Ethansmile

NMLS SAFE ACT MLO Exam - Federal Law If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? A. 1 month B. 2 months C. 3 months D. 4 months - ANSWER-C. 3 months An established business relationship with a company also will be created if you make an inquiry to the company, or submit an application to it. This kind of established business relationship exists for three months after the inqu...

SAFE exam- ethics questions & answers 2023/2024 ethic - ANSWER-a system or moral standards ethics - ANSWER-1. a study of morality's effect on conduct 2. a code of morality 3. a system of moral principles governing the appropriate conduct for an individual or group honesty - ANSWER-the agreed parties have the right to expect what has been promised to them by agreement fairness - ANSWER-every consumer should be treated fairly and be provided the same level of service, loan produc...

Safe exam GLOSSARY questions & answers 2023/2024 ABANDONMENT - ANSWER-The voluntary surrender of property, whether owned or leased. Abandonment does not relieve obligations associated with ownership or lease. ABATEMENT - ANSWER-A reduction in amount or intensity. Usually relates to a decrease in taxes or to a decrease in continuing payments such as rent. ABILITY TO REPAY - ANSWER-A potential borrower's ability to afford the purchase of a home. Consideration ofa borrower's abiliry to...

MLO SAFE Test 2021 Questions & Answers Dodd-Frank - ANSWER-- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 - Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace - Established the CFPB - Defined and specifically outlawed UDAAPs CFPB - ANSWER-- Consumer Financial Protection Bureau - The Bureau - Oversees and enforces Dodd-Frank specifically to protect consumers from ...

NMLS S.A.F.E. Exam 7 Questions & Answers 2023/2024 Loans are purchased as investments in the: A. Secondary mortgage market B. Primary mortgage market C. Reverse mortgage market D. Subprime mortgage market - ANSWER-A. Secondary mortgage market The acronym "CHARM" stands for: A. Cost Handbook for Adjustable-Rate Mortgages B. Credit History on Adjustable-Rate Mortgages C. Consumer Handbook on Adjustable-Rate Mortgages D. Customer Highlights for Adjustable-Rate Mortgages - ANSW...

tummy safe exam questions & answers 2023/2024 food temperature danger zone - ANSWER-40 degrees f to 140 degrees f do not serve any cans that have been - ANSWER-dented or damaged first in - ANSWER-first out Listeria m. bacteria can grow at 40° - 45°F in a refrigerator that is not cold enough. - ANSWER-Illness and even miscarraige could result. Store food away from - ANSWER-cleaning supplies Store dry foods, like uncooked pasta and rice, - ANSWER-in cool, dry locations. St...

Surf Safe Exam Questions & Answers 2023/2024 Raw ground pork is being stored in a cooler with raw fish, raw steak, raw crab cakes and raw poultry. The raw ground pork should be placed above the - ANSWER-Raw Poultry What temperature is acceptable for storing ground beef? - ANSWER-40F Soap must be in contact with hand a minimum of - ANSWER-10 seconds Pork chops must reach which minimum internal cooking temperature for 15 seconds? - ANSWER-145F Cold food should be received at or be...

NMLS S.A.F.E. Exam 6 Questions & Answers 2023/2024 _____ are responsible for ensuring that loan applicants meet the requirements established by lenders and investors for loan programs. A. Loan processors B. Loan originators C. Investors D. Underwriters - ANSWER-D. Underwriters Which of the following is considered "reasonably reliable" evidence to verify the repayment ability of a borrower? A. IRS W-2s, tax returns, and payroll receipts B. IRS W-2s, tax receipts, and bank depo...

NMLS SAFE ACT MLO Exam - Ethics and Fraud 2023/2024 A lender provides a borrower with an initial amortization schedule for Private Mortgage Insurance (PMI) disclosure at loan closing for an adjustable-rate mortgage. The lender MUST also provide a written notice stating the A. Lender's right to increase the monthly payment amount for PMI B. Borrower's right to refuse a PMI C. Lender's right to extend the time for monthly payments for a PMI D. Borrower's right to cancel PMI - ANS...

