Freshy

XCEL Arizona Life and Health Insurance State Exam Questions with Correct Answers Which of the following situations would a medical exam NOT be required for an individual health insurance applicant? - ANSWER-Applicant's family members have a history of cancer A Medicare Supplement policy is required to do which of the following? - ANSWER-Provide a 30 day free-look period A statement MUST be signed by the _________ for any illustrations used in the sale of a life insurance policy. - ...

XCEL - NY - Exam Simulator 1 Questions and Answers A person who is a nonsmoker, of average weight, and in excellent health would most likely be in which risk classification? - ANSWER-Preferred When a Medicare Supplement insurance policy is being replaced, who must sign the notice of replacement? - ANSWER-The agent and the applicant Which of the following actions may an insurance company NOT do in a health policy that contains a guaranteed renewable premium benefit? - ANSWER-Increase t...

North Carolina XCEL Testing Life & Health Insurance Exam Study Guide Questions and Answers Which of these arrangements allows one to bypass insurable interest laws? - ANSWER-Investor-Originated Life Insurance Insurance contracts are known as ____ because certain future conditions or acts must occur before any claims can be paid. - ANSWER-conditional When third-party ownership is involved, applicants who also happen to be the stated primary beneficiary are required to have: - ANSWER-in...

Insurance License Practice XCEL solutions FINAL EXAM #12 - Texas life only Questions and Answers Question 16 What does a 401(k) plan generally provide its participants? - ANSWER-Salary-deferral contributions Question 17 All these statements concerning Settlement Options are true, EXCEPT? - ANSWER-Only the beneficiary may select Question 18 A domestic insurance company in Texas is considered a company that? - ANSWER-Is incorporated and formed in Texas Question 19 Which of the fo...

Insurance License practice XCEL solutions Exam#3 Part 1 Life policies Q&A Question 5 which of these types of policies may not have the automatic premium loan provision attached to it? - ANSWER-Decreasing term Question 6 what does a free amount plus cash value policy supposed to pay at the insured's death? - ANSWER-Face amount plus the policy's cash value Question 7 most important factor to consider when determining whether to convert term insurance at the insured attained age...

Excel Life Policies Exam Questions with Complete Solutions Increasing the death benefit by using one of the nonforfeiture options is not an option in an Adjustable Life Policy Which type of life insurance policy pays the face amount at the end of the specified period if the insured is still alive? A. Universal life policy B. Modified life policy C. Adjustable life policy D. Endowment policy - ANSWER-D. Endowment policy A type of life insurance policy which provides for the payme...

UNL SOCIOLOGY101 EXAM #3 QUESTIONS AND ANSWERS Reserve Labor Force - ANSWER-the unemployed; unemployed workers are thought of as being 'in reserve'-capitalists take them 'out of reserve' during times of high production and then put them 'back in reserve' when they are no longer needed Selective Perception - ANSWER-seeing certain features of an object or situation, but remaining blind to others Population Transfer - ANSWER-the forced transfer of a minority group Intern...

UNL SOCIOLOGY 101 EXAM 1 QUESTIONS AND ANSWERS Latent functions - ANSWER-unintended beneficial consequences of people's actions Life course - ANSWER-the stages of our life as we go from birth to death Looking glass self - ANSWER-A term coined by Cooley to refer to the process by which our self develops though internalizing others' reactions to us Macrosociology - ANSWER-Analysis of social life that focuses on broad features of society, such as social class and the relationships...

SOCIOLOGY 101 EXAM QUESTIONS AND ANSWERS 2025 Observer Bias - ANSWER-Bias that comes from the influence of the researcher on the behavior or attitudes of the respondents. Reflexivity - ANSWER-awareness of this potential bias and attempts to reduce it. Survey Research - ANSWER-Data collected through an ordered series of questions, typically asked of a large number of respondents. Most common form of data collection. Advantages: generalizability, reliability, low observer bias, replicabil...

STUDY QUESTIONS FOR MASTER LEVEL SOCIAL WORK EXAM II QUESTIONS AND ANSWERS If an attorney requests the record of a client and the social worker has received a verbal okay to release the record from the client the social worker should - ANSWER-Get the client's consent in writing. If a woman admits during a counseling session that her husband is abusing her, the social worker is obligated to do the following; - ANSWER-Assist the woman to become aware of services available to her in regard...

