Amazinggrace

Agent John is planning to conduct a series of events. Some will be strictly educational, others will be formal presentations of specific UnitedHealthcare plans, and others will be informal marketing events where he can generate leads and schedule future in-home marketing appointments. Of the three types of events John plans to conduct, which need to be reported to UnitedHealthcare? -AnswerAll events: educational and marketing/sales, formal and informal. Whose email address may the agent en...

In which situation may the Medicare Advantage (MA) organization decide to disenroll a member from an MA plan? -Answer The member calls CMS at 1-800-MEDICARE (Wrong) On October 20, Aries decides to switch his PDP to a Medicare Advantage plan. Aries would like this change to be effective November 1. Which statement is true for Aries? -Answer He may be able to use a Special Election Period to change plans if he qualifies for one. Janine, currently enrolled in a 3-star plan, discovers there is ...

Which part of Medicare helps with inpatient hospital stays, hospice care, and provides limited home health benefits? -Answer Part B Part D Part A(Right) Part C Which statement is true about a member of a Medicare Advantage (MA) Plan who wants to enroll in a Medicare Supplement Insurance Plan? -Answer -A consumer can use a Medicare Supplement Insurance Plan and an MA Plan at the same time. -When a consumer enrolls in a Medicare Supplement Insurance Plan, he/she is not automatically disen...

Margaret currently has an MAPD Plan. What would happen if you enrolled her into a standalone PDP? -Answer She would be disenrolled automatically from her MAPD Plan. What is Medicare Part D? -Answer A voluntary program, offered by private insurance companies that are contracted with the federal government, that provides prescription drug coverage for an additional monthly plan premium Which of the following statements is true about eligibility requirements for stand-alone Medicare Prescripti...

Which statement is true about the Medicare Advantage (MA) Out- of pocket Maximum? - Answer All MA plans have an Out- of Pocket maximum to help limit the member's out of pocket cost for Medicare-covered services. A consumer currently has Original Medicare and is enrolled in a stand alone PDP. What will happens if the consumer enrolls in a n MA Plan that has integrated PDP coverage? -Answer The consumer will be automatically disenrolled from their stand-alone PDP upon enrollment in the MA P...

Medicare -Answer Federal health insurance program Medicare is administered by whom? -Answer CMS ( Centers for medicare and medicaid services) Parts A & B of medicare are -Answer federal health insurance program referred to as original medicare Part A? -Answer Hospital insurance Part B? -Answer Medical insurance What doesnt medicare cover? -Answer routine dental, eye care hearing exam,deductibles, coinsurance and copayments Part C? -Answer Medicare Advantage Plans MA covers? -Answer Par...

Joseph has Original Medicare and was a patient in the hospital last week. What part of Medicare helps cover the costs of his inpatient hospital stay? -AnswerPart A the consumer must be in a valid MA election or disenrollment period. Which of the following consumers would be eligible for Medicare? -AnswerConsumers age 65 or older, consumers under 65 years of age with certain disabilities for more than 24 months and consumers of all ages with ESRD or ALS Which of the following defines a Medi...

For public entities such as cities, counties and public utilities, which one of the following is normally the most important post-loss risk management goal? Choose one answer. A. Growth B. Profitability C. Continuity of operations D. Earnings stability -Answer C. Continuity of operations Which one of the following is the goal of enterprise-wide risk management (ERM)? Choose one answer. A. Coordinate loss reduction efforts B. Reduce risk management costs C. Decentralize control of busi...

In the context of risk, the chance of being injured while driving to and from work, loading a truck at work, moving furniture at home, or falling in an icy parking lot at the mall are all examples of A. Possibilities. B. Uncertainties. C. Probabilities. D. Losses. -Answer A. Possibilities. The statement, "There is a five percent chance that John will be injured in an automobile accident while driving to work tomorrow," is an example of A. Quantifying risk. B. Verifying risk. C. Quan...

Which one of the following statements about the use of drones is true? -Answer Drones may be equipped with cameras that relay data in real-time Which one of the following uses infrared light to detect nearby objects? -Answer Lidar AMRM Insurance Company sells insurance in Virginia, North Carolina, South Carolina, and Georgia. The company has compiled a policyowner data base that can be used to send text messages when hurricanes approach. The company provides early warnings, storm updates f...

