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Tennessee Life and Health Insurance ExamA.

The Tennessee College of Life and Health Insurance Exam, administered on May 15, 2025, is a rigorous assessment designed to evaluate candidates’ knowledge of life and health insurance principles, products, regulations, and practices required for licensure as an insurance producer in Tennessee. Comprising 31 multiple-choice questions, the exam covers a wide array of topics, including life insurance policies, health insurance provisions, annuities, retirement plans, taxation, Medicare/Medicaid, ...

TENNESSEE LIFE AND HEALTH INSURANCE LICENSE TEST PAPER 2025 QUESTIONS WITH ANSWERS GUARANTEE A+

TENNESSEE LIFE AND HEALTH INSURANCE LICENSE EXAM STUDY GUIDE 2025 QUESTIONS WITH ANSWERS GUARANTEE A+ The Tennessee Guaranty Association is subject to review and regulation by the Commissioner. A financial statement must be submitted no later than ___ of each year? 1.January 3rd 2.February 13th 3.March 30th 4.April 30th - March 30th When engaged in an insurance transaction in Tennessee, the producer represents the: ed 2.Commissioner iciary er - 4. insurer In Tennessee, a(n) ____ in...

TENNESSEE LIFE AND HEALTH INSURANCE FINAL PAPER 2025 QUESTIONS WITH ANSWERS GUARANTEE A+ From a life insurance regulatory perspective, the primary problem with strangeroriginated life insurance (STOLI) is that it is: - essentially wagering on a stranger's life Who is the contingent beneficiary in the following beneficiary designation: "Sally Grant, wife of the insured, if she survives the insured; otherwise to Frank Grant, brother of the insured; otherwise to the ASPCA." - Frank G...

TENNESSEE LIFE AND HEALTH INSURANCE EXAMINATION 2025 QUESTIONS WITH ANSWERS GUARANTEE A+ Decreasing term insurance - Julie has a $100,000 30 year mortgage on her new home. What type of life insurance could she purchase that is designed to pay off the loan balance if she dies within the 30 year period? Liable for the loss - An insured was injured as an innocent bystander when someone committed a felony. The insurer is An injury occurring at the insured's residence - Medical expense insu...

TENNESSEE LIFE AND HEALTH INSURANCE EXAM SCRIPT 2025 QUESTIONS WITH ANSWERS GUARANTEE A+ In comparison to consumer reports, which of the following describes a unique characteristic of investigative consumer reports? a. The customer has no knowledge of this action b. The customer's associates, friends, and neighbors provide the report's data c. They provide additional information from an outside source about a particular risk d. They provide information about a customer's characte...

TENNESSEE LIFE AND HEALTH INSURANCE EXAM CORE 2025 QUESTIONS WITH ANSWERS GUARANTEE A+ cognitive impairment - Involves the loss of memory and deductive or abstract reasoning due to an organic mental illness, including Alzheimer's disease and senile dementia. Also includes impairment due to traumatic brain injury, such as a stroke or blunt-force trauma. Impairment in any of the ADLs is not required under this classification. Fixed Annuity - guaranteed fixed interest rate during accumula...

TENNESSEE LIFE AND HEALTH INSURANCE EVALUATION EXAM 2025 QUESTIONS WITH ANSWERS GUARANTEE A+ What kind of Risks are insurable - - loss must be accidental - loss must be definable (or calculable) - must not be financially catastrophic - premiums must be reasonable Retention - The act of the individual taking on the risk themselves, or retaining some of the cost themselves Peril - An example of what caused the loss (ie: death) - a fire Hazard - A condition that exists that increases the ...

TENNESSEE LIFE AND HEALTH INSURANCE COMPREHENSIVE EXAM 2025 QUESTIONS WITH ANSWERS GUARANTEE A+ agency system/insurance is made available to the public thru a number of distribution systems - indep ins agent, exclusive or captive agents,general agent of managing general agents, direct writing companies indep ins agent - sells ins products of several companies and work for themselves or other agents indep ins agent - owns the expiration of the policies he sells, meaning he may place the b...