupture of membranes to the onset of regular contractions is termed the ___ period. hyperreflexia - ANSWER Brisk reflexes, or ___, is a common presenting symptom of preeclampsia and is the result of an irritable cortex. inc...

Premature separation of the placenta after the 20th week of gestation, prior to birth, which leads to hemorrhage. - ANSWER Placental Abruption/ Abruptio Placentae Maternal age >35 Poor nutrition Multiple gestation Excessive intrauterine pressure Polyhydramnios Chronic hypertension Cigarette smoking Cocaine/Meth use Alcohol Severe trauma Placental abruption in previous pregnancy Multiparity Placental Abnormalities Thrombophilia - ANSWER Placental Abruption Risk Factors Grad...

ACA (Affordable Care Act) - ANSWER case management - ANSWER CNM (certified nurse midwife) - ANSWER a nurse who has post-graduate training in the care of normal pregnancy and childbirth and is CERTIFIED by the ACNM cultural competence - ANSWER the ability to apply knowledge about a client's culture so that the health care provided can be adapted to meet his/her needs culture - ANSWER a view of the world a set of traditions that are used by a specific social group and are transmitte...

gynecoid - ANSWER Vaginal birth is most favorable with a ___ type of pelvis because the inlet is round and the outlet is roomy. effacement - ANSWER The thinning out process of the cervix during labor is termed ___. sagittal suture - ANSWER The ___ is located between the parietal bones and divides the skull into the right and left halves. 0 - ANSWER ___ station is designated when the presenting part is at the level of the maternal ischial spines. Lightening - ANSWER occurs when the fe...

Lie - ANSWER The relationship between long axis of fetus and long axis of mother; how is the baby lying in the mother Longitudinal (up and down); long ways Transverse (across) Attitude - ANSWER The degree of flexion the fetus assumes in utero - want the baby's head to be flexed forward towards arms and legs (chin to chest) Station - ANSWER Measurement of fetal head in proximity to ischial spine Minus-station: head NOT engaged Zero-station: head engaged Plus-station: head...

spontaneous abortion - ANSWER loss of an early pregnancy, before 20 weeks; spontaneous or induced spontaneous abortion factors - ANSWER advanced maternal age, uncontrollable by mother the most common cause for first trimester abortions - ANSWER fetal genetic abnormalities stillbirth - ANSWER Loss of fetus after 20 weeks of pregnancy ectopic pregnancy - ANSWER fertilized ovum implants outside the uterine cavity common sites of ectopic pregnancies - ANSWER fallopian tubes, ovaries, ...

A 3.45-acre What is the selling price? lot sells for so cents per square foot. A. 537,570 B. $75,141 C. 576,230 D. $78,712 - ANSWER B A blind ad refers to an ad that: A. provides no price. B. provides no address. C. gives no with a broker. indication that the property is listed D. gives no been sold or not indication that the property has - ANSWER C purchase of a property. A borrower is required to put 10% down The 10% down for the considered would be A equity. B. boot. C....