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XCEL Final Exam Graded A+
XCEL Final Exam Graded A+ 
Irrevocable beneficiary What kind of life insurance beneficiary requires his/her consent when a 
change of beneficiary is made? 
Anytime When can a policy-owner change a revocable beneficiary? 
Daughter K has a life insurance policy where her husband is beneficiary and her daughter is 
contingent beneficiary. Under the Common Disaster clause, if K and her husband are both killed in an 
automobile accident, where would the death proceeds be directed? 
0 T and S a...