Foreclosure Study guides, Class notes & Summaries
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RECA Fundamentals of Mortgage Brokerage Exam Questions and Answers 2023-2024.
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RECA Fundamentals of Mortgage Brokerage Exam Questions and Answers 2023-2024. 
Fiduciary Representation - Trust and confidence 
- Best interests 
- Loyalty 
5 Ds of Role Clarity 1. Discuss 
2. Determine 
3. Document 
4. Disclose 
5. Do 
Must disclose in writing - the nature of services provided 
- whether professional has entered into representation relationship with other party 
- any conflicts of interest 
- any other facts that may influence consumers decision to proceed with relationship 
ma...
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Post Licensing 301 North Carolina Study Questions | 100% Correct Answers | Verified | Latest Update 2024
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When must a seller's agent or subagent initially disclose agency status to a buyer? - before buyer and 
buyer's agent discuss motivation and financial information 
seller's subagent - no written or oral buyer agency 
OLDCAR - obedience 
loyalty 
disclosure 
confidentiality 
accounting 
reasonable care 
In dual agency, the agent's duties are _____ to being a facilitator - reduced 
What statement would require full disclosure of all financing terms in compliance with TILA, Reg Z and 
RESPA - any n...
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KY real estate final exam practice question and answers 2023 verified to pass
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KY real estate final exam practice question and answers 2023 verified to passwhat happens with a Judicial foreclosure? - correct answer the mortgaged property is sold under the supervision of a court 
 
broker Dean realizes he has relocation buyers. What is something he should focus on with these buyers? - correct answer finding a property with good resale value 
 
real estate licensees should know enough about building ordinances to be able to... - correct answer alert clients of potential prob...
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RECA Residential Exam Questions and Answers 100% Pass
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RECA Residential Exam Questions and Answers 100% Pass Fiduciary Representation - Trust and confidence - Best interests - Loyalty 
5 Ds of Role Clarity 1. Discuss 2. Determine 3. Document 4. Disclose 5. Do 
Must disclose in writing - the nature of services provided - whether professional has entered into representation relationship with other party - any conflicts of interest - any other facts that may influence consumers decision to proceed with relationship 
made to clarify and provide proof of...
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NCREL Post Licensing 301 Broker Relationships and Responsibilities | Questions with 100% Correct Answers | Verified | Latest Update 2024
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A seller's agent or sub-agent must initially disclose her agent status to a prospective buyer when? - 
Before buyer and agent discuss motivation or financial information. 
What fiduciary duties are owed to principals? - Obey, Loyalty, Disclosure, Confidentiality, Accounting, 
& Reasonable care 
(OLD CAR) 
As a dual agent, my fiduciary responsibilities are reduced to the buyer and seller under what agency? - 
Dual Agency - agent cannot advise or council 
Material facts which must be disclosed - ...
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Champions Real Estate Finance Exam Questions and Answers 2023
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_____ is the consummation of a contractual real estate transaction in which all appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer- Closing 
 
The primary determinants of real estate values are supply and _____. - Answer- Demand 
 
_____ is something of value that can be pledged as security for repayment of a loan. - Answer- Collateral 
 
Servicing includes which of the following activities? - Answer- Maintaining records of payment 
 
The monet...
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Champions Real Estate Finance Exam (2024/ 2025) 100% Correct Questions and Verified Answers| Grade A
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Champions Real Estate Finance Exam (2024/ 2025) 100% Correct Questions and Verified Answers| Grade A 
 
 
Q: The money that mortgage companies use to make loans come from the sale of ________, which is considered a business transaction, not a savings account deposit procedure. 
 
 
Answer: 
Bonds 
 
 
 
Q: Government entities regularly sell bonds to 
 
 
Answer: 
Fund major capital investments 
 
 
 
Q: Advantage of municipal bonds is 
 
 
Answer: 
That the interest paid to investors is not subj...
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Florida Real Estate 45 Hour Post License Practice Correct 100%
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To clearly create standards of behavior within a company, which of the following would be a good idea? - ANSWER 1) [CORRECT ANSWER] Create company manuals. 
2) Provide mandatory ethics training. 
3) Set up anonymous reporting system of other employee's bad behavior. 
4) All of the above. 
 
A condo management company can put a lien against property and force foreclosure when an owner does/does not do what? - ANSWER 1) Doesn't pay their property taxes on time 
2) [CORRECT ANSWER] Doesn't pay t...
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HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers (latest Update 2024)
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HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers (latest Update 2024)
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HUD Exam - Avoiding Foreclosure Questions and Answers 100% Correct
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HUD Exam - Avoiding Foreclosure Questions and Answers 100% Correct 
 
HUD Exam - Avoiding Foreclosure Questions and Answers 100% Correct 
 
HUD Exam - Avoiding Foreclosure Questions and Answers 100% Correct 
The following contributed to the increase in foreclosure rates, except: 
A. Subprime lending 
B. Risky loan products with feature like negative amortization 
C. Demand from the secondary market 
D. Homeowners paying off mortgages early 
E. Using teaser rates to qualify more borrowers. - ANS...