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Wise Practice Exam Tested Questions With Revised Correct Answers > Updated & Passed <
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One of Andre's seldom-used credit cards has been 
stolen without his knowledge. When he gets his 
monthly statement, he realizes that someone else 
has been using the card and reports it stolen. The 
maximum amount of unauthorized purchases he is 
liable for is: - ANSWER : $50 
Consumers who file for bankruptcy are still 
responsible for: - ANSWER : Tax claims and 
student loans 
Which of the...
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Which statement is FALSE about most ATM 
(Automated Teller Machine) cards? - ANSWER : 
You can always get cash anywhere in the world with 
no fee. 
You must have a bank account to have an ATM card 
because the ATM card is used to electronically make 
deposits into, withdrawals from, or get information 
concerning your bank balance at an ATM 24 hours a 
day, seven days a week. If you use an ATM...
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Which of the following does the Federal Reserve use to 
regulate the nation's money supply? - ANSWER : C: 
Monetary policy 
reasons:The Federal Reserve uses monetary policy to 
regulate the nation's money supply. Monetary policy is 
directed at expanding or contracting the supply of money 
and credit in the U.S. economy. In theory, if there is too 
little money in circulation, consumers will spend les...
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Budget variance. - ANSWER : the difference 
between the budgeted amount and the actual 
amount that you spend 
Debt ratio - ANSWER : shows the relationship 
between debt and net worth. 
Debt ratio - ANSWER : The lower the ratio the 
better off financially the person is. 
Debt ratio - ANSWER : calculated by dividing 
liabilities by net worth 
Excise tax - ANSWER : government imposes 
a tax on specific g...
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A credit card is issued to John and Maria Davis. This month, John 
charges $100 and Maria makes no charges. When the bill is 
received who is legally responsible for paying the $100 - 
ANSWER : Both John and Maria 
A factor that can cause the price of a stock to DECREASE is the 
company - ANSWER : lowering its expectations of future 
earnings. 
A good financial goal should - ANSWER : be achievable in fi...
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THE ULTIMATE WISE TEST REVIEW questions and answers A+ score assured 2024/2025
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