Producer Study guides, Class notes & Summaries
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 48 pages • 2024
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which statement concerning the Entire Contact provision in an individual accident and health insurance policy is TRUE? 
 
 
Answer: 
The agent doesn't have the authority to change the policy or waive its provisions 
 
 
 
Q: Under the Fair Credit Reporting Act, which statement is true? 
 
 
Answer: 
The consumer who was investigated must be advised that credit, insurance...
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Casualty Producer NJ- Exam Questions with 100% correct Answers
- Exam (elaborations) • 4 pages • 2022
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Powers and duties of Commissioner - ANSWER-Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
Amount of days notice before hearing - ANSWER-10 
 
Retrocession - ANSWER-When a reinsurer transfers risks it has accepted to another insurer 
 
Producers can be - ANSWER-Agents, brokers or both 
 
Insurance agent - ANSWER-a licensed insurance producer wh...
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Insurance Exam AZ #1333 Latest Update Rated A
- Exam (elaborations) • 24 pages • 2024
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Insurance Exam AZ #1333 Latest Update Rated A An insurer must keep advertising materials and records for at least how many years? 3 
The insurance coverage in a variable life insurance policy may vary based on the value of the underlying investments 
When is it acceptable to charge or receive a fee or service charge in addition to the premium in connection with the transaction of insurance? If the amount of the fee or service charge is reasonably related to the cost of the service. 
The dental s...
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AD Banker Property and Casualty Comprehensive Exam 2023 with 100% correct answers
- Exam (elaborations) • 56 pages • 2023
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Temporary Total Disability may be described as: 
Inability to return to any employment while recovering 
 
 
 
Supplementary Payment under Part A of the Personal Auto Policy? 
A Up to $250 for the cost of bail bonds 
B Payment for lost earnings up to $200/day 
C Medical payments for an occupant of an insured vehicle (Not included)(*) 
D Reasonable expenses incurred at the insurer's request 
 
 
 
The Commercial basic Cause of Loss Form does not cover which of the following perils? 
A Sinkhole c...
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Colorado Life Insurance Exam| Questions and Verified Answers| Grade A (2023/2024 Update)
- Exam (elaborations) • 21 pages • 2023
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Colorado Life Insurance Exam| Questions 
and Verified Answers| Grade A (2023/2024 Update) 
QUESTION 
 
How many days does an insurance producer have to report to the Commissioner any 
administrative action taken against them as well as any criminal prosecution that occurs in 
another jurisdiction? 
 
 
Answer: 
30 days 
 
 
 
QUESTION 
When Jason filled out his application his statements had to be ______________ to be considered 
legal. 
 
 
Answer: 
Representations 
 
 
 
QUESTION 
Phil a...
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Missouri Life and Health Exam Questions and Answers 100% Pass
- Exam (elaborations) • 80 pages • 2023
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 103 pages • 2024
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed 
How many days is a temporary producers license valid? 
30 
60 
90 180 180 
In Indiana, the maximum fine the the commissioner can impose on a producer or company who violates a cease and desist order is___per violation? 
$10,000 
$15,000 
$20,000 $25,000 $25,000 
Which of these is an example of twisting? 
A producer maliciously aligns another insurance company's financial status 
A producer misrepresents a policy ...
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers
- Exam (elaborations) • 17 pages • 2024
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers 
 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
a: irrevocable beneficiary 
b: revocable beneficiary 
c: secondary beneficiary 
B 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
A. indemnity contract 
B. invest...
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Pearson VUE: Casualty Insurance Practice Exam Questions And Correct Answers
- Exam (elaborations) • 16 pages • 2023
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Pearson VUE: Casualty Insurance Practice Exam Questions And Correct Answers 
 
An insured may cancel a Personal Auto Policy by taking which of the following actions? 
 
A. Paying the insurance company any past due premiums 
 
B. Waiting until the policy expiration date 
 
C. Giving written notice to the insurance company 
 
D. Informing the producer by telephone 
C 
In insurance, which of the following terms refers to continuous or repeated exposure to conditions that may result in bodily injury...
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Test Bank for Principles of Macroeconomics, 2nd Edition by Betsey Stevenson
- Exam (elaborations) • 1854 pages • 2023
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Test Bank for Principles of Macroeconomics 2e 2nd Edition by Betsey Stevenson; Justin Wolfers. Full Chapters test bank are included - Chapter 1 to 23 
 
Part I Foundations of Economics 
Chapter 1 The Four Core Principles of Economics 
Chapter 2 Demand and Consumer Choice 
Chapter 3 Supply and Producer Choice 
Chapter 4 Equilibrium: Where Supply Meets Demand 
 
Part II Analyzing Markets 
Chapter 5 Welfare Economics: Evaluating Market Efficiency and Market Failure 
Chapter 6 Comparative Advantage ...
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