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practice ACHE BOG test Questions and Correct Answers All of the following are commonly recognized to be a right of each patient, except: a. The right to considerate and respectful care b. The right to receive a reasonable response to his/her requests c. The right to communicate with a caregiver in the language of the patients choosing d. For dying patients, the right to receive pain management. - Correct Answer: C. Insurance companies and other payers have introduced pre-admiss...

ACHE FACHE BOG Professionalism and Ethics Questions and Correct Answers d. Formulate policy and educate hospital personnel about healthcare ethics in general - Correct Answer: 1) The primary task of an Ethics Committee is to: a. Arbitrate conflicting decisions by caregivers after the patient and/or the immediate family are notified about the matter b. Develop the organization's ethics plan c. Act as the surrogate body for regular decision makers such as physicians, patients and families w...

FACHE Week 1 – 6 Questions and Correct Answers Health Insurance Portability & Accountability Act (HIPAA) is a Federal Law designed to facilitate the electronic exchange of information in health care. Which of the following does not pertain to this law? a) Privacy protection components of the law limit non-consensual use as a release or private health information b) Patients must receive notice of privacy rights c) Restrictions on access to and use of information is required d) Criminal ...

ACHE FACHE BOG Governance and Org Structure Questions and Correct Answers a. Monitoring budget performance - Correct Answer: 1) The finance committee of the Board is responsible for: a. Monitoring budget performance b. Awarding CEO increases and bonuses c. Acting on behalf of the Board in their absence d. Permitting joint ventures with other corporations b. Services - Correct Answer: 2) Which of the following should be included in an organization's mission statement? a. Ethics b. Se...

FACHE- Healthcare-4 Questions and Correct Answers Triage - Correct Answer: The evaluation of patient conditions for urgency and seriousness and the establishment of a priority list to direct care and ensure the efficient use of medical and nursing staff and facilities Urgent Care - Correct Answer: Care for injury, illness, or another type of condition (usually not life threatening) that should be treated within 24 hours; also refers to after hours care and to a health plan's classificatio...

Florida Claims Adjuster Exam Questions and Correct Answers (100% verified) Bundle)

Florida Claims Adjuster Exam Questions with 100% Correct Answers Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - Correct Answer: D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one p...

Florida Claims Adjuster Exam Questions and Answers (100% Correct) Peril - Correct Answer: Somthing t√dhat causes a loss. Hazard - Correct Answer: Something that increases the probability that a loss will occur. Warranty - Correct Answer: A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation - Correct Answer: An untrue statement by the insured, made in an application for insurance but wh...

Florida Claims Adjuster Exam Questions and Correct Answers The following are basic characteristics of a property or liability insurance contract, except: A. Personal Contract B. Conditional Contract C. Loss of Settlement Contract D. Contract of Adhesion - Correct Answer: Loss of Settlement Contract The Insurer's responsibility to pay for a property loss may be conditioned on the insured having used reasonable means to avoid the loss, to protect the property against further loss, and t...

Florida Adjuster Exam Questions and Correct Answers Which of the following is NOT one of the duties of the Department of Financial Services? b. Dept does NOT set rates nor write policies - Correct Answer: Set rates and write policies for various company products The adjuster has a particular relationship to his principal, the insurer. Which of the following best describes this relationship? - Correct Answer: It is a fiduciary relationship. The Claims Adjuster's role in the insurance i...

Florida 6-20 All Lines Adjuster Test Questions and Correct Answers A public adjuster represents the interest of: A. The insurer B. The Insured C. The employer D. The interest of the general public - Correct Answer: B. The insured Which of the following is the type of report that indicates the initial results of a claim investigation? A. Field Report B. Interim Report C. Full Report D. None of the above - Correct Answer: A. Field Report States have adopted statutes regarding clai...

Florida Insurance Adjuster Licensing Test Questions and Correct Answers The policy period is found in what part of an insurance contract? - Correct Answer: Declarations Insurance policies are said to be contracts of... - Correct Answer: Adhesion The failure to exercise due care is known as - Correct Answer: Negligence A building is destroyed by flood. The loss of profits from renting the building is - Correct Answer: Indirect Loss The notice required for cancellation of an Auto Bi...

Florida Insurance Adjuster Licensing Test Questions and Correct Answers The policy period is found in what part of an insurance contract? - Correct Answer: Declarations Insurance policies are said to be contracts of... - Correct Answer: Adhesion The failure to exercise due care is known as - Correct Answer: Negligence A building is destroyed by flood. The loss of profits from renting the building is - Correct Answer: Indirect Loss The notice required for cancellation of an Auto Bi...

Florida ACA Claims Licensing Exam Questions and Correct Answers Insurance - Correct Answer: transfer of risk by contract to insurers who agree to indemnify insureds for losses Risk - Correct Answer: chance of loss pure risk - Correct Answer: only outcomes are loss or no loss personal risk - Correct Answer: premature death, insufficient income, poor health, unemployment property risk - Correct Answer: loss of real property or personal property (on the land not the land itself) L...

Florida Claims Adjuster Exam | Questions with 100% Correct Answers Bundle

Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Questions and Correct Answers Peril - Correct Answer: Something that causes a loss. Hazard - Correct Answer: Something that increases the probability that a loss will occur. Warranty - Correct Answer: A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation - Correct Answer: An untrue statement by the insured, made in an ...

FL 6-20 Claims Adjuster Questions and Correct Answers What is Insurance? - Correct Answer: Financial tool that protects individuals and organizations from unforeseen and extraordinary financial losses by transferring risk to another party. What is the Principle of Indemnity? - Correct Answer: Restoration of approximate previous financial condition; no more, no less. What is a Premium? - Correct Answer: A fee that the insured pays in exchange for insurance coverage. What is a Reserve?...

florida insurance adjuster licensing Questions and Correct Answers statute of limitations - Correct Answer: a plaintiff has a limited time to file a complaint after an occurence waiver of sovereign - Correct Answer: individuals may sue government entities in certain cases direct writer - Correct Answer: salaried employee that works for only one company report to principal - Correct Answer: the adjuster must give the principal detailed information on how each claim is going. wrongf...

Claims Adjuster Final (Multiple Choice Questions and Correct Answers) An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - Correct Answer: The insured and insurer An insurer gives which of the following as Consideration for an insurance policy? - Correct Answer: A Promise The interest of the insured and all other persons in the property involved in a claim is found in - Correct Answer: A Proof of Loss An insured rear-ends another driver's vehicle. ...

Florida 3-20 Public Adjusters State Exam (Set 1) Questions and Correct Answers The insurer and insured agree to a specific value of insured item - Correct Answer: Agreed Value Policies Someone who has care, custody or control of another's property - Correct Answer: Bailee Claim filed by policy holder against his _ - Correct Answer: First Party Claim When a person who entrusts another with an object and it results in injury to someone can be held liable for the injury to someone. Can...