Safety: Exam Questions & Answers 2023/2024 What is the purpose of a gait belt? It keeps patients from ambulating too fast by holding onto them. It measures the distance a patient has ambulated by counting steps. It provides a means to steady a patient at the center of gravity. It identifies patients who are at risk for a fall and require assistance. It is a type of restraint used as a safety measure. - ANSWER-It provides a means to steady a patient at the center of gravity. A gait b...

BUNDLE - MACE EXAMS

MACE 2 Exam Questions & Answers 2023/2024 1g = __ mg = _ mcg - ANSWER-1g= 1000mg = 1000000 mcg 1kg=_g - ANSWER-1kg=1000g 1L=_mL - ANSWER-1L=1000mL 1m=_cm=_mm - ANSWER-1m=100cm=1000mm 3t=_T - ANSWER-3t=1T 2T=_floz - ANSWER-2T=1floz 1cup=_floz - ANSWER-1cup=8floz 1pt=_floz=_cups - ANSWER-1pt=16floz=2cups 1qt=_pt=_cups=_floz - ANSWER-1qt=2pt=4cups=32floz 1lb=_oz - ANSWER-1lb=16oz 1t=_mL - ANSWER-1t=5mL 1T=_t=_mL=_floz - ANSWER-1T=3t=15mL=1/2floz

MACe Exam with complete solutions 2023/2024 Nitro - ANSWER-Causes headaches Medication container should be marked with the - ANSWER-Residents name, prescribers name, drug name with strength, pharmacy name and address, expiration date, and complete directions for administering the medication Any labels that are difficult to read should be returned to - ANSWER-Pharmacy for relabeling Is the single most important way to prevent the spread of infection - ANSWER-Handwashing When shou...

MACE – practice exam questions & answers 2023/2024 An MA walks into a patient's room to give oral medication tablets. She sets them down in the room. The MA identifies the patient, checks their allergies, and begins to administer the medication. The patient takes half their pills. The MA then walks back out of the room to their cart to bring them some water. What did the MA do wrong? - ANSWER-The MA did not watch the patient take all of their medication What are pharmacodynamics? - AN...

Military Acute Concussion Evaluation Version 2 (MACE 2) Exam 2023/2024 Which of the following is a Red Flag in the MACE 2? Select the correct answer. - ANSWER-Repeated vomiting Which of the following are common concussion symptoms? Select ALL that apply - ANSWER-Nausea/Vomitting Ringing in the ears Irritability Lieutenant Samuel was diagnosed with a concussion five days ago and complained of headache and dizziness. During her follow-up visit, her primary care provider administered t...

Mace exam questions & answers 2023/2024

Medication Aide MACE Exam Questions & Answers 2023/2024 Why is it important for you as a Medication Aide to introduce yourself to the residents? A. For residents to know who is in charge B. To build relationships with the residents C. For the residents to be able to call you if needed D. To adhere to proper etiquette - ANSWER-B. To build relationships with the residents You are asked by the Certified Nursing Assistant (CNA) to give a resident his pain medication. You know your respon...

MACE Exam Questions & Answers 2023/2024 the medication aide is responsible to know the medical information of whom? - ANSWER-residence he or she is assigned to which of the following is the responsibility of the medication aide - ANSWER-given PRN medications ordered after checking with the residents nurse which of the following is not a role limitation of a medication aide - ANSWER-report changes in client status regarding drug therapy to ensure client comfort and safety the nurse ...

MACE exam questions & answers 2023/2024 IM - ANSWER-Intramuscular IV - ANSWER-Intravenous IV PB - ANSWER-Intravenous piggyback Subvcut - ANSWER-Subcutaneous SL - ANSWER-Sublingual (under the tongue) ID - ANSWER-Intradermal GT - ANSWER-Gastronomy tube NG - ANSWER-Nasogastric tube NJ - ANSWER-Nasojejunal p.o. - ANSWER-By mouth p.r. - ANSWER-Per rectum a.c. - ANSWER-Before meals

mace test questions & answers 2023/2024 as a medication aide you should do all the following before giving any OTC drug - ANSWER-observe for constipation or diarrhea check blood pressure before giving high-sodium anti acids to clients with htn report to nurse if blood pressure is elevated watch for coffee ground emesis vomit which signals GI bleed hemopytysis - ANSWER-coughing up blood which group of people are the highest risk for infections - ANSWER-persons 80 years of age and older...