Accident Study guides, Class notes & Summaries

NYS Life, accident, and health insurance Exam Questions with verified Answers Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? How many days notice does the ACA require insurers to give before rescinding coverage? A signed good health statement may be requested by a life producer at the time of Carol purchases a whole life policy that provides a choice of dividend options. This policy is req...

California Life, Accident, and Health Insurance Final Exam Questions and Answers (2022/2023) (Verified Answers)

NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 Questions & Answers 2023 ( A+ GRADED 100% VERIFIED)

Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions LIFE SECTION 1 1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? A- $50,000 Whole Life policy B- $50,000 Level Term policy for 20 years C- $50,000 20 Pay Life policy D- $50,000 Decreas...

PSI - NY LIFE, ACCIDENT AND HEALTH PRACTICE EXAM 17-55 | 75 QUESTIONS WITH COMPLETE SOLUTIONS | GRADED A+

Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Free Look When will a policy pay on a UCR basis? - When particular benefits are not listed on a payment schedule Which type of rider reimburses health and social service expenses incurred in a convalescent or nursing home facility? - long term care rider Which of the following is exempt...

Accident and Health Insurance Exam Questions and 1100% Verified Correct Answers Using Marking Scheme Already Scored 100%

Cerebral Vascular Accident (CVA) John Gates is a 59-year-old male -Answered History of Present Problem: John Gates is a 59-year-old male with a history of diabetes type II and hypertension who was at work when he had sudden onset of right-sided weakness, right facial droop, and difficulty speaking. He was transported to the emergency department (ED) where these symptoms continue to persist. It has been one hour from the onset of his neurologic symptoms when he presents to the ED. You are th...

Under which situation must insurable interest exist between the applicant and insured at the time of application? - When a third-party applicant names themselves beneficiary. Which of the following is true about a decreasing term life policy? - The face amount reaches zero at policy expiration. Which of the following occurs immediately after the application is submitted and the initial premium paid? - The underwriting process begins For an individual long-term care policy there is an annua...

Which is an ACCURATE statement regarding benefits of Medicare supplement and Medicare select plans? 1 The insurer is able to cancel, or deny renewal of an existing policy, based solely on the health of the insured. 2 There is no restriction for benefits after the coverage has been in effect for six months when involving a preexisting condition. 3 The coverage for a loss from an illness or disease is treated differently than for a loss resulting from an injury due to an accident. 4 The ...