- Study guides, Class notes & Summaries

Credit Ans: Any arrangement where you get "stuff" (money, goods, services), and agree to pay for it in the future Loan Ans: An agreement where you are credited with a fixed amount (usually of money) for a fixed period of time, usually with interest Interest Rate Ans: The percentage charged for the privilege of borrowing money Principal Ans: The amount you borrow Term Ans: The amount of time you have to repay your principal Collatera

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Budgeting-NGPF Exam Questions with Correct Answers Latest Update 50/30/20 Budget - Answers A budgeting method that allocates 50% to needs, 30% to wants, and 20% to savings and debt repayment Auto Lease - Answers A type of auto financing that allows you to "rent" a car from a dealership for a certain length of time and amount of miles. Once the time period ends, you either return the car or purchase the car if that is an option in your contract. budget - Answers A plan for making and sp...

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2 pages

Written in 2025/2026

Grade A+

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Taxes (NGPF) Exam Pack Questions with Complete Correct Answers | Grade A+

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What is hearsay? Ans: An out of court statement offered to prove the truth of the matter asserted. What includes non-hearsay? (Generally) (2) Ans: (1) certain prior statements of a testifying witnesses; (2) admissions of a party opponent Prior Inconsistent Statements (Non-Hearsay) Ans: Only prior inconsistent statements made under oath at a trial hearing or deposition made by the declarant are admissible as substantive evidence as non-hearsay Prior Consistent Statements Ans: A witness's...

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7 pages

Written in 2023/2024

Grade A+

Axpert

Risk Ans: A situation involving exposure to danger, harm, or loss. Insurance Ans: A means of guaranteeing protection or safety. Risk Pooling Ans: The spreading of financial risk evenly among a large number of contributors to the program. Insurance Policy Ans: A contract in which an individual or entity receives financial protection or reimbursement against losses. Premium Ans: The specified amount of payment required periodically by an insurer to provide coverage under a given ins...

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7 pages

Written in 2023/2024

Grade A+

Axpert

NGPF-Checking Exam Study Guide. Checking account - answerA bank account from which payments can be ordered by a depositor Ways to get money out of a checking account - answerwrite checks debit cards ATM withdraw from a bank branch online bill pay transfer fund electronically debit card - answerA bank card that automatically deducts the amount of a purchase from the checking account of the cardholder Automatic Teller Machine (ATM) - answerA computer terminal used to conduct banking tr...

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3 pages

Written in 2023/2024

Grade A+

Fyndlay