Geeka

The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds. - Answer-All of the following statements about noncancellable polices are true EXCEPT A factory worker fractures an elbow while working overtime. - Answer-Which of the following qualifies as a compensable injury under Workers Compensation coverage? Information and Privacy Protection Act - Answer-Which of the following represents certain consumer safeguards enacted by states a...

All of the following are producer responsibilities to the applicant, except: - Answer-Offering and selling only the lowest premium policy ___________ manufacture and sell insurance coverage in the form of policies or contracts of insurance. - Answer-Insurers When both parties must perform certain duties and follow certain rules of conduct to make a contract enforceable refers to a(n) __________ contract. - Answer-Conditional _____________ insurance allows for insurance coverage to be ob...

Fair Credit Reporting Act - Answer-Must advise people that reports and or medical reports on them are being requested When proof of loss has been furnished, periodic benefit payments must be made not less frequently than - Answer-monthly Partial Disability Payments - Answer-Partial disability payments are often made as the result of accident disability. Usual partial disability benefit is 50% of the toal disability benefit. Less hazardous work - Answer-lower premiums Elimination or...

Social security taxes are paid by employees with - Answer-after tax dollars The premiums paid by a company for group health insurance for its employees are - Answer-Tax deductible by the company and not considered taxable income to the employees Premiums for individually-owned health insurance policies may be deductible if the taxpayers medical expenses exceed - Answer-7.5% AGD Benefits paid by individually-owned accident, health, disability, or LTC policies are generally - Answer-Incom...

C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds - Answer-All of the following statements about non-cancellable policies are true EXCEPT A. A noncancellible police is also called a noncancellible and guaranteed renewable policy B. The only right to cancel the noncancellable policy is for nonpayment of premiums C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of...

The premiums paid by an employer for his employee's group life insurance are usually considered to be - Answer-Tax-deductible to the employer Which of these is NOT considered to be a cost connected with an individual's death? - Answer-Business expenses These are all accurate statements regarding universal life insurance EXCEPT - Answer-Policy loans are not permitted Which of these is NOT relevant when determining the amount of personal life insurance needed? - Answer-Local unemploymen...

The full premium was submitted with the application for life insurance, and the policy was issued two weeks later as requested. When does the policy become effective? A. as of the application date B. As of the policy delivery date C. As of the first of the month after the policy issue date D. As of the policy issue date - Answer-A. As of the application date All of the following are true about group disability income insurance EXCEPT: A. The waiting period starts at the onset of the injury...

characteristics that set them apart from other vehicle types. For purposes of this course, motorcycles are defined as a single-track, two-wheel vehicle designed to be straddled by its rider and having handlebars for control. 2 - Answer-States vary in their definition of a motorcycle as well as in their motorcycle laws and regulations. In addition, new hybrid vehicles with features like enclosed compartments and electric power plants are becoming more available, and may add to or change motor...

Risk Awareness - Answer-Crashes occur far too often, and happen mostly in curves and at intersections. Riding involves more risks than driving because: You are less stable For example, you must balance the motorcycle at lower speeds and control cornering forces at higher speeds. You are more vulnerable For example, you have no sheet metal protection and you are more at the mercy of outside conditions. You are less visible For example, you are smaller and narrower than most vehicle...

Brain stem is responsible for controlling what - Answer-Controls the most basic functions of the body including breathing, blood pressure, swallowing and pupil constriction At what point is it appropriate to suction from a patients mouth - Answer-It is appropriate to suction from a patients mouth before ventilating and or inserting an oral airway In regards to generalized seizures the nature of their consciousness should look like - Answer-It should appear as an altered mental status that ...