Risk -Answer the uncertainty about outcomes, with the possibility that some of the outcomes can be negative. Quantified by knowing the probability of the possible outcomes Probability -Answer the likelihood that an outcome or event will occur. Probabilities are stated as a decimal figure, a percentage, or a fraction. What are the 2 elements associated with risk? -Answer uncertainty of outcome + possibility of negative outcome Pure Risk -Answer a chance of loss or no loss, but no chance of ...

Single Vision - corrects for one distance Multifocal - Corrects with two or more prescriptions (or 'powers') Bifocal - lens having two focus strengths Trifocal - pertaining to having three focus strengths Calculating Prismatic Effects - obtained at the center of an optical lens by producing a difference in edge thickness, either by grinding the back surface at an angle to the front surface during lens surfacing or, if the lens has sufficient power, de-centering the optical center of the ...

What Federal document serves as an overall guideline for performing inspections, risk assessments, and abatement activities? -Answer HUD Guidelines A child may be treated for lead poisoning by using... -Answer chelation therapy The purpose of a lead risk assessment is to? -Answer Identify LBP hazards What does EBL mean? -Answer Elevated Blood Level How does lead primarily enter children's bodies? -Answer Ingestion of lead dust Would a child with consecutive blood lead tests of 17 ug/...

Permanent abatement options include... -Answer Paint removal, component removal, enclosure, encapsulation Lead Inspector -Answer A certified individual who conducts a surface-by-surface investigation to determine the presence of lead-based paint. Lead-based paint -Answer 1 mg/cm2 5000micrograms/g = 5000ppm .5% by weight What is lead based paint? -Answer any surface coating containing at least 1 miligram per square centimeter of lead or .5% lead by weight. What agencies focus on childh...

What is lead? -Answer (1) heavy metal, (2) used for thousand years to prevent corrosion and kills mold and mildew, (3) durable and easy to shape, (4) poison, (5) can make you sick if you breath or swallow What is the definition of lead-based paint? -Answer paint, varnish, shellac, or other coatings on surface that contain more than 1.0 mg/cm2 of lead or more than 0.% lead by weight Name sources of lead exposure -Answer lead-based paint, leaded gasoline, industrial releases, soil; food; and...

What percentage of lead is in drinking water for children? -Answer 20% What does Title X focus on? -Answer Focuses attention on source of lead that could poison children. What areas in the waterline produce high lead levels in water? -Answer Poorly Soldered joints where brass fittings are. With inspecting water what is the most causes for corrosive towards lead? -Answer Hot, Acidic and soft water What are the causes our air to become lead contaminated? -Answer Gas, Emission stationary so...

The Consumer Product Safety Commission restricts the amount of lead in coatings to what? - Answer 90ppm .009% As of 2012 The Consumer Product Safety Commussion restricts the amount of lead in coatings on what surfaces? -Answer Residential Structures Publicly accessed commercial buildings Recreational areas Toys Play-ground equipment Which homes have a 86% chance of containing lead based paint according to EPA? -Answer Homes built before 1940 Which homes have an 66% chance of containi...

Background Information On Lead GIVE EXAMPLES OF "LEAD-BASED PAINT HAZARDS" AND OTHER COMMON SOURCES OF LEAD IN RESIDENTIAL ENVIRONMENTS. -Answer Surfaces that are chewed or mouthed Peeling paint Chipping paint Soil hazards Friction surface Impact surface COMMON SOURCES OF LEAD IN RESIDENTIAL ENVIRONMENTS -Answer Windows Doors Floors Bare Soil Background Information On Lead HAZARDS THAT TYPICALLY EXIST IN RESIDENTIAL ENVIRONMENTS -Answer Lead Dust Lead Contaminated Soil Peeling, ...

Identify the materials used for enclosure -Answer Drywall vinyl siding Plywood Paneling Caulk and sealant Hazards that exist in residential environments -Answer Lead dust Lead contaminated soil Peeling, chipping paint Folk remedies Describe how children are typically exposed to lead -Answer Hand to mouth activities Worker take home dust Identify the common routes of worker lead exposure -Answer Inhalation Ingestion Describe the basic health effects of lead to workers

registration process -Answer -prior training and experience -completed courses/exams -info about the ability to practice effectively and safely -if s/t above is not met, registration may: --1) Direct applicant to complete further training or examinations --2) Register the applicant w/ terms, conditions and/or limitations --3) Refuse the application -process is audited and reviewed by Fairness Commissioner of Ontario -RHPA has provisions to ensure the process is transparent, objective and...