Issuer Study guides, Class notes & Summaries

Which cycle describes members who are just surviving and living paycheck to paycheck? - Earn/Spend/Earn/Spend Financial counselors who don't use what they know about hemispheric thinking may fall into the trap of: - Presenting information to a member in a manner that might not be the best way to communicate Using a hard approach, rather than a soft approach, with members: - Communicates in an orderly, specific, and straight-forward way The Johari Window describes four zones. W...

Customer purchasing goods either as a "Card Present" or Card Not Present" transaction -Receives the payment card and bills from the issuer - ️️Cardholder -Primary Account Number (PAN) -Cardholder Name -Expiration Date -Service Code - ️️Cardholder Data Include: -Full track data (Magnetic-stripe data or equivalent on a chip) -CAV2/CVC2/CVV2/CID -PINs/PIN blocks - ️️Sensitive Authentication Data includes: American Express Discover JCB International MasterCard Visa - ️...

Chapter 14 - Intermediate AccountingThe covenants and other terms of the agreement between the issuer of bonds and the lender are set forth in the A. bond indenture. B. bond debenture. C. registered bond. D. bond coupon. - correct answer A. bond indenture. The covenants and other terms of the agreement between the issuer of bonds and the lender are set forth in the bond indenture. The interest rate written in the terms of the bond indenture is known as the A. effective rate. B. ma...

The individual shared responsibility requirement under the Affordable Care Act requires all individuals to have minimum essential coverage for themselves (and/or their spouse or dependents) or make a payment through the tax filing process. - Answer - false Bill and Barbara are married and have two children under age 18. They do not have minimum essential coverage (or any other form of coverage that helps to pay the cost of medical care) for any family member for any month during 2018 and no o...

Series 79 Knopman Marks deferred tax asset or liability? Acceleration of revenue for accounting purposes - correct answer Deferred tax liability Source or use of cash? Decrease in accrued liabilities - correct answer Use of Cash Source or use of cash? Improvement in net working capital - correct answer Use of cash Purpose of a Schedule 13F - correct answer A 13F is a quarterly filing by Institutional Investment managers to disclose long equity positions Disclosure document used to g...

What type of risk is unique to a specific industry, business enterprise, or investment type? - ANSWER-Nonsystematic risk Under which of the following circumstances is an investor in a position to acquire stock? - ANSWER-Buy a call, sell a call (The holder of a call has the right to buy stock at the strike price if exercised. The seller of a put is obligated to buy stock at the strike price if exercised) Options- a premium - ANSWER-the cost of an option contract, expressed in dollars per sh...

Series 79Best Efforts Underwriting - correct answer the type of underwriting in which the underwriter sells as much of the issue as possible, but can return any unsold shares to the issuer without financial responsibility. The underwriter is acting as an agent, not a principal Mini-Max Offering - correct answer A best efforts underwriting setting a floor or minimum, which is the least amount the issuer needs to raise in order to move forward with the underwriting and a ceiling or maximum on t...

Members - correct answer -The individuals or business entities that belong to a limited liability company Benefit Corporation - correct answer -a corporate form that requires directors to ensure that the corporation meets explicit social goals in addition to producing shareholder profits Managers - correct answer -A person designated and charged with day-to-day operations of a limited liability company Organizer - correct answer -The parties responsible for bringing a limited liability ...

Securities Act of 1933 - The first major federal law regulating the securities industry. Focuses on the PRIMARY MARKET It requires firms issuing new stock in a public offering to file a registration statement with the SEC. Securities Act of 1934 - A law governing the SECONDARY trading of securities in the US; established the SEC (Securities and Exchange Commission). Securities Act of 1933 applies to - non-exempt issues What is needed per the Securities Act of 1933 before sales ca...

CISI – Regulations Final Exam Study Questions with COMPLETE SOLUTIONS (LATEST 2024] When the UK regulator allows a firm to undertake regulated activities, it grants which of the following? A Authorisation B Financial Services and Markets Act 2000 prohibition C Regulatory exemption D Part 4A Permission - CORRECT ANSWER D Part 4A Permission - Activities must be permitted by the Part 4A Permission (status would be permitted with authorization) According to the UK Prospectus Rules (P...