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Exam (elaborations)

Utah Insurance Test Questions and Answers
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19

January 2026

2025/2026

A+
Available in bundle
Utah Insurance Test Questions and Answers whole life insurance - ANSWERS-Contracts which provide payments based on investment return of a segregated asset account are called: Reinstatement provision - ANSWERS-provides that when a policy lapses due to nonpayment of premium, but the insured subsequently pays the renewal premium (which the insurer accepts without requiring an application for a new policy), the policy will be reinstated with the same provisions and rights as before (with the...
Bensuda
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Exam (elaborations)

INSURANCE LICENSE EXAM QUESTIONS AND ANSWERS ALREADY GRADED A+ 2024/2025
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9

April 2025

2024/2025

A+
INSURANCE LICENSE EXAM QUESTIONS AND ANSWERS ALREADY GRADED A+ 2024/2025
PERFECTSCHOOLERS
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Package deal

Utah Bundled Exams All Versions and Courses 2024/2025 Full solution pack
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10

March 2024
Utah Bundled Exams All Versions and Courses 2024/2025 Full solution pack
ACADEMICMATERIALS
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Exam (elaborations)

Utah Insurance Test Questions With All Correct Answers!!
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15

March 2024

2023/2024

A+
Available in bundle
whole life insurance - Answer-Contracts which provide payments based on investment return of a segregated asset account are called: Reinstatement provision - Answer-provides that when a policy lapses due to nonpayment of premium, but the insured subsequently pays the renewal premium (which the insurer accepts without requiring an application for a new policy), the policy will be reinstated with the same provisions and rights as before (with the exception of coverage for sickness-related los...
ACADEMICMATERIALS
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Exam (elaborations)

Utah Insurance Exam Prep Questions and Answers with complete solutions
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16

March 2024

2023/2024

A+
Available in bundle
Risk - Answer-Chance of loss Insurance - Answer-A contract in which one party agrees to indemnify the insured party against loss, damage or liability arising from an unknown event. Pure risk - Answer-Chance of loss only Speculative - Answer-Chance of loss or gain 2 types of risk - Answer-Pure & speculative Only risk insurance covers? - Answer-Pure Exposure - Answer-Unit of measurement. Measures the amount of risk. Hazard - Answer-Condition that INCREASES the chance of loss. Types of haz...
ACADEMICMATERIALS
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Exam (elaborations)

UTAH PROPERTY-PROPERTY AND CASUALTY BASICS EXAM 2024 WITH 100% CORRECT ANSWERS
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2

February 2024

2023/2024

A+
Which of the following is a property policy with a provision agreed upon by the insurer and insured as to the amount of insurance that represents a fair valuation for the property at the time the insurance is written and suspends any coinsurance or other contribution clauses in the policy? a) Market value b) Agreed value c) Replacement cost d) Stated amount. Answer - B With regard to fire insurance premiums, structures with which of the following type of construction would most likely have th...
YANCHY
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Exam (elaborations)

UTAH Property & Casualty Insurance Producer Exam 2024 with 100% correct answers
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28

February 2024

2023/2024

A+
Someone who is eligible to become a Consultant if he or she has how many years of related experience? Answer - At least 3 years of experience in the last 4 years What is a fiduciary? Answer - Someone who is trusted with someone else's money What level of education does someone need to become a licensed insurance producer in Utah? Answer - No education is required What type of agreement does UT have with other states that allows a non-resident licensed producer to obtain a Utah license ...
YANCHY
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Exam (elaborations)

UTAH PROPERTY CASUALTY INSURANCE ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS
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62

February 2024

2023/2024

A+
A - UTAH: A person applying for an adjuster's license in Utah must (BSPEBS): Answer - * Be at least 18 years old * SSN * Personal History * Experience * Business Record * Submit a non-refundable fee B - UTAH: A non-resident agent (a new agent) moving into Utah must apply within __________ days to become a resident licensee. Answer - 90 C - UTAH: Qualifications: A licensee must - Answer - * At least 18 years old * Good faith * No controlled business * No grounds for denial, suspens...
YANCHY
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Exam (elaborations)

Utah Property and Casualty Insurance exam 2024 with 100% correct answers
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11

February 2024

2023/2024

A+
Absolute Liability Answer - Liability that arises from an extremely dangerous situation. Absolute liability is often found in cases involving explosives. Also known as "strict" liability. For ex you are absolutely liable if you keep a wild animal as a pet. Accident Answer - A sudden and unexpected event, occurring at a specific time and place. Actual Cash Value (ACV) Answer - The cost to replace an item of property at the time of loss, less an allowance for depreciation. Often used to de...
YANCHY
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Exam (elaborations)

UTAH PROPERTY AND CASUALTY INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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40

February 2024

2023/2024

A+
AbandonmentAnswer - The abdication of insured property into the hands of another, or into the possession of no one in particular. Absolute LiabilityAnswer - A type of liability that occurs due to extremely dangerous operations, such as the use of explosives or working at extreme heights. AccidentAnswer - An unplanned, unforeseen event which occurs suddenly and at a specific place. Actual Cash Value (ACV)Answer - The required amount to pay damages or for property loss, which is calcu...
YANCHY
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