GET ALL STUDYMATERIALS,...AQA,TESTBANKS,NURSING AND LATEST EXAMS

Insurance Adjuster Any person who, as an independent contractor, or as an employee of an independent contractor, adjustment bureau, association, insurance company or corporation, local recording agent, managing general agent, or self-insured, investigates or adjusts losses on behalf of either an insurer or a self insured, or any person who supervises the handling of claims. Types of adjusters (Five) staff adjusters, independent adjusters, contractors, public adjusters, temporary/emergen...

Insurance Adjuster Any person who, as an independent contractor, or as an employee of an independent contractor, adjustment bureau, association, insurance company or corporation, local recording agent, managing general agent, or self-insured, investigates or adjusts losses on behalf of either an insurer or a self insured, or any person who supervises the handling of claims. Types of adjusters (Five) staff adjusters, independent adjusters, contractors, public adjusters, temporary/emergen...

Accumulated Depreciation The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Acreage Reporting Date The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. Actual Cash Value (ACV) A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula:...

All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine policy? The implied warranties are attached to the policy as an endorse...

All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine policy? The implied warranties are attached to the policy as an endorseme...

If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. $30,000 Which of the following statements best describes an inland marine policy? Pertains to Cargo with no fixed location Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive coverage with a $500 deductible. What will you pay? $1000 This department...

Subrogate Subrogation is the right for an insurer to legally pursue a third party that caused an insurance loss to the insured. This is done as a means of recovering the amount of the claim paid by the insurance carrier to the insured for the loss. While investigating a claim, you determine that the loss was caused by a defective mechanism in the dishwasher. You would attempt to_________________________? Appraisal What is the process when an insurer and an insured have a dispute regardi...

adaptive consequences behavioral enhancements that preserve family dysfunction. (i.e., researchers have noted that couples were often more relaxed and communicative when the alcoholic partner was drinking, as opposed to abstaining). What are the principle behavioral features of addiction? 1) obsession/preoccupation with the behavior or drug; 2) continued use/conduct despite serious negative consequences; 3) compulsive/out-of-control behavior Kinney and Leaton's six stages of fam...

brain reward system Drugs taken in excess all have a direct activation of the ___________________________________ which is involved in the reinforcement of behaviors and production of memories substance misuse there is a reason to be using the substance but they're not using it as prescribed. Ex: Aderall substance abuse when there are now issues with that misuse.Behaviors begin to change and there are few negative effects substance addiction diagnostic term (used to be ...

Who Appoints the members of the DC Board Of Professional Counseling The Mayor Who Makes up the Board of professional Counselors Consumers, Professional counselors and Addiction Counselors Who must course work be approved by The National Association of alcohol and drug abuse counselors ,NAADAC (CW) How many hours are needed to become certified Addictions Counselor 1 500 hours are needed How many hours are needed to become certified Addictions counselor 2 500 plus ...

51. Which of the following is NOT a core feature or service that the Center for Substance Abuse Treatment (CSAT) consensus panel agreed upon? A. Biopsychosocial assessment B. Individualized treatment planning C. Case management D. Recreational therapy D. Recreational therapy was not one of the core features and services referenced by the Center for Substance Abuse Treatment (CSAT). 52. Which form of substance abuse is naltrexone used to treat? A. Alcohol dependence B. Opioid de...

1 of 6 List five common substance abuse treatment program modalities The modalities are: 1) detoxification (inpatient or outpatient), focused on managing withdrawal symptoms prior to entering a longer-term treatment program; 2 of 6 List five common substance abuse treatment program modalities 2) residential treatment long-vs short-term), highly structured intensive settings, including "Therapeutic Community" (TC) programs using hierarchical models to enhance 3 of 6 List five...

1. A wife refers her husband for substance abuse counseling. His drug of choice is cocaine, which he has been using episodically with friends at a poker game—biweekly to weekly—for some years. She is disturbed at the illicit nature of the drug and the long-standing use. He states that though he recreationally uses, he does not crave cocaine, does not seek it out but rather uses with friends at the game who bring it, and he feels that other than his wife being upset about him using, he has no...

According to NIDA addiction is: a chronic, relapsing disease that is characterized by compulsive drug seeking and use, despite harmful consequences NIDA National Institute of Drug Abuse ASAM American Society of Addiction Medicine ASAM says addiction is A primary chronic disease of brain reward, motivation, memory, and related circuitry. Dysfunction in these circuits leads to characteristic biological, psychological, social and spiritual manifestations.This is reflected i...

Culture-bound syndrome illness truly bound to specific culture; refer to otherwise common mental or physical illnesses that are subsequently construed as unusual because of pathoplastic influence of clture (e.g, hallucinatory sx of schizophrenia could be due to demon possession) pharmacological therapy and psychotherapy two key mental health treatment paradigms of Western medicine (multimodal therapy) racism and discrimination refer to attitudes, beliefs, and practices that prej...

Which of the following is not a cellular function? Combustion - All living cells must absorb and metabolize sources of energy, excrete waste and by-products of those processes, and reproduce to continue offspring. Pyrotechnic processes (i.e. combustion) are generally metaphorical. What are mitochondria responsible for? Energy production - Mitochondria are the energy production organelles of the cell responsible for the major metabolic processes of creating units of energy (e.g., ATP)....

Autosomal Dominant 1 parent has, 50% change of child having Autosomal Recessive Both parents are carriers, 25% change of child having, 50% chance child is a carrier. Cystic Fibrosis affects pancreas causing secretions in lungs 21st Trisomy Down Syndrome Klinefelter Syndrome (XXY) male has extra X, female like qualities Turner Syndrome Missing X in females Alpha Thalassemia inherited blood disorder; mild to severe anemia Beta Thallasemia lo...

What organ does cystic fibrosis affect? - correct answerAffects the pancreas causing secretions into the lungs What is Klinefelter syndrome? - correct answerAn extra X chromosome for males so example XXY causing female-like qualities What is Turner Syndrome? - correct answerfemales. missing or deformed x chromosome. right hemisphere dysfunction, hearing loss, ear infection, language and articulation disorders, visual spatial and attentional problems What is beta thalassemia? - correct a...

The nurse reviews the new prescription, phenelzine (Nardil), a monoamine oxidase inhibitor (MAOI), for a client with depression on the psychiatric unit. Which information is most important for the nurse to assess? A. Consumption of any alcohol or tyramine rich foods B. Reports of nausea or vomiting C. Therapeutic serum drug levels D. Blood pressure and pulse prior to taking each dose - correct answer -A The nurse is administering haloperidol 0.5 mg IM PRN to a client for the first time....

A client is receiving clonidine (Catapres) 0.1 mg/24hr via transdermal patch. Which assessment finding indicates that the desired effect of the medication has been achieved? A. Client denies recent episodes of angina. B. Change in peripheral edema from +3 to +1. C. Client denies recent nausea or vomiting. D. Blood pressure has changed from 180/120 to 140/70. Correct - correct answer -Catapres acts as a centrally-acting analgesic and antihypertensive agent. (D) indicates a reduction in hyp...