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South Carolina Life Insurance Exam (questions and answers) 2024 updated
- Exam (elaborations) • 19 pages • 2024
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South Carolina Life Insurance Exam 
(questions and answers) 2024 updated 
The balance of the loan will be taken out of the death benefit - CORRECT ANSWER-If a 
policy has a automatic loan provision, what happens if the insured dies before the loan 
is paid back? 
Inspection Report - CORRECT ANSWER-An insurer receives a report regarding 
potential insured that includes financial status, hobbies, and habits. What type of report 
is that? 
Spendthrift Clause - CORRECT ANSWER-The clause that pro...
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Final Exam South Carolina Life and Health Insurance // Real Exam // Updated 2024 // Correct Answers
- Exam (elaborations) • 12 pages • 2024
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Final Exam South Carolina Life and 
Health Insurance // Real Exam // Updated 
2024 // Correct Answers 
A closed network plan offers a primary physician copay of $25. If a subscriber chooses 
a primary care physician outside of the network, the subscriber will likely pay - 
CORRECT ANSWER-100% of the billed amount 
What does Coordination of Benefits allow? - CORRECT ANSWER-Allows the 
secondary payor to reduce their benefit payments so no more than 100% of the claim is 
paid 
A waiver of pre...
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South Carolina Accident. Health, and Life Insurance Exam 2024
- Exam (elaborations) • 8 pages • 2024
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South Carolina Accident. Health, and 
Life Insurance Exam 2024 
Annuity Certain - CORRECT ANSWER-Maria would like an annuity that provides a 
guaranteed accumulation or payout. The type of annuity she is seeking is called 
Survivorship Life - CORRECT ANSWER-The type of policy which pays on the death of 
the last person is called 
Malign another insurer - CORRECT ANSWER-Defamation occurs when a producer 
makes a false statement intended to 
A 70 year old NOT eligible for Social Security 
*Yo...
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South Carolina P&C Insurance Exam Study Guide with 100% correct answers 2024
- Exam (elaborations) • 15 pages • 2024
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South Carolina P&C Insurance Exam 
Study Guide with 100% correct answers 
2024 
Abandonment - CORRECT ANSWER-the abdication of insured property into the hands 
of another, or into the possession of no one in particular 
Absolute Liability - CORRECT ANSWER-Liability that arises from an extremely 
dangerous situation. Often found in cases involving explosives. Also known as "strict" 
liability. For example, you are absolutely liable if you keep a wild animal as a pet. 
Accident - CORRECT AN...
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Study Guide for Actual Final Exam - South Carolina Life and Health Insurance 2024
- Exam (elaborations) • 12 pages • 2024
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Study Guide for Actual Final Exam - 
South Carolina Life and Health 
Insurance 2024 
The branch of dentistry which deals with the replacement of missing parts is called 
Endodontics 
Periodontics 
Orthodontics 
Prosthodontics - CORRECT ANSWER-Prosthodontics 
How many months can a life insurance policy normally be backdated from the date of 
application? 
3 
6 
9 
12 - CORRECT ANSWER-6 
HIPAA considers which of the following as "individually identifiable health information"? 
- CORRECT ANSWER...
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South Carolina Property and Casualty Insurance Exam Test 2024
- Exam (elaborations) • 14 pages • 2024
- Available in package deal
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South Carolina Property and Casualty 
Insurance Exam Test 2024 
The process an insurer uses to evaluate applications and determine if a policy should 
be issued and on what terms, conditions, and rate is known as? - CORRECT ANSWERUnderwriting 
The Director is conducting an examination of a foreign company transacting business in 
South Carolina. Who is responsible for the cost of the examination? - CORRECT 
ANSWER-Foreign company 
Driver A has a personal auto policy with Part C: UM/UIM limi...
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Final Exam - South Carolina Life and Health Insurance 2024
- Exam (elaborations) • 12 pages • 2024
- Available in package deal
-
- $12.99
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Final Exam - South Carolina Life and 
Health Insurance 2024 
The branch of dentistry which deals with the replacement of missing parts is called 
Endodontics 
Periodontics 
Orthodontics 
Prosthodontics - CORRECT ANSWER-Prosthodontics 
How many months can a life insurance policy normally be backdated from the date of 
application? 
3 
6 
9 
12 - CORRECT ANSWER-6 
HIPAA considers which of the following as "individually identifiable health information"? 
- CORRECT ANSWER-A person's health cla...
-
South Carolina Life Insurance Exam (questions and answers) 2024 updated
- Exam (elaborations) • 19 pages • 2024
- Available in package deal
-
- $14.99
- + learn more
South Carolina Life Insurance Exam 
(questions and answers) 2024 updated 
The balance of the loan will be taken out of the death benefit - CORRECT ANSWER-If a 
policy has a automatic loan provision, what happens if the insured dies before the loan 
is paid back? 
Inspection Report - CORRECT ANSWER-An insurer receives a report regarding 
potential insured that includes financial status, hobbies, and habits. What type of report 
is that? 
Spendthrift Clause - CORRECT ANSWER-The clause that pro...
-
South Carolina Insurance Exam Questions and Correct Answers 2024
- Exam (elaborations) • 9 pages • 2024
- Available in package deal
-
- $12.99
- + learn more
South Carolina Insurance Exam 
Questions and Correct Answers 2024 
An insurer is REQUIRED to offer which of the following to each long-term care applicant 
at the time of purchase? - CORRECT ANSWER-Inflation protection 
Which of these riders will pay a death benefit if the insured's spouse dies? - CORRECT 
ANSWER-Family term insurance rider 
Disability income plans which require that the insurer can NEVER change or alter 
premium rates are usually considered - CORRECT ANSWER-Nonconcellable ...
-
South Carolina Insurance Exam Questions and Correct Answers 2024
- Exam (elaborations) • 9 pages • 2024
- Available in package deal
-
- $12.99
- + learn more
South Carolina Insurance Exam 
Questions and Correct Answers 2024 
An insurer is REQUIRED to offer which of the following to each long-term care applicant 
at the time of purchase? - CORRECT ANSWER-Inflation protection 
Which of these riders will pay a death benefit if the insured's spouse dies? - CORRECT 
ANSWER-Family term insurance rider 
Disability income plans which require that the insurer can NEVER change or alter 
premium rates are usually considered - CORRECT ANSWER-Nonconcellable ...
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