SOCIOLOGY 101, EXAM 1, CHAPTERS 1-4 QUESTIONS WITH VERIFIED ANSWERS Jane Addams - ANSWER-sociology in North America; member of the American Sociological Society; came from a privileged background; worked for social justice; opened Hull House a home for people who needed refuge; co founded the American Civil Liberties union; co-won the Nobel Prize for Peace Karl Marx and class conflict - ANSWER-the struggle between capitalists and workers; he proposed revolution; said society is made up of ...

SOCIOLOGY 101, EXAM #2; DR. PADILLA, UNR COMPLETE ANSWERS Social Solidarity - ANSWER-social bonds that unite members of a group Anomie - ANSWER-lack of the usual social or ethical standards in an individual or group Structural Strain Theory Founder - ANSWER-Robert K. Merton Structural Strain - ANSWER-social structures may pressure citizens to commit crimes. Strain may be structural, which refers to the processes at the societal level that filter down and affect how the individual per...

SOCIAL WORK RESEARCH FINAL EXAM QUESTIONS AND ANSWERS Ideology - ANSWER-closed system of beliefs and values that shapes understanding and behavior of those who use it Attributes - ANSWER-characteristic, such as "male" or "young" Variables - ANSWER-logical groupings of attributes . The variables usually contains the attributes males or female Inductive - ANSWER-development of generalizations from specific observations. inductive: specific to general (collect facts to devel...

SOCIOLOGY 101 TEST 1 (UNLV) QUESTIONS AND ANSWERS me-parts of self - ANSWER-knows the rules of society and attempts to channel the impulses of the "I" into socially acceptable behavior that still meets the needs of the "I" core self - ANSWER-a stable inner sense of who we are regardless of the immediate setting in which we found ourselves rite of passage - ANSWER-celebrations or public recognitions when individuals shift from one status to another ex: marriage agents of...

EXAM FOR SOCIAL WORK QUESTIONS WITH COMPLETE ANSWERS Those services that must be operationalized when the family can no longer remain intact are referred to as _____ services. (CHAPTER 3) - ANSWER-out-of-home The focus of _____ groups is for members to acquire knowledge and learn more complex skills.(CHAPTER 3) - ANSWER-education According to Knopf, the _____ is a covert warrior who tells others, including clients, politicians, and the news media, about how terrible the system is.(CHAP...

SOCIAL WORK PRACTICE GUIDE EXAM QUESTIONS AND ANSWERS Universalizing - ANSWER-a technique in which the clinician verbally situates the client in a community of people sharing similar feelings, experiences, or opinions.. How do social work interviews differ from general conversation? - ANSWER-it requires an intentional focus on the clients story, strengths, needs, and goals, rather then just talking about random things. Who sets the ethical standards for social workers and consequences of ...

SOCIOLOGY 101- FINAL EXAM REVIEW QUESTIONS AND ANSWERS Why did the state emerge? - ANSWER-To protect the power of the ruling class Example of legal-rational authority? - ANSWER-Laws Example of traditional authority? - ANSWER-Monarchy (royal family) Example of charismatic authority? - ANSWER-A very controlling almost "supernatural" leader (Hitler) Characteristics of monotheism: - ANSWER-Only one God 4 functions of religion: - ANSWER-1. Satisfying individual needs 2. Socia...

SOCIAL WORK POLICY AND PRACTICE - EXAM QUESTIONS AND ANSWERS Advocates utilize which of the following skills to overcome barriers and resistance to policy changes. a. values-clarifying skills b. political or influential skills c. analytic skills d. interactional skills - ANSWER-political or influential skills Advocates utilize which of the following skills to assess the need for the policy changes and what remedies will improve services. a. values-clarifying skills b. political...

SOCIAL WORK MIDTERM EXAM CH 1-6 QUESTIONS WITH CORRECT ANSWERS what is another name for trickle down economics - ANSWER-supply side economics this was the idea that by reducing the tax obligations of the rich, they would spend more money on the consumption of goods and services - ANSWER-trickle down economics who thought of the "thousand points of light" - ANSWER-George w bush when was the affordable care act signed into law? - ANSWER-march 23, 2010 this is a social worker ...

SOCIOLOGY 101 QUIZ QUESTIONS WITH COMPLETE ANSWERS Commonly used methods used by sociologists - ANSWER-Surveys Interviews Field Studies Experiments Surveys - ANSWER-a procedure for collecting information by asking members of some population a set of questions and recording their responses. useful for: -Identifying the average response to a question -Identifying how groups of respondents differ from one another -Determining if there is a relationship between two or more attributes ...