Borrower Study guides, Class notes & Summaries
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Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+)
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Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+) 
Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+) 
 
The process of creating a new mortgage loan, including all steps taken by a lender to attract and qualify a borrower are _____. - ANSWER - Origination activities 
 
The process of evaluating a borrower's loan application to determine the risk involved for the lender is - ANSWER - Underwriting 
 
Which of the...
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U.S. Forces Drivers Training Program for Europe Final Exam 2 He Questions and Answers 100% Correct
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U.S. Forces Drivers Training Program 
for Europe Final Exam 2 He Questions 
and Answers 100% Correct 
For registration purposes, the insurance policy cannot substitute for the insurance confirmation 
card as proof of automobile insurance under German law and U.S. Forces regulations. (para 
33e(3)) 
a. True. 
b. False. True 
License plates issued to drivers by the Registry of Motor Vehicles automatically become the 
driver's property. (para 33c(1)(a)) 
a. True. 
b. False. False 
The driver...
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Champions Real Estate Finance Exam (2024/ 2025) 100% Correct Questions and Verified Answers| Grade A
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Champions Real Estate Finance Exam (2024/ 2025) 100% Correct Questions and Verified Answers| Grade A 
 
 
Q: The money that mortgage companies use to make loans come from the sale of ________, which is considered a business transaction, not a savings account deposit procedure. 
 
 
Answer: 
Bonds 
 
 
 
Q: Government entities regularly sell bonds to 
 
 
Answer: 
Fund major capital investments 
 
 
 
Q: Advantage of municipal bonds is 
 
 
Answer: 
That the interest paid to investors is not subj...
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Champions Real Estate Finance graded A+ already passed 2023
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Champions Real Estate Finance graded A+ already passed 2023Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers ...
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PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024
- Exam (elaborations) • 38 pages • 2023
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PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024 
A written agreement in which a purchaser agrees to buy and a seller agrees to sell is 
called ️ a contract 
Antitrust laws prohibit competing brokers from all of the following ️ 1. boycotting 
other brokers in the marketplace. 
2. dividing the market to restrict competition. 
3. agreeing to set sales commissions and management rates. 
When a sewer line is installed down a rural road, the cost will probabl...
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REE 4202- Exam 2 Sirmans Qs&As
- Exam (elaborations) • 11 pages • 2024
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REE 4202- Exam 2 Sirmans Qs&As 
Borrower Qualifications include: - ANS-1. determining maximum loan amount 
2. estimating settlement requirements and costs 
3. analyzing credit history 
4. calculating effective income 
5. estimating monthly housing expense 
6. assessing ability to repay mortgages and other liabilities in a timely fashion 
Credit Scoring - ANS--used to assess the creditworthiness of a borrower 
-best known company FICO (Fair Isaac and Company) 
-cutoff score for Frannie and Fr...
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RECA Residential Exam Questions and Answers 100% Pass
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RECA Residential Exam Questions and Answers 100% Pass Fiduciary Representation - Trust and confidence - Best interests - Loyalty 
5 Ds of Role Clarity 1. Discuss 2. Determine 3. Document 4. Disclose 5. Do 
Must disclose in writing - the nature of services provided - whether professional has entered into representation relationship with other party - any conflicts of interest - any other facts that may influence consumers decision to proceed with relationship 
made to clarify and provide proof of...
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Champions real estate finance Exam Questions with Verified Answers
- Exam (elaborations) • 8 pages • 2023
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mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
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Florida Real Estate Exam TEST Questions WITH 100% Correct Answers LATEST UPDATE 2023/2024
- Exam (elaborations) • 51 pages • 2023
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Florida Real Estate Exam TEST 
Questions WITH 100% Correct 
Answers LATEST UPDATE 
2023/2024 
Binder deposit shows up as what on closing statement? - ANSWER Credit to buyer 
Which of the following is true about leverage? - ANSWER Leverage is the use of 
borrowed funds to purchase assets. 
Which of the following liens would take priority? - ANSWER A property tax lien 
In which of the following theories of mortgage lending does the borrower not retain 
ownership of the property during the loan ...
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USAREUR Driving Test | 110 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 14 pages • 2024
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For registration purposes, the insurance policy cannot substitute for the insurance confirmation card as 
proof of automobile insurance under German Law. - True 
License plates issued to drivers by the registry of motor vehicles automatically become the drivers 
property - False 
A driver who lens his or her vehicle to a member of the U.S. Forces is required to provide the borrower 
with the registration certificate. - True 
The driver of a registered motor vehicle is required to observe which o...
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